Metropolitan market · North Carolina · September 2026 data

What is the North Wilkesboro, NC real estate market doing?

As of September 2026, the median home listed in North Wilkesboro, NC asks $389,450, up 5.7% year over year. Homes spend a median of 84 days on market, with 182 active listings and 21% carrying a price cut; pending contracts equal 36% of active listings, and inventory sits at 76% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$389,450
▲ 5.7% YoY
Median $ / sq ft
$209
1,881 sq ft median
Median days on market
84
September 2026
Active listings
182
For sale now
New listings
48
September 2026
Listings with price cuts
21%
Share of active
Inventory vs 2019
76%
Same month, 2019 = 100
Pending / active
36%
Contract activity
Median sale price (closed)
$293,750
▲ 18.7% YoY · closed sales · July 2026
Sale-to-list ratio
96.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
42
Closed sales · July 2026, seasonally adjusted

What is the North Wilkesboro, NC housing market doing right now?

The North Wilkesboro, NC housing market lists at a $389,450 median as of September 2026, up 5.7% year over year, with an 84-day median market time and 182 homes for sale (21% with a price cut). Active inventory is 76% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

North Wilkesboro housing market statistics

The table summarizes North Wilkesboro's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for North Wilkesboro.

North Wilkesboro, NC housing market at a glance — September 2026
MetricLatestDetail
Median listing price$389,450+5.7% YoY
Median price per sq ft$2091,881 sq ft median
Median days on market84+8% YoY
Active listings182+19% YoY
New listings this month48September 2026
Listings with a price cut21%Share of active
Median sale price (closed)$293,750+18.7% YoY · closed sales, July 2026
Sale-to-list ratio96.1%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio36.0%66 pending
Inventory vs 201976%Active listings vs same month in 2019

How have home prices changed in North Wilkesboro?

North Wilkesboro home prices are up 5.7% year over year and +0.6% month over month as of September 2026, at a $389,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$424K$403K$382K$361K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, North Wilkesboro NC · trailing 8 quarters · source: public records and industry data.

The 10-year view
$424K$368K$311K$255K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, North Wilkesboro NC · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in North Wilkesboro?

North Wilkesboro has 182 active listings, 48 new this month, 66 pending as of September 2026. About 21% of active listings have cut their price, and inventory sits at 76% of its 2019 level — a buyer's market by pace.

Active listings
182
New this month
48
Pending
66
Price-reduced
38

Is North Wilkesboro a good real estate investment?

North Wilkesboro scores 33/100 on WealthyBud's composite Investor Score, ranking #781 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
33/100
#781 of 933 covered metros
12-month outlook
-0.6%
Flat · model output, not advice
Momentum
50
Value
10
Rental yield
5
Supply risk
33
Market heat
28

North Wilkesboro scores 33/100 on our composite Investor Score (#781 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 76% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 5.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how North Wilkesboro ranks on the trending markets index.

How much is a monthly mortgage payment in North Wilkesboro?

A home at North Wilkesboro's $389,450 median listing runs about $2,132 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,924/mo
−$207/mo vs today
At today's rate · 7.28%
$2,132/mo
National weekly average
If rates rise 1% · 8.28%
$2,347/mo
+$215/mo vs today

Principal & interest on the $389,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in North Wilkesboro?

To buy North Wilkesboro’s $389,450 median listing with 20% down, a household needs about $100,000 a year in gross income, keeping principal, interest and property tax ($2,333/mo) at 28% of income. That is 2.0× the area’s $50,438 median household income, so a typical North Wilkesboro household cannot afford the median listing on these terms.

Income needed to buy the median home in North Wilkesboro, NC — September 2026
ItemAmountBasis
Median listing price$389,450September 2026
Down payment (20%)$77,890Assumption
Principal & interest (7.28%, 30-yr fixed)$2,132/moRate as of 2026-10-01
Property tax (0.62% effective rate)$201/moCensus ACS
Income needed (28% rule)$100,000Gross household income / yr
Median household income$50,438Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the North Wilkesboro housing market?

Longer-run demand in North Wilkesboro shows up in 153 homes permitted in 2025; net migration of +355 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
153
▲ 14.2% vs 2024
2.3 per 1,000 residents
Net migration (2022–2023)
+355
▲ people, via tax-return records
net income flow +$18.0M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

Client-ready report

Send a branded North Wilkesboro market report to your clients.

Open report gallery
Find the best in North Wilkesboro

North Wilkesboro housing market FAQ

What is the median home price in North Wilkesboro?
As of September 2026, the median listing price in North Wilkesboro, NC is $389,450, up 5.7% year over year (source: public records and industry data). Figures cover the North Wilkesboro, NC metro area.
How much does it cost to buy a home in North Wilkesboro?
The median home listed in North Wilkesboro asks $389,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,132 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in North Wilkesboro?
The median property in North Wilkesboro spends 84 days on the market, with 182 homes actively listed and 21% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in North Wilkesboro?
With a median 84 days on market and 21% of active listings carrying a price cut, pending contracts at 36% of active listings, North Wilkesboro reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is North Wilkesboro a good place to invest in real estate?
North Wilkesboro scores 33/100 on WealthyBud's Investor Score, ranking #781 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in North Wilkesboro?
See WealthyBud directories for the top-producing agents, teams and brokerages serving North Wilkesboro and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the North Wilkesboro, NC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More North Carolina housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.