| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $440,000 | -3.2% YoY |
| Median price per sq ft | $221 | 2,038 sq ft median |
| Median days on market | 51 | +6% YoY |
| Active listings | 10,952 | +16% YoY |
| New listings this month | 4,676 | June 2026 |
| Listings with a price cut | 24% | Share of active |
| Median sale price (closed) | $413,932 | +1.2% YoY |
| Sale-to-list ratio | 98.1% | Closed sales |
| Gross rental yield | 4.3% | 2BR fair market rent |
Major metropolitan market · North Carolina · June 2026 data
Charlotte Real Estate Market
As of June 2026, the median home listed in Charlotte, NC asks $440,000 — down 3.2% year over year. Homes sell in a median of 51 days, with 10,952 active listings and 24% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$440,000
▼ 3.2% YoY
Median $ / sq ft
$221
2,038 sq ft median
Median days on market
51
June 2026
Active listings
10,952
For sale now
New listings
4,676
June 2026
Listings with price cuts
24%
Share of active
Median sale price (closed)
$413,932
▲ 1.2% YoY · closed sales
Sale-to-list ratio
98.1%
Closed sales
Homes sold / month
3,355
Closed sales
Charlotte housing market statistics
The table summarizes Charlotte's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Charlotte?
Charlotte home prices are down 3.2% year over year and +0.2% month over month as of June 2026, at a $440,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Charlotte NC · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Charlotte NC · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Charlotte?
Charlotte has 10,952 active listings, 4,676 new this month, 5,976 pending as of June 2026. About 24% of active listings have cut their price, and inventory sits at 129% of its 2019 level — a balanced market by pace.
Is Charlotte a good real estate investment?
Charlotte scores 42/100 on WealthyBud's composite Investor Score, ranking #627 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
42/100
#627 of 932 covered metros
Price volatility
High
σ 6.8% · 20-yr price-index swings
Charlotte scores 42/100 on our composite Investor Score (#627 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 59% over five years and +127% over ten, leaving prices 76% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,577/mo for a two-bedroom, the gross rental yield on the median listing is about 4.3%; active inventory sits at 129% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.2% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Charlotte ranks on the trending markets index.
How much is a monthly mortgage payment in Charlotte?
A home at Charlotte's $440,000 median listing runs about $2,209 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 5.43%
$1,983/mo
−$226/mo vs today
At today's rate · 6.43%
$2,209/mo
National weekly average
If rates rise 1% · 7.43%
$2,444/mo
+$236/mo vs today
Principal & interest on the $440,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
What is driving the Charlotte housing market?
Longer-run demand in Charlotte shows up in 22,168 homes permitted in 2025; net migration of +19,908 residents; +1.4% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
22,168
▼ 14.6% vs 2024
8.2 per 1,000 residents
Net migration (2022–2023)
+19,908
▲ people, via tax-return records
net income flow +$1004.0M/yr
Job growth (YoY)
+1.4%
▲ 1,408.5k nonfarm jobs · May 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
What is the latest Charlotte real estate news?
Cities With the Fastest-growing Home Prices in the Charlotte Metro AreaStacker · 2026-06-30→Are homes selling in Charlotte in 2026?Watauga Democrat · 2026-06-25→Real Estate Market Trends in Charlotte, NC: Prices FallRealtor.com · 2026-06-05→Cities With the Fastest-growing Home Prices in North CarolinaStacker · 2026-06-29→
Charlotte's housing market shows conflicting signals with some areas experiencing price growth while overall prices are falling. — AI-generated summary of the headlines above; read the linked coverage before relying on it.
Headlines collected 2026-07-05; each links to the original publisher.
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Charlotte by ZIP code
Median price, pace and inventory for 29 Charlotte ZIPs — the spread behind the metro number.
Explore DirectoryTop agents in Charlotte
The highest-producing real estate agents in Charlotte, ranked by recent sales.
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The groups setting production records nationwide.
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Hours, exam and the commission that regulates North Carolina agents.
Read IncomeAgent salary in North Carolina
What real estate agents actually earn across North Carolina.
ReadCharlotte housing market FAQ
What is the median home price in Charlotte?
As of June 2026, the median listing price in Charlotte, NC is $440,000, down 3.2% year over year (source: public records and industry data).
How much does it cost to buy a home in Charlotte?
The median home listed in Charlotte asks $440,000 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $2,209 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Charlotte?
The median property in Charlotte spends 51 days on the market, with 10,952 homes actively listed and 24% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Charlotte?
With a median 51 days on market and 24% of active listings carrying a price cut, Charlotte reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Charlotte a good place to invest in real estate?
Charlotte scores 42/100 on WealthyBud's Investor Score, ranking #627 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Charlotte?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Charlotte and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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