ZIP-level data · September 2026

Charlotte, NC real estate prices by ZIP code

Across the Charlotte, NC market, home prices range from $267,500 in ZIP 28052 (Gastonia, Nc) to $1.49M in ZIP 28207 (Charlotte, Nc) as of September 2026 — a 5.6-times spread across 29 tracked ZIP codes. The median ZIP lists near $414,925. Figures come from public records and industry data.

ZIPs covered29≥10 active listings each
Priciest ZIP$1.49MZIP 28207 · Charlotte, Nc
Most affordable$267,500ZIP 28052 · Gastonia, Nc

Which ZIP codes are most expensive in Charlotte?

The most expensive ZIP code in Charlotte is 28207 (Charlotte, Nc) at a median $1.49M, -7.8% year over year as of September 2026. It sits about 5.6 times higher than the market's most affordable ZIP. The three priciest ZIP codes are:

  • ZIP 28207 (Charlotte, Nc) — $1.49M median, -7.8% year over year.
  • ZIP 28211 (Charlotte, Nc) — $994,250 median, -9.6% year over year.
  • ZIP 28270 (Charlotte, Nc) — $827,500 median, +18.1% year over year.

Which ZIP code is most affordable in Charlotte?

The most affordable ZIP code in Charlotte is 28052 (Gastonia, Nc) at a median $267,500 as of September 2026, -6.9% year over year. Buyers trade up from $267,500 to $1.49M moving from this ZIP to the market's priciest, ZIP 28207.

Charlotte home prices by ZIP code, ranked

All 29 Charlotte-area ZIP codes with meaningful listing volume, ranked by median listing price as of September 2026. The table lists year-over-year price change, median days on market, active listings and price per square foot for each ZIP so you can compare neighborhoods directly.

Charlotte, NC ZIP codes by median listing price, September 2026
#ZIPMedian priceYoYDOMActive$/sq ft
128207 · Charlotte, Nc$1.49M-7.8%5856$485
228211 · Charlotte, Nc$994,250-9.6%81148$386
328270 · Charlotte, Nc$827,500+18.1%57100$281
428226 · Charlotte, Nc$646,500+5.1%63125$267
528209 · Charlotte, Nc$631,000-12.1%6689$372
628203 · Charlotte, Nc$589,749-21.4%6576$444
728205 · Charlotte, Nc$584,000+7.7%74250$347
828277 · Charlotte, Nc$579,888-7.2%57258$264
928278 · Charlotte, Nc$561,250-5.8%65212$214
1028204 · Charlotte, Nc$520,000-33.6%6543$348
1128027 · Concord, Nc$475,000+5.0%63225$212
1228210 · Charlotte, Nc$450,000-7.6%57165$279
1328206 · Charlotte, Nc$446,000-6.5%6072$282
1428227 · Charlotte, Nc$429,750-12.7%58217$224
1528217 · Charlotte, Nc$414,925-3.4%6081$244
1628273 · Charlotte, Nc$399,125+1.7%65109$197
1728056 · Gastonia, Nc$392,450+5.8%74194$193
1828215 · Charlotte, Nc$389,463+0.2%65280$207
1928208 · Charlotte, Nc$385,723+2.9%74210$270
2028269 · Charlotte, Nc$380,000-1.3%60263$190
2128202 · Charlotte, Nc$375,000+1.6%77139$394
2228214 · Charlotte, Nc$351,493-10.3%57210$202
2328216 · Charlotte, Nc$349,925-8.5%57222$207
2428025 · Concord, Nc$346,000-7.1%58196$205
2528262 · Charlotte, Nc$341,750+1.5%61109$194
2628213 · Charlotte, Nc$333,590-3.0%61153$189
2728212 · Charlotte, Nc$319,900-5.6%49121$205
2828054 · Gastonia, Nc$290,950-8.7%58122$189
2928052 · Gastonia, Nc$267,500-6.9%86192$183

Which Charlotte ZIP codes are moving fastest?

ZIP 28212 (Charlotte, Nc) has the fastest-selling homes in Charlotte, at a median 49 days on market as of September 2026. On price growth, ZIP 28270 (Charlotte, Nc) leads at +18.1% year over year. Faster sales and higher year-over-year gains signal stronger local demand.

Charlotte ZIP code real estate FAQ

What is the most expensive ZIP code in Charlotte?
The most expensive ZIP code in Charlotte, NC is 28207 (Charlotte, Nc), with a median listing price of $1.49M as of September 2026 — -7.8% year over year. It is the priciest of the 29 Charlotte-area ZIP codes with enough active listings to measure.
What is the most affordable ZIP code in Charlotte?
The most affordable ZIP code in Charlotte is 28052 (Gastonia, Nc), at a median $267,500 as of September 2026. That is roughly 5.6 times lower than the market's priciest ZIP, 28207, at $1.49M — the gap that neighborhood choice makes in Charlotte.
How much do home prices vary by ZIP code in Charlotte?
Home prices in Charlotte range from $267,500 to $1.49M across 29 tracked ZIP codes — a 5.6-times spread, September 2026. The median ZIP lists near $414,925. ZIP-level medians shift month to month because each rests on a small sample of listings.
Which Charlotte ZIP code has the fastest-selling homes?
As of September 2026, ZIP 28212 (Charlotte, Nc) has the fastest-selling homes in Charlotte, at a median 49 days on market. A lower days-on-market figure usually points to stronger buyer demand relative to the supply of homes for sale in that ZIP code.
How many ZIP codes are in the Charlotte real estate market?
This page tracks 29 ZIP codes in the Charlotte, NC market — every ZIP matched to the metro by place name with at least 10 active listings as of September 2026. ZIP codes with fewer active listings are left out because small samples make their medians unreliable.
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Based on public records and industry data, September 2026 — see our methodology. ZIPs are matched to the Charlotte market by place name and require at least 10 active listings; small samples make ZIP medians volatile month to month. Not investment advice. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

Samuel Okonkwo Property Investment Analyst

Samuel Okonkwo is a property investment analyst who covers cap rates, cash-flow modeling and rental-property ROI for single-family and small multifamily investors. He builds his models from public rent and price data to help readers compare markets objectively.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.