Metropolitan market · North Carolina · September 2026 data

What is the New Bern, NC real estate market doing?

As of September 2026, the median home listed in New Bern, NC asks $369,975, up 2.8% year over year. Homes spend a median of 78 days on market, with 571 active listings and 17% carrying a price cut; pending contracts equal 47% of active listings, and inventory sits at 77% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$369,975
▲ 2.8% YoY
Median $ / sq ft
$193
1,927 sq ft median
Median days on market
78
September 2026
Active listings
571
For sale now
New listings
206
September 2026
Listings with price cuts
17%
Share of active
Inventory vs 2019
77%
Same month, 2019 = 100
Pending / active
47%
Contract activity
Median sale price (closed)
$327,500
▲ 6.3% YoY · closed sales · July 2026
Sale-to-list ratio
98.5%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
217
Closed sales · July 2026, seasonally adjusted

What is the New Bern, NC housing market doing right now?

The New Bern, NC housing market lists at a $369,975 median as of September 2026, up 2.8% year over year, with a 78-day median market time and 571 homes for sale (17% with a price cut). Active inventory is 77% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

New Bern housing market statistics

The table summarizes New Bern's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for New Bern.

New Bern, NC housing market at a glance — September 2026
MetricLatestDetail
Median listing price$369,975+2.8% YoY
Median price per sq ft$1931,927 sq ft median
Median days on market78+9% YoY
Active listings571+4% YoY
New listings this month206September 2026
Listings with a price cut17%Share of active
Median sale price (closed)$327,500+6.3% YoY · closed sales, July 2026
Sale-to-list ratio98.5%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio47.0%268 pending
Inventory vs 201977%Active listings vs same month in 2019

How have home prices changed in New Bern?

New Bern home prices are up 2.8% year over year and 0.0% month over month as of September 2026, at a $369,975 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$374K$368K$362K$356K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, New Bern NC · trailing 8 quarters · source: public records and industry data.

The 10-year view
$374K$330K$287K$243K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, New Bern NC · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in New Bern?

New Bern has 571 active listings, 206 new this month, 268 pending as of September 2026. About 17% of active listings have cut their price, and inventory sits at 77% of its 2019 level — a balanced market by pace.

Active listings
571
New this month
206
Pending
268
Price-reduced
99

Is New Bern a good real estate investment?

New Bern scores 47/100 on WealthyBud's composite Investor Score, ranking #516 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
47/100
#516 of 933 covered metros
12-month outlook
+0.8%
Flat · model output, not advice
Momentum
57
Value
29
Rental yield
32
Supply risk
35
Market heat
53

New Bern scores 47/100 on our composite Investor Score (#516 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 77% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 2.8% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how New Bern ranks on the trending markets index.

How much is a monthly mortgage payment in New Bern?

A home at New Bern's $369,975 median listing runs about $2,025 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,828/mo
−$197/mo vs today
At today's rate · 7.28%
$2,025/mo
National weekly average
If rates rise 1% · 8.28%
$2,230/mo
+$205/mo vs today

Principal & interest on the $369,975 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in New Bern?

To buy New Bern’s $369,975 median listing with 20% down, a household needs about $96,000 a year in gross income, keeping principal, interest and property tax ($2,232/mo) at 28% of income. That is 1.5× the area’s $63,380 median household income, so a typical New Bern household cannot afford the median listing on these terms.

Income needed to buy the median home in New Bern, NC — September 2026
ItemAmountBasis
Median listing price$369,975September 2026
Down payment (20%)$73,995Assumption
Principal & interest (7.28%, 30-yr fixed)$2,025/moRate as of 2026-10-01
Property tax (0.67% effective rate)$207/moCensus ACS
Income needed (28% rule)$96,000Gross household income / yr
Median household income$63,380Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the New Bern housing market?

Longer-run demand in New Bern shows up in 696 homes permitted in 2025; net migration of +986 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
696
▲ 10.3% vs 2024
5.7 per 1,000 residents
Net migration (2022–2023)
+986
▲ people, via tax-return records
net income flow +$65.7M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Hurricane

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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New Bern housing market FAQ

What is the median home price in New Bern?
As of September 2026, the median listing price in New Bern, NC is $369,975, up 2.8% year over year (source: public records and industry data). Figures cover the New Bern, NC metro area.
How much does it cost to buy a home in New Bern?
The median home listed in New Bern asks $369,975 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,025 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in New Bern?
The median property in New Bern spends 78 days on the market, with 571 homes actively listed and 17% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in New Bern?
With a median 78 days on market and 17% of active listings carrying a price cut, pending contracts at 47% of active listings, New Bern reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is New Bern a good place to invest in real estate?
New Bern scores 47/100 on WealthyBud's Investor Score, ranking #516 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in New Bern?
See WealthyBud directories for the top-producing agents, teams and brokerages serving New Bern and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the New Bern, NC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More North Carolina housing markets

Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.