Metropolitan market · North Dakota · September 2026 data

What is the Wahpeton, ND real estate market doing?

As of September 2026, the median home listed in Wahpeton, ND asks $293,525, down 18.7% year over year. Homes spend a median of 44 days on market, with 100 active listings and 17% carrying a price cut; pending contracts equal 19% of active listings, and inventory sits at 139% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$293,525
▼ 18.7% YoY
Median $ / sq ft
$132
2,035 sq ft median
Median days on market
44
September 2026
Active listings
100
For sale now
New listings
26
September 2026
Listings with price cuts
17%
Share of active
Inventory vs 2019
139%
Same month, 2019 = 100
Pending / active
19%
Contract activity
Median sale price (closed)
$270,000
▲ 43.6% YoY · closed sales · July 2026
Sale-to-list ratio
99.0%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
23
Closed sales · July 2026, seasonally adjusted

What is the Wahpeton, ND housing market doing right now?

The Wahpeton, ND housing market lists at a $293,525 median as of September 2026, down 18.7% year over year, with a 44-day median market time and 100 homes for sale (17% with a price cut). Active inventory is 139% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Wahpeton housing market statistics

The table summarizes Wahpeton's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Wahpeton.

Wahpeton, ND housing market at a glance — September 2026
MetricLatestDetail
Median listing price$293,525-18.7% YoY
Median price per sq ft$1322,035 sq ft median
Median days on market44-38% YoY
Active listings100+16% YoY
New listings this month26September 2026
Listings with a price cut17%Share of active
Median sale price (closed)$270,000+43.6% YoY · closed sales, July 2026
Sale-to-list ratio99.0%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio18.6%19 pending
Inventory vs 2019139%Active listings vs same month in 2019

How have home prices changed in Wahpeton?

Wahpeton home prices are down 18.7% year over year and -8.2% month over month as of September 2026, at a $293,525 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$428K$395K$361K$327K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Wahpeton ND · trailing 8 quarters · source: public records and industry data.

The 10-year view
$398K$336K$274K$212K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Wahpeton ND · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Wahpeton?

Wahpeton has 100 active listings, 26 new this month, 19 pending as of September 2026. About 17% of active listings have cut their price, and inventory sits at 139% of its 2019 level — a balanced market by pace.

Active listings
100
New this month
26
Pending
19
Price-reduced
16

Is Wahpeton a good real estate investment?

Wahpeton scores 41/100 on WealthyBud's composite Investor Score, ranking #638 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
41/100
#638 of 933 covered metros
12-month outlook
-1.9%
Flat · model output, not advice
Momentum
42
Value
74
Rental yield
18
Supply risk
85
Market heat
58

Wahpeton scores 41/100 on our composite Investor Score (#638 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 139% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 18.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Wahpeton ranks on the trending markets index.

How much is a monthly mortgage payment in Wahpeton?

A home at Wahpeton's $293,525 median listing runs about $1,607 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,450/mo
−$156/mo vs today
At today's rate · 7.28%
$1,607/mo
National weekly average
If rates rise 1% · 8.28%
$1,769/mo
+$162/mo vs today

Principal & interest on the $293,525 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Wahpeton?

To buy Wahpeton’s $293,525 median listing with 20% down, a household needs about $79,000 a year in gross income, keeping principal, interest and property tax ($1,849/mo) at 28% of income. That is 1.1× the area’s $70,762 median household income, so a typical Wahpeton household cannot afford the median listing on these terms.

Income needed to buy the median home in Wahpeton, ND — September 2026
ItemAmountBasis
Median listing price$293,525September 2026
Down payment (20%)$58,705Assumption
Principal & interest (7.28%, 30-yr fixed)$1,607/moRate as of 2026-10-01
Property tax (0.99% effective rate)$242/moCensus ACS
Income needed (28% rule)$79,000Gross household income / yr
Median household income$70,762Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Wahpeton housing market?

Longer-run demand in Wahpeton shows up in 39 homes permitted in 2025; net migration of -96 residents. Natural-hazard risk rates Very Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
39
▼ 26.4% vs 2024
1.7 per 1,000 residents
Net migration (2022–2023)
-96
▼ people, via tax-return records
net income flow −$3.38M/yr
Natural-hazard risk
Very Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Wahpeton housing market FAQ

What is the median home price in Wahpeton?
As of September 2026, the median listing price in Wahpeton, ND is $293,525, down 18.7% year over year (source: public records and industry data). Figures cover the Wahpeton, ND-MN metro area.
How much does it cost to buy a home in Wahpeton?
The median home listed in Wahpeton asks $293,525 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,607 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Wahpeton?
The median property in Wahpeton spends 44 days on the market, with 100 homes actively listed and 17% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Wahpeton?
With a median 44 days on market and 17% of active listings carrying a price cut, pending contracts at 19% of active listings, Wahpeton reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Wahpeton a good place to invest in real estate?
Wahpeton scores 41/100 on WealthyBud's Investor Score, ranking #638 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Wahpeton?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Wahpeton and the wider North Dakota market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Wahpeton, ND-MN metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More North Dakota housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.