| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $471,489 | -5.5% YoY |
| Median price per sq ft | $250 | 1,893 sq ft median |
| Median days on market | 71 | -3% YoY |
| Active listings | 4,016 | +3% YoY |
| New listings this month | 1,262 | September 2026 |
| Listings with a price cut | 22% | Share of active |
| Median sale price (closed) | $492,500 | +4.0% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 98.0% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 44.6% | 1,792 pending |
| Inventory vs 2019 | 110% | Active listings vs same month in 2019 |
| Gross rental yield | 3.9% | 2BR fair market rent |
Metropolitan market · North Carolina · September 2026 data
What is the Wilmington, NC real estate market doing?
As of September 2026, the median home listed in Wilmington, NC asks $471,489, down 5.5% year over year. Homes spend a median of 71 days on market, with 4,016 active listings and 22% carrying a price cut; pending contracts equal 45% of active listings, and inventory sits at 110% of the same month in 2019 — a buyer's market. Estimated gross rental yield on the median listing is 3.9%. Figures come from public records and industry data, updated monthly.
Median listing price
$471,489
▼ 5.5% YoY
Median $ / sq ft
$250
1,893 sq ft median
Median days on market
71
September 2026
Active listings
4,016
For sale now
New listings
1,262
September 2026
Listings with price cuts
22%
Share of active
Inventory vs 2019
110%
Same month, 2019 = 100
Pending / active
45%
Contract activity
Median sale price (closed)
$492,500
▲ 4.0% YoY · closed sales · July 2026
Sale-to-list ratio
98.0%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
593
Closed sales · July 2026, seasonally adjusted
What is the Wilmington, NC housing market doing right now?
The Wilmington, NC housing market lists at a $471,489 median as of September 2026, down 5.5% year over year, with a 71-day median market time and 4,016 homes for sale (22% with a price cut). Active inventory is 110% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 3.9%.
Wilmington housing market statistics
The table summarizes Wilmington's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Wilmington.
How have home prices changed in Wilmington?
Wilmington home prices are down 5.5% year over year and -0.7% month over month as of September 2026, at a $471,489 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Wilmington NC · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Wilmington NC · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Wilmington?
Wilmington has 4,016 active listings, 1,262 new this month, 1,792 pending as of September 2026. About 22% of active listings have cut their price, and inventory sits at 110% of its 2019 level — a buyer's market by pace.
Is Wilmington a good real estate investment?
Wilmington scores 40/100 on WealthyBud's composite Investor Score, ranking #659 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
40/100
#659 of 933 covered metros
Price volatility
High
σ 7.9% · 20-yr price-index swings
Wilmington scores 40/100 on our composite Investor Score (#659 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 67% over five years and +131% over ten, leaving prices 74% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,512/mo for a two-bedroom, the gross rental yield on the median listing is about 3.9%; active inventory sits at 110% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 5.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Wilmington ranks on the trending markets index.
How much is a monthly mortgage payment in Wilmington?
A home at Wilmington's $471,489 median listing runs about $2,581 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$2,330/mo
−$251/mo vs today
At today's rate · 7.28%
$2,581/mo
National weekly average
If rates rise 1% · 8.28%
$2,842/mo
+$261/mo vs today
Principal & interest on the $471,489 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Wilmington?
To buy Wilmington’s $471,489 median listing with 20% down, a household needs about $121,000 a year in gross income, keeping principal, interest and property tax ($2,813/mo) at 28% of income. That is 1.6× the area’s $73,687 median household income, so a typical Wilmington household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $471,489 | September 2026 |
| Down payment (20%) | $94,298 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $2,581/mo | Rate as of 2026-10-01 |
| Property tax (0.59% effective rate) | $232/mo | Census ACS |
| Income needed (28% rule) | $121,000 | Gross household income / yr |
| Median household income | $73,687 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Wilmington housing market?
Longer-run demand in Wilmington shows up in 7,622 homes permitted in 2025; net migration of +10,007 residents; +1.5% job growth. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
7,622
▼ 20.9% vs 2024
17.3 per 1,000 residents
Net migration (2022–2023)
+10,007
▲ people, via tax-return records
net income flow +$846.8M/yr
Job growth (YoY)
+1.5%
▲ 202.1k nonfarm jobs · August 2026
Natural-hazard risk
Relatively High
National hazard index · top hazard: Hurricane
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadWilmington housing market FAQ
What is the median home price in Wilmington?
As of September 2026, the median listing price in Wilmington, NC is $471,489, down 5.5% year over year (source: public records and industry data). Figures cover the Wilmington, NC metro area.
How much does it cost to buy a home in Wilmington?
The median home listed in Wilmington asks $471,489 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,581 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Wilmington?
The median property in Wilmington spends 71 days on the market, with 4,016 homes actively listed and 22% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Wilmington?
With a median 71 days on market and 22% of active listings carrying a price cut, pending contracts at 45% of active listings, Wilmington reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Wilmington a good place to invest in real estate?
Wilmington scores 40/100 on WealthyBud's Investor Score, ranking #659 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Wilmington?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Wilmington and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Wilmington, NC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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