Metropolitan market · Arizona · September 2026 data

What is the Safford, AZ real estate market doing?

As of September 2026, the median home listed in Safford, AZ asks $353,600, down 6.3% year over year. Homes spend a median of 60 days on market, with 91 active listings and 32% carrying a price cut; pending contracts equal 41% of active listings, and inventory sits at 117% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$353,600
▼ 6.3% YoY
Median $ / sq ft
$208
1,772 sq ft median
Median days on market
60
September 2026
Active listings
91
For sale now
New listings
24
September 2026
Listings with price cuts
32%
Share of active
Inventory vs 2019
117%
Same month, 2019 = 100
Pending / active
41%
Contract activity
Median sale price (closed)
$199,500
▼ 32.7% YoY · closed sales · July 2026
Sale-to-list ratio
102.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
2
Closed sales · July 2026, seasonally adjusted

What is the Safford, AZ housing market doing right now?

The Safford, AZ housing market lists at a $353,600 median as of September 2026, down 6.3% year over year, with a 60-day median market time and 91 homes for sale (32% with a price cut). Active inventory is 117% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Safford housing market statistics

The table summarizes Safford's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Safford.

Safford, AZ housing market at a glance — September 2026
MetricLatestDetail
Median listing price$353,600-6.3% YoY
Median price per sq ft$2081,772 sq ft median
Median days on market60-13% YoY
Active listings91+38% YoY
New listings this month24September 2026
Listings with a price cut32%Share of active
Median sale price (closed)$199,500-32.7% YoY · closed sales, July 2026
Sale-to-list ratio102.2%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio40.9%37 pending
Inventory vs 2019117%Active listings vs same month in 2019

How have home prices changed in Safford?

Safford home prices are down 6.3% year over year and -1.6% month over month as of September 2026, at a $353,600 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$402K$390K$378K$366K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Safford AZ · trailing 8 quarters · source: public records and industry data.

The 10-year view
$378K$326K$274K$221K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Safford AZ · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Safford?

Safford has 91 active listings, 24 new this month, 37 pending as of September 2026. About 32% of active listings have cut their price, and inventory sits at 117% of its 2019 level — a balanced market by pace.

Active listings
91
New this month
24
Pending
37
Price-reduced
28

Is Safford a good real estate investment?

Safford scores 36/100 on WealthyBud's composite Investor Score, ranking #737 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
36/100
#737 of 933 covered metros
12-month outlook
-3.8%
▼ Cooling · model output, not advice
Momentum
28
Value
44
Rental yield
20
Supply risk
73
Market heat
73

Safford scores 36/100 on our composite Investor Score (#737 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 117% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 6.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Safford ranks on the trending markets index.

How much is a monthly mortgage payment in Safford?

A home at Safford's $353,600 median listing runs about $1,935 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,747/mo
−$188/mo vs today
At today's rate · 7.28%
$1,935/mo
National weekly average
If rates rise 1% · 8.28%
$2,131/mo
+$196/mo vs today

Principal & interest on the $353,600 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Safford?

To buy Safford’s $353,600 median listing with 20% down, a household needs about $90,000 a year in gross income, keeping principal, interest and property tax ($2,095/mo) at 28% of income. That is 1.3× the area’s $67,326 median household income, so a typical Safford household cannot afford the median listing on these terms.

Income needed to buy the median home in Safford, AZ — September 2026
ItemAmountBasis
Median listing price$353,600September 2026
Down payment (20%)$70,720Assumption
Principal & interest (7.28%, 30-yr fixed)$1,935/moRate as of 2026-10-01
Property tax (0.54% effective rate)$159/moCensus ACS
Income needed (28% rule)$90,000Gross household income / yr
Median household income$67,326Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Safford housing market?

Longer-run demand in Safford shows up in 225 homes permitted in 2025; net migration of +161 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
225
▲ 64.2% vs 2024
5.8 per 1,000 residents
Net migration (2022–2023)
+161
▲ people, via tax-return records
net income flow +$7.77M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Safford housing market FAQ

What is the median home price in Safford?
As of September 2026, the median listing price in Safford, AZ is $353,600, down 6.3% year over year (source: public records and industry data). Figures cover the Safford, AZ metro area.
How much does it cost to buy a home in Safford?
The median home listed in Safford asks $353,600 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,935 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Safford?
The median property in Safford spends 60 days on the market, with 91 homes actively listed and 32% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Safford?
With a median 60 days on market and 32% of active listings carrying a price cut, pending contracts at 41% of active listings, Safford reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Safford a good place to invest in real estate?
Safford scores 36/100 on WealthyBud's Investor Score, ranking #737 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Safford?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Safford and the wider Arizona market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Safford, AZ metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Samuel Okonkwo Property Investment Analyst

Samuel Okonkwo is a property investment analyst who covers cap rates, cash-flow modeling and rental-property ROI for single-family and small multifamily investors. He builds his models from public rent and price data to help readers compare markets objectively.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.