Metropolitan market · Hawaii · September 2026 data

What is the Kahului, HI real estate market doing?

As of September 2026, the median home listed in Kahului, HI asks $995,000, down 13.5% year over year. Homes spend a median of 117 days on market, with 1,367 active listings and 13% carrying a price cut; pending contracts equal 13% of active listings, and inventory sits at 155% of the same month in 2019 — a buyer's market. Estimated gross rental yield on the median listing is 3.2%. Figures come from public records and industry data, updated monthly.

Median listing price
$995,000
▼ 13.5% YoY
Median $ / sq ft
$894
1,025 sq ft median
Median days on market
117
September 2026
Active listings
1,367
For sale now
New listings
182
September 2026
Listings with price cuts
13%
Share of active
Inventory vs 2019
155%
Same month, 2019 = 100
Pending / active
13%
Contract activity
Median sale price (closed)
$935,000
▼ 5.6% YoY · closed sales · July 2026
Sale-to-list ratio
96.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
139
Closed sales · July 2026, seasonally adjusted

What is the Kahului, HI housing market doing right now?

The Kahului, HI housing market lists at a $995,000 median as of September 2026, down 13.5% year over year, with an 117-day median market time and 1,367 homes for sale (13% with a price cut). Active inventory is 155% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 3.2%.

Kahului housing market statistics

The table summarizes Kahului's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Kahului.

Kahului, HI housing market at a glance — September 2026
MetricLatestDetail
Median listing price$995,000-13.5% YoY
Median price per sq ft$8941,025 sq ft median
Median days on market117+2% YoY
Active listings1,367+5% YoY
New listings this month182September 2026
Listings with a price cut13%Share of active
Median sale price (closed)$935,000-5.6% YoY · closed sales, July 2026
Sale-to-list ratio96.1%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio13.4%183 pending
Inventory vs 2019155%Active listings vs same month in 2019
Gross rental yield3.2%2BR fair market rent

How have home prices changed in Kahului?

Kahului home prices are down 13.5% year over year and -0.4% month over month as of September 2026, at a $995,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$1.20M$1.15M$1.10M$1.05M Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Kahului HI · trailing 8 quarters · source: public records and industry data.

The 10-year view
$1.40M$1.24M$1.09M$939K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Kahului HI · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Kahului?

Kahului has 1,367 active listings, 182 new this month, 183 pending as of September 2026. About 13% of active listings have cut their price, and inventory sits at 155% of its 2019 level — a buyer's market by pace.

Active listings
1,367
New this month
182
Pending
183
Price-reduced
171

Is Kahului a good real estate investment?

Kahului scores 30/100 on WealthyBud's composite Investor Score, ranking #816 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
30/100
#816 of 933 covered metros
12-month outlook
-2.0%
▼ Cooling · model output, not advice
Price volatility
High
σ 8.8% · 20-yr price-index swings
Momentum
58
Value
41
Rental yield
23
Supply risk
91
Market heat
7

Kahului scores 30/100 on our composite Investor Score (#816 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 49% over five years and +93% over ten, leaving prices 34% above its own 2000–2019 trend; at the published FY2026 fair market rent of $2,624/mo for a two-bedroom, the gross rental yield on the median listing is about 3.2%; active inventory sits at 155% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 13.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Kahului ranks on the trending markets index.

How much is a monthly mortgage payment in Kahului?

A home at Kahului's $995,000 median listing runs about $5,446 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$4,917/mo
−$530/mo vs today
At today's rate · 7.28%
$5,446/mo
National weekly average
If rates rise 1% · 8.28%
$5,997/mo
+$551/mo vs today

Principal & interest on the $995,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Kahului?

To buy Kahului’s $995,000 median listing with 20% down, a household needs about $239,000 a year in gross income, keeping principal, interest and property tax ($5,587/mo) at 28% of income. That is 2.5× the area’s $95,049 median household income, so a typical Kahului household cannot afford the median listing on these terms.

Income needed to buy the median home in Kahului, HI — September 2026
ItemAmountBasis
Median listing price$995,000September 2026
Down payment (20%)$199,000Assumption
Principal & interest (7.28%, 30-yr fixed)$5,446/moRate as of 2026-10-01
Property tax (0.17% effective rate)$141/moCensus ACS
Income needed (28% rule)$239,000Gross household income / yr
Median household income$95,049Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Kahului housing market?

Longer-run demand in Kahului shows up in 902 homes permitted in 2025; net migration of -1,283 residents; +1.6% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
902
▼ 0.4% vs 2024
5.5 per 1,000 residents
Net migration (2022–2023)
-1,283
▼ people, via tax-return records
net income flow −$27.2M/yr
Job growth (YoY)
+1.6%
▲ 75.1k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Kahului housing market FAQ

What is the median home price in Kahului?
As of September 2026, the median listing price in Kahului, HI is $995,000, down 13.5% year over year (source: public records and industry data). Figures cover the Kahului-Wailuku, HI metro area.
How much does it cost to buy a home in Kahului?
The median home listed in Kahului asks $995,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $5,446 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Kahului?
The median property in Kahului spends 117 days on the market, with 1,367 homes actively listed and 13% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Kahului?
With a median 117 days on market and 13% of active listings carrying a price cut, pending contracts at 13% of active listings, Kahului reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Kahului a good place to invest in real estate?
Kahului scores 30/100 on WealthyBud's Investor Score, ranking #816 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Kahului?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Kahului and the wider Hawaii market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Kahului-Wailuku, HI metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

Comparable U.S. housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.