| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $404,450 | 0.0% YoY |
| Median price per sq ft | $248 | 1,663 sq ft median |
| Median days on market | 40 | -7% YoY |
| Active listings | 825 | +3% YoY |
| New listings this month | 458 | September 2026 |
| Listings with a price cut | 16% | Share of active |
| Pending-to-active ratio | 85.8% | 708 pending |
| Inventory vs 2019 | 44% | Active listings vs same month in 2019 |
| Gross rental yield | 5.3% | 2BR fair market rent |
Metropolitan market · Connecticut · September 2026 data
What is the Waterbury, CT real estate market doing?
As of September 2026, the median home listed in Waterbury, CT asks $404,450, unchanged year over year. Homes spend a median of 40 days on market, with 825 active listings and 16% carrying a price cut; pending contracts equal 86% of active listings, and inventory sits at 44% of the same month in 2019 — a seller-leaning market. Estimated gross rental yield on the median listing is 5.3%. Figures come from public records and industry data, updated monthly.
Median listing price
$404,450
0.0% YoY
Median $ / sq ft
$248
1,663 sq ft median
Median days on market
40
September 2026
Active listings
825
For sale now
New listings
458
September 2026
Listings with price cuts
16%
Share of active
Inventory vs 2019
44%
Same month, 2019 = 100
Pending / active
86%
Contract activity
What is the Waterbury, CT housing market doing right now?
The Waterbury, CT housing market lists at a $404,450 median as of September 2026, unchanged year over year, with a 40-day median market time and 825 homes for sale (16% with a price cut). Active inventory is 44% of the 2019 level, reading as a seller-leaning market by days-on-market pace. Gross rental yield is about 5.3%.
Waterbury housing market statistics
The table summarizes Waterbury's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Waterbury?
Waterbury home prices are unchanged year over year and -2.9% month over month as of September 2026, at a $404,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Waterbury CT · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Waterbury CT · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Waterbury?
Waterbury has 825 active listings, 458 new this month, 708 pending as of September 2026. About 16% of active listings have cut their price, and inventory sits at 44% of its 2019 level — a seller-leaning market by pace.
Is Waterbury a good real estate investment?
Waterbury scores 74/100 on WealthyBud's composite Investor Score, ranking #55 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
74/100
#55 of 933 covered metros
Price volatility
Medium
σ 6.3% · 20-yr price-index swings
Waterbury scores 74/100 on our composite Investor Score (#55 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 62% over five years and +95% over ten, leaving prices 71% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,788/mo for a two-bedroom, the gross rental yield on the median listing is about 5.3%; active inventory sits at 44% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are unchanged year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Waterbury ranks on the trending markets index.
How much is a monthly mortgage payment in Waterbury?
A home at Waterbury's $404,450 median listing runs about $2,214 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$1,999/mo
−$215/mo vs today
At today's rate · 7.28%
$2,214/mo
National weekly average
If rates rise 1% · 8.28%
$2,438/mo
+$224/mo vs today
Principal & interest on the $404,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Waterbury?
To buy Waterbury’s $404,450 median listing with 20% down, a household needs about $124,000 a year in gross income, keeping principal, interest and property tax ($2,901/mo) at 28% of income. That is 1.4× the area’s $86,365 median household income, so a typical Waterbury household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $404,450 | September 2026 |
| Down payment (20%) | $80,890 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $2,214/mo | Rate as of 2026-10-01 |
| Property tax (2.04% effective rate) | $688/mo | Census ACS |
| Income needed (28% rule) | $124,000 | Gross household income / yr |
| Median household income | $86,365 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Waterbury housing market?
Longer-run demand in Waterbury shows up in 565 homes permitted in 2025; +0.7% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
565
▲ 12.5% vs 2024
1.2 per 1,000 residents
Job growth (YoY)
+0.7%
▲ 159.8k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadWaterbury housing market FAQ
What is the median home price in Waterbury?
As of September 2026, the median listing price in Waterbury, CT is $404,450, unchanged year over year (source: public records and industry data). Figures cover the Waterbury-Shelton, CT metro area.
How much does it cost to buy a home in Waterbury?
The median home listed in Waterbury asks $404,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,214 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Waterbury?
The median property in Waterbury spends 40 days on the market, with 825 homes actively listed and 16% of them carrying a price cut — a seller-leaning market as of September 2026.
Is it a buyer's or seller's market in Waterbury?
With a median 40 days on market and 16% of active listings carrying a price cut, pending contracts at 86% of active listings, Waterbury reads as a seller-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Waterbury a good place to invest in real estate?
Waterbury scores 74/100 on WealthyBud's Investor Score, ranking #55 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Waterbury?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Waterbury and the wider Connecticut market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Waterbury-Shelton, CT metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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