Metropolitan market · Georgia · September 2026 data

What is the Waycross, GA real estate market doing?

As of September 2026, the median home listed in Waycross, GA asks $238,225, up 1.8% year over year. Homes spend a median of 70 days on market, with 229 active listings and 23% carrying a price cut; pending contracts equal 19% of active listings, and inventory sits at 120% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$238,225
▲ 1.8% YoY
Median $ / sq ft
$132
1,797 sq ft median
Median days on market
70
September 2026
Active listings
229
For sale now
New listings
50
September 2026
Listings with price cuts
23%
Share of active
Inventory vs 2019
120%
Same month, 2019 = 100
Pending / active
19%
Contract activity
Median sale price (closed)
$184,000
▼ 15.0% YoY · closed sales · July 2026
Sale-to-list ratio
93.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
38
Closed sales · July 2026, seasonally adjusted

What is the Waycross, GA housing market doing right now?

The Waycross, GA housing market lists at a $238,225 median as of September 2026, up 1.8% year over year, with a 70-day median market time and 229 homes for sale (23% with a price cut). Active inventory is 120% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Waycross housing market statistics

The table summarizes Waycross's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Waycross.

Waycross, GA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$238,225+1.8% YoY
Median price per sq ft$1321,797 sq ft median
Median days on market70+29% YoY
Active listings2290% YoY
New listings this month50September 2026
Listings with a price cut23%Share of active
Median sale price (closed)$184,000-15.0% YoY · closed sales, July 2026
Sale-to-list ratio93.2%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio19.4%45 pending
Inventory vs 2019120%Active listings vs same month in 2019

How have home prices changed in Waycross?

Waycross home prices are up 1.8% year over year and -1.1% month over month as of September 2026, at a $238,225 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$260K$251K$243K$234K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Waycross GA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$260K$226K$192K$159K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Waycross GA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Waycross?

Waycross has 229 active listings, 50 new this month, 45 pending as of September 2026. About 23% of active listings have cut their price, and inventory sits at 120% of its 2019 level — a buyer's market by pace.

Active listings
229
New this month
50
Pending
45
Price-reduced
52

Is Waycross a good real estate investment?

Waycross scores 38/100 on WealthyBud's composite Investor Score, ranking #696 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
38/100
#696 of 933 covered metros
12-month outlook
-2.3%
▼ Cooling · model output, not advice
Momentum
41
Value
53
Rental yield
48
Supply risk
75
Market heat
17

Waycross scores 38/100 on our composite Investor Score (#696 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 120% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 1.8% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Waycross ranks on the trending markets index.

How much is a monthly mortgage payment in Waycross?

A home at Waycross's $238,225 median listing runs about $1,304 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,177/mo
−$127/mo vs today
At today's rate · 7.28%
$1,304/mo
National weekly average
If rates rise 1% · 8.28%
$1,436/mo
+$132/mo vs today

Principal & interest on the $238,225 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Waycross?

To buy Waycross’s $238,225 median listing with 20% down, a household needs about $64,000 a year in gross income, keeping principal, interest and property tax ($1,495/mo) at 28% of income. That is 1.3× the area’s $49,037 median household income, so a typical Waycross household cannot afford the median listing on these terms.

Income needed to buy the median home in Waycross, GA — September 2026
ItemAmountBasis
Median listing price$238,225September 2026
Down payment (20%)$47,645Assumption
Principal & interest (7.28%, 30-yr fixed)$1,304/moRate as of 2026-10-01
Property tax (0.96% effective rate)$191/moCensus ACS
Income needed (28% rule)$64,000Gross household income / yr
Median household income$49,037Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Waycross housing market?

Longer-run demand in Waycross shows up in 112 homes permitted in 2025; net migration of +431 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
112
▼ 15.8% vs 2024
2.0 per 1,000 residents
Net migration (2022–2023)
+431
▲ people, via tax-return records
net income flow +$9.58M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Hurricane

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Waycross housing market FAQ

What is the median home price in Waycross?
As of September 2026, the median listing price in Waycross, GA is $238,225, up 1.8% year over year (source: public records and industry data). Figures cover the Waycross, GA metro area.
How much does it cost to buy a home in Waycross?
The median home listed in Waycross asks $238,225 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,304 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Waycross?
The median property in Waycross spends 70 days on the market, with 229 homes actively listed and 23% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Waycross?
With a median 70 days on market and 23% of active listings carrying a price cut, pending contracts at 19% of active listings, Waycross reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Waycross a good place to invest in real estate?
Waycross scores 38/100 on WealthyBud's Investor Score, ranking #696 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Waycross?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Waycross and the wider Georgia market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Waycross, GA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Georgia housing markets

Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.