Metropolitan market · Idaho · September 2026 data

What is the Sandpoint, ID real estate market doing?

As of September 2026, the median home listed in Sandpoint, ID asks $827,800, up 1.1% year over year. Homes spend a median of 85 days on market, with 580 active listings and 20% carrying a price cut; pending contracts equal 20% of active listings, and inventory sits at 124% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$827,800
▲ 1.1% YoY
Median $ / sq ft
$436
2,020 sq ft median
Median days on market
85
September 2026
Active listings
580
For sale now
New listings
106
September 2026
Listings with price cuts
20%
Share of active
Inventory vs 2019
124%
Same month, 2019 = 100
Pending / active
20%
Contract activity
Median sale price (closed)
$675,000
▲ 12.5% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
95
Closed sales · July 2026, seasonally adjusted

What is the Sandpoint, ID housing market doing right now?

The Sandpoint, ID housing market lists at a $827,800 median as of September 2026, up 1.1% year over year, with an 85-day median market time and 580 homes for sale (20% with a price cut). Active inventory is 124% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Sandpoint housing market statistics

The table summarizes Sandpoint's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Sandpoint.

Sandpoint, ID housing market at a glance — September 2026
MetricLatestDetail
Median listing price$827,800+1.1% YoY
Median price per sq ft$4362,020 sq ft median
Median days on market85-8% YoY
Active listings580-2% YoY
New listings this month106September 2026
Listings with a price cut20%Share of active
Median sale price (closed)$675,000+12.5% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio20.3%118 pending
Inventory vs 2019124%Active listings vs same month in 2019

How have home prices changed in Sandpoint?

Sandpoint home prices are up 1.1% year over year and -2.5% month over month as of September 2026, at a $827,800 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$897K$878K$858K$839K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Sandpoint ID · trailing 8 quarters · source: public records and industry data.

The 10-year view
$858K$735K$613K$490K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Sandpoint ID · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Sandpoint?

Sandpoint has 580 active listings, 106 new this month, 118 pending as of September 2026. About 20% of active listings have cut their price, and inventory sits at 124% of its 2019 level — a balanced market by pace.

Active listings
580
New this month
106
Pending
118
Price-reduced
113

Is Sandpoint a good real estate investment?

Sandpoint scores 22/100 on WealthyBud's composite Investor Score, ranking #905 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
22/100
#905 of 933 covered metros
12-month outlook
-2.8%
▼ Cooling · model output, not advice
Momentum
58
Value
2
Rental yield
1
Supply risk
78
Market heat
15

Sandpoint scores 22/100 on our composite Investor Score (#905 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 124% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 1.1% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Sandpoint ranks on the trending markets index.

How much is a monthly mortgage payment in Sandpoint?

A home at Sandpoint's $827,800 median listing runs about $4,531 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$4,090/mo
−$441/mo vs today
At today's rate · 7.28%
$4,531/mo
National weekly average
If rates rise 1% · 8.28%
$4,989/mo
+$458/mo vs today

Principal & interest on the $827,800 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Sandpoint?

To buy Sandpoint’s $827,800 median listing with 20% down, a household needs about $206,000 a year in gross income, keeping principal, interest and property tax ($4,807/mo) at 28% of income. That is 3.2× the area’s $65,168 median household income, so a typical Sandpoint household cannot afford the median listing on these terms.

Income needed to buy the median home in Sandpoint, ID — September 2026
ItemAmountBasis
Median listing price$827,800September 2026
Down payment (20%)$165,560Assumption
Principal & interest (7.28%, 30-yr fixed)$4,531/moRate as of 2026-10-01
Property tax (0.40% effective rate)$276/moCensus ACS
Income needed (28% rule)$206,000Gross household income / yr
Median household income$65,168Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Sandpoint housing market?

Longer-run demand in Sandpoint shows up in 208 homes permitted in 2025; net migration of +865 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
208
▲ 41.5% vs 2024
4.2 per 1,000 residents
Net migration (2022–2023)
+865
▲ people, via tax-return records
net income flow +$67.3M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Sandpoint housing market FAQ

What is the median home price in Sandpoint?
As of September 2026, the median listing price in Sandpoint, ID is $827,800, up 1.1% year over year (source: public records and industry data). Figures cover the Sandpoint, ID metro area.
How much does it cost to buy a home in Sandpoint?
The median home listed in Sandpoint asks $827,800 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $4,531 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Sandpoint?
The median property in Sandpoint spends 85 days on the market, with 580 homes actively listed and 20% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Sandpoint?
With a median 85 days on market and 20% of active listings carrying a price cut, pending contracts at 20% of active listings, Sandpoint reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Sandpoint a good place to invest in real estate?
Sandpoint scores 22/100 on WealthyBud's Investor Score, ranking #905 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Sandpoint?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Sandpoint and the wider Idaho market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Sandpoint, ID metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Idaho housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.