| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $163,000 | -4.1% YoY |
| Median price per sq ft | $130 | 1,327 sq ft median |
| Median days on market | 63 | +13% YoY |
| Active listings | 118 | +27% YoY |
| New listings this month | 38 | June 2026 |
| Listings with a price cut | 19% | Share of active |
| Median sale price (closed) | $136,500 | -9.6% YoY |
| Sale-to-list ratio | 95.6% | Closed sales |
Metropolitan market · Iowa · June 2026 data
Ottumwa Real Estate Market
As of June 2026, the median home listed in Ottumwa, IA asks $163,000 — down 4.1% year over year. Homes sell in a median of 63 days, with 118 active listings and 19% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$163,000
▼ 4.1% YoY
Median $ / sq ft
$130
1,327 sq ft median
Median days on market
63
June 2026
Active listings
118
For sale now
New listings
38
June 2026
Listings with price cuts
19%
Share of active
Median sale price (closed)
$136,500
▼ 9.6% YoY · closed sales
Sale-to-list ratio
95.6%
Closed sales
Homes sold / month
29
Closed sales
Ottumwa housing market statistics
The table summarizes Ottumwa's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Ottumwa?
Ottumwa home prices are down 4.1% year over year and +1.9% month over month as of June 2026, at a $163,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Ottumwa IA · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Ottumwa IA · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Ottumwa?
Ottumwa has 118 active listings, 38 new this month, 44 pending as of June 2026. About 19% of active listings have cut their price, and inventory sits at 92% of its 2019 level — a balanced market by pace.
Is Ottumwa a good real estate investment?
Ottumwa scores 61/100 on WealthyBud's composite Investor Score, ranking #235 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
61/100
#235 of 932 covered metros
Ottumwa scores 61/100 on our composite Investor Score (#235 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 92% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 4.1% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Ottumwa ranks on the trending markets index.
How much is a monthly mortgage payment in Ottumwa?
A home at Ottumwa's $163,000 median listing runs about $818 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 5.43%
$735/mo
−$84/mo vs today
At today's rate · 6.43%
$818/mo
National weekly average
If rates rise 1% · 7.43%
$906/mo
+$87/mo vs today
Principal & interest on the $163,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
What is driving the Ottumwa housing market?
Longer-run demand in Ottumwa shows up in 50 homes permitted in 2025; net migration of -24 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
50
▲ 13.6% vs 2024
1.4 per 1,000 residents
Net migration (2022–2023)
-24
▼ people, via tax-return records
net income flow −$7.15M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadOttumwa housing market FAQ
What is the median home price in Ottumwa?
As of June 2026, the median listing price in Ottumwa, IA is $163,000, down 4.1% year over year (source: public records and industry data). Figures cover the Ottumwa, IA metro area.
How much does it cost to buy a home in Ottumwa?
The median home listed in Ottumwa asks $163,000 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $818 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Ottumwa?
The median property in Ottumwa spends 63 days on the market, with 118 homes actively listed and 19% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Ottumwa?
With a median 63 days on market and 19% of active listings carrying a price cut, Ottumwa reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Ottumwa a good place to invest in real estate?
Ottumwa scores 61/100 on WealthyBud's Investor Score, ranking #235 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Ottumwa?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Ottumwa and the wider Iowa market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Ottumwa, IA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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