Metropolitan market · Iowa · September 2026 data

What is the Fort Dodge, IA real estate market doing?

As of September 2026, the median home listed in Fort Dodge, IA asks $184,400, up 13.2% year over year. Homes spend a median of 58 days on market, with 112 active listings and 25% carrying a price cut; pending contracts equal 33% of active listings, and inventory sits at 69% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$184,400
▲ 13.2% YoY
Median $ / sq ft
$126
1,494 sq ft median
Median days on market
58
September 2026
Active listings
112
For sale now
New listings
40
September 2026
Listings with price cuts
25%
Share of active
Inventory vs 2019
69%
Same month, 2019 = 100
Pending / active
33%
Contract activity
Median sale price (closed)
$267,500
▲ 87.7% YoY · closed sales · July 2026
Sale-to-list ratio
95.7%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
6
Closed sales · July 2026, seasonally adjusted

What is the Fort Dodge, IA housing market doing right now?

The Fort Dodge, IA housing market lists at a $184,400 median as of September 2026, up 13.2% year over year, with a 58-day median market time and 112 homes for sale (25% with a price cut). Active inventory is 69% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Fort Dodge housing market statistics

The table summarizes Fort Dodge's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Fort Dodge.

Fort Dodge, IA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$184,400+13.2% YoY
Median price per sq ft$1261,494 sq ft median
Median days on market58-10% YoY
Active listings1120% YoY
New listings this month40September 2026
Listings with a price cut25%Share of active
Median sale price (closed)$267,500+87.7% YoY · closed sales, July 2026
Sale-to-list ratio95.7%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio33.0%37 pending
Inventory vs 201969%Active listings vs same month in 2019

How have home prices changed in Fort Dodge?

Fort Dodge home prices are up 13.2% year over year and -7.6% month over month as of September 2026, at a $184,400 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$194K$186K$178K$171K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Fort Dodge IA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$194K$167K$140K$113K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Fort Dodge IA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Fort Dodge?

Fort Dodge has 112 active listings, 40 new this month, 37 pending as of September 2026. About 25% of active listings have cut their price, and inventory sits at 69% of its 2019 level — a balanced market by pace.

Active listings
112
New this month
40
Pending
37
Price-reduced
27

Is Fort Dodge a good real estate investment?

Fort Dodge scores 69/100 on WealthyBud's composite Investor Score, ranking #114 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
69/100
#114 of 933 covered metros
12-month outlook
+3.6%
▲ Rising · model output, not advice
Momentum
53
Value
97
Rental yield
80
Supply risk
26
Market heat
40

Fort Dodge scores 69/100 on our composite Investor Score (#114 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 69% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 13.2% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Fort Dodge ranks on the trending markets index.

How much is a monthly mortgage payment in Fort Dodge?

A home at Fort Dodge's $184,400 median listing runs about $1,009 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$911/mo
−$98/mo vs today
At today's rate · 7.28%
$1,009/mo
National weekly average
If rates rise 1% · 8.28%
$1,111/mo
+$102/mo vs today

Principal & interest on the $184,400 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Fort Dodge?

To buy Fort Dodge’s $184,400 median listing with 20% down, a household needs about $53,000 a year in gross income, keeping principal, interest and property tax ($1,237/mo) at 28% of income. The area’s median household income is $68,054, so the median listing is within reach of a typical Fort Dodge household on these terms.

Income needed to buy the median home in Fort Dodge, IA — September 2026
ItemAmountBasis
Median listing price$184,400September 2026
Down payment (20%)$36,880Assumption
Principal & interest (7.28%, 30-yr fixed)$1,009/moRate as of 2026-10-01
Property tax (1.48% effective rate)$227/moCensus ACS
Income needed (28% rule)$53,000Gross household income / yr
Median household income$68,054Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Fort Dodge housing market?

Longer-run demand in Fort Dodge shows up in 31 homes permitted in 2025; net migration of -71 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
31
▲ 24.0% vs 2024
0.8 per 1,000 residents
Net migration (2022–2023)
-71
▼ people, via tax-return records
net income flow −$8.72M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Tornado

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

Client-ready report

Send a branded Fort Dodge market report to your clients.

Open report gallery
Find the best in Fort Dodge

Fort Dodge housing market FAQ

What is the median home price in Fort Dodge?
As of September 2026, the median listing price in Fort Dodge, IA is $184,400, up 13.2% year over year (source: public records and industry data). Figures cover the Fort Dodge, IA metro area.
How much does it cost to buy a home in Fort Dodge?
The median home listed in Fort Dodge asks $184,400 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,009 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Fort Dodge?
The median property in Fort Dodge spends 58 days on the market, with 112 homes actively listed and 25% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Fort Dodge?
With a median 58 days on market and 25% of active listings carrying a price cut, pending contracts at 33% of active listings, Fort Dodge reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Fort Dodge a good place to invest in real estate?
Fort Dodge scores 69/100 on WealthyBud's Investor Score, ranking #114 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Fort Dodge?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Fort Dodge and the wider Iowa market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Fort Dodge, IA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Iowa housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.