Metropolitan market · North Carolina · September 2026 data

What is the Waynesville, NC real estate market doing?

As of September 2026, the median home listed in Waynesville, NC asks $467,000, up 4.8% year over year. Homes spend a median of 89 days on market, with 516 active listings and 25% carrying a price cut; pending contracts equal 31% of active listings, and inventory sits at 104% of the same month in 2019 — a buyer-leaning market. Figures come from public records and industry data, updated monthly.

Median listing price
$467,000
▲ 4.8% YoY
Median $ / sq ft
$271
1,748 sq ft median
Median days on market
89
September 2026
Active listings
516
For sale now
New listings
108
September 2026
Listings with price cuts
25%
Share of active
Inventory vs 2019
104%
Same month, 2019 = 100
Pending / active
31%
Contract activity

What is the Waynesville, NC housing market doing right now?

The Waynesville, NC housing market lists at a $467,000 median as of September 2026, up 4.8% year over year, with an 89-day median market time and 516 homes for sale (25% with a price cut). Active inventory is 104% of the 2019 level, reading as a buyer-leaning market by days-on-market pace.

Waynesville housing market statistics

The table summarizes Waynesville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Waynesville, NC housing market at a glance — September 2026
MetricLatestDetail
Median listing price$467,000+4.8% YoY
Median price per sq ft$2711,748 sq ft median
Median days on market89+9% YoY
Active listings516+1% YoY
New listings this month108September 2026
Listings with a price cut25%Share of active
Pending-to-active ratio30.6%158 pending
Inventory vs 2019104%Active listings vs same month in 2019

How have home prices changed in Waynesville?

Waynesville home prices are up 4.8% year over year and +0.4% month over month as of September 2026, at a $467,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$475K$466K$457K$448K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Waynesville NC · trailing 8 quarters · source: public records and industry data.

The 10-year view
$549K$486K$422K$358K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Waynesville NC · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Waynesville?

Waynesville has 516 active listings, 108 new this month, 158 pending as of September 2026. About 25% of active listings have cut their price, and inventory sits at 104% of its 2019 level — a buyer-leaning market by pace.

Active listings
516
New this month
108
Pending
158
Price-reduced
128

Is Waynesville a good real estate investment?

Waynesville scores 29/100 on WealthyBud's composite Investor Score, ranking #833 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
29/100
#833 of 933 covered metros
12-month outlook
-2.1%
▼ Cooling · model output, not advice
Momentum
53
Value
10
Rental yield
12
Supply risk
63
Market heat
24

Waynesville scores 29/100 on our composite Investor Score (#833 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 104% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 4.8% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Waynesville ranks on the trending markets index.

How much is a monthly mortgage payment in Waynesville?

A home at Waynesville's $467,000 median listing runs about $2,556 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,308/mo
−$249/mo vs today
At today's rate · 7.28%
$2,556/mo
National weekly average
If rates rise 1% · 8.28%
$2,815/mo
+$258/mo vs today

Principal & interest on the $467,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Waynesville?

To buy Waynesville’s $467,000 median listing with 20% down, a household needs about $120,000 a year in gross income, keeping principal, interest and property tax ($2,790/mo) at 28% of income. That is 2.0× the area’s $61,001 median household income, so a typical Waynesville household cannot afford the median listing on these terms.

Income needed to buy the median home in Waynesville, NC — September 2026
ItemAmountBasis
Median listing price$467,000September 2026
Down payment (20%)$93,400Assumption
Principal & interest (7.28%, 30-yr fixed)$2,556/moRate as of 2026-10-01
Property tax (0.60% effective rate)$234/moCensus ACS
Income needed (28% rule)$120,000Gross household income / yr
Median household income$61,001Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Waynesville housing market?

Longer-run demand in Waynesville shows up in 408 homes permitted in 2025; net migration of +691 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
408
▼ 24.0% vs 2024
6.5 per 1,000 residents
Net migration (2022–2023)
+691
▲ people, via tax-return records
net income flow +$36.6M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Waynesville housing market FAQ

What is the median home price in Waynesville?
As of September 2026, the median listing price in Waynesville, NC is $467,000, up 4.8% year over year (source: public records and industry data). Figures cover the Waynesville, NC metro area.
How much does it cost to buy a home in Waynesville?
The median home listed in Waynesville asks $467,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,556 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Waynesville?
The median property in Waynesville spends 89 days on the market, with 516 homes actively listed and 25% of them carrying a price cut — a buyer-leaning market as of September 2026.
Is it a buyer's or seller's market in Waynesville?
With a median 89 days on market and 25% of active listings carrying a price cut, pending contracts at 31% of active listings, Waynesville reads as a buyer-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Waynesville a good place to invest in real estate?
Waynesville scores 29/100 on WealthyBud's Investor Score, ranking #833 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Waynesville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Waynesville and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Waynesville, NC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More North Carolina housing markets

Samuel Okonkwo Property Investment Analyst

Samuel Okonkwo is a property investment analyst who covers cap rates, cash-flow modeling and rental-property ROI for single-family and small multifamily investors. He builds his models from public rent and price data to help readers compare markets objectively.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.