Metropolitan market · Iowa · September 2026 data

What is the Sioux City, IA real estate market doing?

As of September 2026, the median home listed in Sioux City, IA asks $267,463, down 12.3% year over year. Homes spend a median of 48 days on market, with 350 active listings and 22% carrying a price cut; pending contracts equal 26% of active listings, and inventory sits at 106% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 5.2%. Figures come from public records and industry data, updated monthly.

Median listing price
$267,463
▼ 12.3% YoY
Median $ / sq ft
$155
1,768 sq ft median
Median days on market
48
September 2026
Active listings
350
For sale now
New listings
152
September 2026
Listings with price cuts
22%
Share of active
Inventory vs 2019
106%
Same month, 2019 = 100
Pending / active
26%
Contract activity
Median sale price (closed)
$289,900
▲ 14.8% YoY · closed sales · July 2026
Sale-to-list ratio
98.5%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
149
Closed sales · July 2026, seasonally adjusted

What is the Sioux City, IA housing market doing right now?

The Sioux City, IA housing market lists at a $267,463 median as of September 2026, down 12.3% year over year, with a 48-day median market time and 350 homes for sale (22% with a price cut). Active inventory is 106% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 5.2%.

Sioux City housing market statistics

The table summarizes Sioux City's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Sioux City.

Sioux City, IA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$267,463-12.3% YoY
Median price per sq ft$1551,768 sq ft median
Median days on market48-7% YoY
Active listings350+19% YoY
New listings this month152September 2026
Listings with a price cut22%Share of active
Median sale price (closed)$289,900+14.8% YoY · closed sales, July 2026
Sale-to-list ratio98.5%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio26.3%92 pending
Inventory vs 2019106%Active listings vs same month in 2019
Gross rental yield5.2%2BR fair market rent

How have home prices changed in Sioux City?

Sioux City home prices are down 12.3% year over year and -4.5% month over month as of September 2026, at a $267,463 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$305K$296K$286K$277K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Sioux City IA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$346K$307K$268K$229K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Sioux City IA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Sioux City?

Sioux City has 350 active listings, 152 new this month, 92 pending as of September 2026. About 22% of active listings have cut their price, and inventory sits at 106% of its 2019 level — a balanced market by pace.

Active listings
350
New this month
152
Pending
92
Price-reduced
77

Is Sioux City a good real estate investment?

Sioux City scores 56/100 on WealthyBud's composite Investor Score, ranking #315 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
56/100
#315 of 933 covered metros
12-month outlook
-1.7%
Flat · model output, not advice
Price volatility
Low
σ 3.9% · 20-yr price-index swings
Momentum
32
Value
76
Rental yield
84
Supply risk
65
Market heat
57

Sioux City scores 56/100 on our composite Investor Score (#315 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 47% over five years and +85% over ten, leaving prices 45% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,154/mo for a two-bedroom, the gross rental yield on the median listing is about 5.2%; active inventory sits at 106% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 12.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Sioux City ranks on the trending markets index.

How much is a monthly mortgage payment in Sioux City?

A home at Sioux City's $267,463 median listing runs about $1,464 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,322/mo
−$142/mo vs today
At today's rate · 7.28%
$1,464/mo
National weekly average
If rates rise 1% · 8.28%
$1,612/mo
+$148/mo vs today

Principal & interest on the $267,463 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Sioux City?

To buy Sioux City’s $267,463 median listing with 20% down, a household needs about $77,000 a year in gross income, keeping principal, interest and property tax ($1,787/mo) at 28% of income. That is 1.1× the area’s $72,027 median household income, so a typical Sioux City household cannot afford the median listing on these terms.

Income needed to buy the median home in Sioux City, IA — September 2026
ItemAmountBasis
Median listing price$267,463September 2026
Down payment (20%)$53,493Assumption
Principal & interest (7.28%, 30-yr fixed)$1,464/moRate as of 2026-10-01
Property tax (1.45% effective rate)$323/moCensus ACS
Income needed (28% rule)$77,000Gross household income / yr
Median household income$72,027Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Sioux City housing market?

Longer-run demand in Sioux City shows up in 566 homes permitted in 2025; net migration of -648 residents; +0.3% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
566
▲ 123.7% vs 2024
3.9 per 1,000 residents
Net migration (2022–2023)
-648
▼ people, via tax-return records
net income flow −$50.3M/yr
Job growth (YoY)
+0.3%
▲ 74.8k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Sioux City housing market FAQ

What is the median home price in Sioux City?
As of September 2026, the median listing price in Sioux City, IA is $267,463, down 12.3% year over year (source: public records and industry data). Figures cover the Sioux City, IA-NE-SD metro area.
How much does it cost to buy a home in Sioux City?
The median home listed in Sioux City asks $267,463 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,464 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Sioux City?
The median property in Sioux City spends 48 days on the market, with 350 homes actively listed and 22% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Sioux City?
With a median 48 days on market and 22% of active listings carrying a price cut, pending contracts at 26% of active listings, Sioux City reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Sioux City a good place to invest in real estate?
Sioux City scores 56/100 on WealthyBud's Investor Score, ranking #315 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Sioux City?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Sioux City and the wider Iowa market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Sioux City, IA-NE-SD metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Iowa housing markets

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.