Metropolitan market · Alabama · September 2026 data

What is the Tuscaloosa, AL real estate market doing?

As of September 2026, the median home listed in Tuscaloosa, AL asks $326,900, up 2.2% year over year. Homes spend a median of 63 days on market, with 931 active listings and 17% carrying a price cut; pending contracts equal 37% of active listings, and inventory sits at 103% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 4.2%. Figures come from public records and industry data, updated monthly.

Median listing price
$326,900
▲ 2.2% YoY
Median $ / sq ft
$174
1,905 sq ft median
Median days on market
63
September 2026
Active listings
931
For sale now
New listings
280
September 2026
Listings with price cuts
17%
Share of active
Inventory vs 2019
103%
Same month, 2019 = 100
Pending / active
37%
Contract activity
Median sale price (closed)
$280,000
▲ 3.7% YoY · closed sales · July 2026
Sale-to-list ratio
98.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
266
Closed sales · July 2026, seasonally adjusted

What is the Tuscaloosa, AL housing market doing right now?

The Tuscaloosa, AL housing market lists at a $326,900 median as of September 2026, up 2.2% year over year, with a 63-day median market time and 931 homes for sale (17% with a price cut). Active inventory is 103% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.2%.

Tuscaloosa housing market statistics

The table summarizes Tuscaloosa's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Tuscaloosa.

Tuscaloosa, AL housing market at a glance — September 2026
MetricLatestDetail
Median listing price$326,900+2.2% YoY
Median price per sq ft$1741,905 sq ft median
Median days on market63+7% YoY
Active listings931+20% YoY
New listings this month280September 2026
Listings with a price cut17%Share of active
Median sale price (closed)$280,000+3.7% YoY · closed sales, July 2026
Sale-to-list ratio98.1%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio37.2%347 pending
Inventory vs 2019103%Active listings vs same month in 2019
Gross rental yield4.2%2BR fair market rent

How have home prices changed in Tuscaloosa?

Tuscaloosa home prices are up 2.2% year over year and -0.9% month over month as of September 2026, at a $326,900 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$340K$330K$320K$310K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Tuscaloosa AL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$340K$302K$265K$227K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Tuscaloosa AL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Tuscaloosa?

Tuscaloosa has 931 active listings, 280 new this month, 347 pending as of September 2026. About 17% of active listings have cut their price, and inventory sits at 103% of its 2019 level — a balanced market by pace.

Active listings
931
New this month
280
Pending
347
Price-reduced
161

Is Tuscaloosa a good real estate investment?

Tuscaloosa scores 52/100 on WealthyBud's composite Investor Score, ranking #415 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
52/100
#415 of 933 covered metros
12-month outlook
-0.1%
Flat · model output, not advice
Price volatility
Low
σ 4.0% · 20-yr price-index swings
Momentum
53
Value
57
Rental yield
58
Supply risk
62
Market heat
53

Tuscaloosa scores 52/100 on our composite Investor Score (#415 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 40% over five years and +72% over ten, leaving prices 36% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,141/mo for a two-bedroom, the gross rental yield on the median listing is about 4.2%; active inventory sits at 103% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 2.2% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Tuscaloosa ranks on the trending markets index.

How much is a monthly mortgage payment in Tuscaloosa?

A home at Tuscaloosa's $326,900 median listing runs about $1,789 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,615/mo
−$174/mo vs today
At today's rate · 7.28%
$1,789/mo
National weekly average
If rates rise 1% · 8.28%
$1,970/mo
+$181/mo vs today

Principal & interest on the $326,900 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Tuscaloosa?

To buy Tuscaloosa’s $326,900 median listing with 20% down, a household needs about $80,000 a year in gross income, keeping principal, interest and property tax ($1,877/mo) at 28% of income. That is 1.3× the area’s $59,975 median household income, so a typical Tuscaloosa household cannot afford the median listing on these terms.

Income needed to buy the median home in Tuscaloosa, AL — September 2026
ItemAmountBasis
Median listing price$326,900September 2026
Down payment (20%)$65,380Assumption
Principal & interest (7.28%, 30-yr fixed)$1,789/moRate as of 2026-10-01
Property tax (0.32% effective rate)$87/moCensus ACS
Income needed (28% rule)$80,000Gross household income / yr
Median household income$59,975Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Tuscaloosa housing market?

Longer-run demand in Tuscaloosa shows up in 617 homes permitted in 2025; net migration of -549 residents; +1.1% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
617
▼ 3.4% vs 2024
2.2 per 1,000 residents
Net migration (2022–2023)
-549
▼ people, via tax-return records
net income flow −$45.5M/yr
Job growth (YoY)
+1.1%
▲ 117.4k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Tuscaloosa housing market FAQ

What is the median home price in Tuscaloosa?
As of September 2026, the median listing price in Tuscaloosa, AL is $326,900, up 2.2% year over year (source: public records and industry data). Figures cover the Tuscaloosa, AL metro area.
How much does it cost to buy a home in Tuscaloosa?
The median home listed in Tuscaloosa asks $326,900 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,789 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Tuscaloosa?
The median property in Tuscaloosa spends 63 days on the market, with 931 homes actively listed and 17% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Tuscaloosa?
With a median 63 days on market and 17% of active listings carrying a price cut, pending contracts at 37% of active listings, Tuscaloosa reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Tuscaloosa a good place to invest in real estate?
Tuscaloosa scores 52/100 on WealthyBud's Investor Score, ranking #415 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Tuscaloosa?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Tuscaloosa and the wider Alabama market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Tuscaloosa, AL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Alabama housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.