Charlotte Real Estate Market

As of June 2026, the median home listed in Charlotte, NC asks $440,000 — down 3.2% from a year ago. Homes are taking a median of 51 days to go under contract, and 24% of the 10,952 active listings have taken a price cut, which points to a balanced market. Based on public records and industry data, updated monthly.

Charlotte scores 42/100 on our composite Investor Score (#627 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 59% over five years and +127% over ten, leaving prices 76% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,577/mo for a two-bedroom, the gross rental yield on the median listing is about 4.3%; active inventory sits at 129% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.2% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Charlotte's housing market shows conflicting signals with some areas experiencing price growth while overall prices are falling. — AI-generated summary of the headlines above; read the linked coverage before relying on it.