State housing market · September 2026 data

North Dakota housing market

Across the 8 North Dakota markets WealthyBud tracks, the midpoint median listing price is $359,947 as of September 2026, and 2 of 8 are priced below a year ago. Bismarck is the most expensive ($469,800) and Jamestown the least ($269,975).

Midpoint median list price
$359,947
8 markets
Markets down YoY
2/8
September 2026
Active listings
2,163
Tracked markets
30-yr mortgage rate
7.28%
2026-10-01

What are home prices in each North Dakota market?

The table lists every North Dakota market WealthyBud tracks with its median listing price, year-over-year change, days on market, active listings, price-to-income ratio and the income needed to buy the median home. Select a market for its full report.

North Dakota housing markets — September 2026
MarketMedian list priceYoYDays on marketActivePrice-to-incomeIncome needed
Fargo$379,900+1.3%551,0015.0$105,000
Bismarck$469,800+5.0%393645.6$125,000
Grand Forks$369,894+16.2%612575.4$101,000
Minot$322,450+6.6%451874.1$88,000
Dickinson$350,000+0.7%771274.3$93,000
Wahpeton$293,525-18.7%441004.2$79,000
Williston$421,250+8.0%56904.7$110,000
Jamestown$269,975-4.3%65374.5$74,000

Are home prices rising or falling in North Dakota?

Grand Forks posted the biggest year-over-year change in North Dakota (+16.2%) and Wahpeton the weakest (-18.7%). The midpoint change across the state's tracked markets is +3.2%, with 2,163 homes actively listed.

How much income do you need to buy a home in North Dakota?

Buying the median listing with 20% down at the current 7.28% rate takes about $74,000 a year in Jamestown and $125,000 in Bismarck, keeping principal, interest and property tax at 28% of income.

North Dakota housing market FAQ

What is the median home price in North Dakota?
Across WealthyBud's 8 tracked North Dakota markets, median listing prices have a midpoint of $359,947 as of September 2026, from $269,975 in Jamestown to $469,800 in Bismarck.
Are home prices falling in North Dakota?
2 of 8 tracked North Dakota markets have median listing prices below a year ago as of September 2026. The weakest is Wahpeton at -18.7%.
What is the most expensive housing market in North Dakota?
Bismarck has the highest median listing price among tracked North Dakota markets at $469,800 (September 2026).
How much income do you need to buy a home in North Dakota?
Buying the median listing with 20% down at the current 7.28% rate takes about $74,000 a year in Jamestown and $125,000 in Bismarck, keeping principal, interest and property tax at 28% of income. Insurance, HOA and PMI are excluded.

Working in North Dakota real estate? See North Dakota agent salary (BLS median $73,920) and how to get licensed. Compare states on the state hub index or see where prices are falling nationwide.

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.