| Market | Median list price | YoY | Days on market | Active | Price-to-income | Income needed |
|---|---|---|---|---|---|---|
| Des Moines | $339,996 | -1.5% | 65 | 3,856 | 4.0 | $100,000 |
| Davenport | $239,900 | +6.0% | 42 | 920 | 3.3 | $72,000 |
| Iowa City | $379,973 | +9.8% | 62 | 611 | 5.1 | $110,000 |
| Cedar Rapids | $320,875 | +21.1% | 44 | 574 | 4.2 | $93,000 |
| Waterloo | $264,900 | +6.0% | 54 | 451 | 3.8 | $76,000 |
| Ames | $312,900 | +4.3% | 54 | 382 | 4.4 | $89,000 |
| Sioux City | $267,463 | -12.3% | 48 | 350 | 3.7 | $77,000 |
| Mason City | $307,825 | +13.1% | 64 | 327 | 4.6 | $88,000 |
| Spirit Lake | $567,500 | +18.4% | 64 | 221 | 7.6 | $153,000 |
| Dubuque | $296,000 | -17.5% | 39 | 190 | 3.9 | $83,000 |
| Burlington | $150,000 | +2.4% | 53 | 184 | 2.4 | $43,000 |
| Fort Madison | $159,225 | +23.7% | 62 | 136 | 2.7 | $46,000 |
| Ottumwa | $154,000 | -9.9% | 54 | 128 | 2.6 | $45,000 |
| Pella | $377,000 | +2.6% | 61 | 116 | 4.8 | $106,000 |
| Fort Dodge | $184,400 | +13.2% | 58 | 112 | 2.7 | $53,000 |
| Muscatine | $201,000 | -19.4% | 58 | 105 | 2.9 | $58,000 |
| Clinton | $184,700 | +1.9% | 52 | 103 | 2.8 | $54,000 |
| Carroll | $235,125 | -2.3% | 58 | 84 | 3.4 | $64,000 |
| Marshalltown | $189,900 | +8.6% | 41 | 70 | 2.6 | $55,000 |
| Storm Lake | $234,000 | -6.0% | 62 | 61 | 3.5 | $65,000 |
| Oskaloosa | $242,075 | -6.3% | 47 | 59 | 3.5 | $69,000 |
| Le Mars | $336,250 | +6.1% | 44 | 59 | 4.1 | $92,000 |
| Spencer | $213,675 | +20.4% | 62 | 54 | 3.3 | $59,000 |
State housing market · September 2026 data
Iowa housing market
Across the 23 Iowa markets WealthyBud tracks, the midpoint median listing price is $242,075 as of September 2026, and 8 of 23 are priced below a year ago. Spirit Lake is the most expensive ($567,500) and Burlington the least ($150,000).
Midpoint median list price
$242,075
23 markets
Markets down YoY
8/23
September 2026
Active listings
9,153
Tracked markets
30-yr mortgage rate
7.28%
2026-10-01
What are home prices in each Iowa market?
The table lists every Iowa market WealthyBud tracks with its median listing price, year-over-year change, days on market, active listings, price-to-income ratio and the income needed to buy the median home. Select a market for its full report.
Are home prices rising or falling in Iowa?
Fort Madison posted the biggest year-over-year change in Iowa (+23.7%) and Muscatine the weakest (-19.4%). The midpoint change across the state's tracked markets is +4.3%, with 9,153 homes actively listed.
How much income do you need to buy a home in Iowa?
Buying the median listing with 20% down at the current 7.28% rate takes about $43,000 a year in Burlington and $153,000 in Spirit Lake, keeping principal, interest and property tax at 28% of income.
Iowa housing market FAQ
What is the median home price in Iowa?
Across WealthyBud's 23 tracked Iowa markets, median listing prices have a midpoint of $242,075 as of September 2026, from $150,000 in Burlington to $567,500 in Spirit Lake.
Are home prices falling in Iowa?
8 of 23 tracked Iowa markets have median listing prices below a year ago as of September 2026. The weakest is Muscatine at -19.4%.
What is the most expensive housing market in Iowa?
Spirit Lake has the highest median listing price among tracked Iowa markets at $567,500 (September 2026).
How much income do you need to buy a home in Iowa?
Buying the median listing with 20% down at the current 7.28% rate takes about $43,000 a year in Burlington and $153,000 in Spirit Lake, keeping principal, interest and property tax at 28% of income. Insurance, HOA and PMI are excluded.
Working in Iowa real estate? See Iowa agent salary and how to get licensed. Compare states on the state hub index or see where prices are falling nationwide.