Metropolitan market · Alabama · September 2026 data

What is the Eufaula, AL real estate market doing?

As of September 2026, the median home listed in Eufaula, AL asks $299,500, up 6.0% year over year. Homes spend a median of 110 days on market, with 127 active listings and 19% carrying a price cut; pending contracts equal 6% of active listings, and inventory sits at 76% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$299,500
▲ 6.0% YoY
Median $ / sq ft
$138
2,055 sq ft median
Median days on market
110
September 2026
Active listings
127
For sale now
New listings
28
September 2026
Listings with price cuts
19%
Share of active
Inventory vs 2019
76%
Same month, 2019 = 100
Pending / active
6%
Contract activity
Median sale price (closed)
$195,500
▼ 13.7% YoY · closed sales · July 2026
Sale-to-list ratio
91.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
16
Closed sales · July 2026, seasonally adjusted

What is the Eufaula, AL housing market doing right now?

The Eufaula, AL housing market lists at a $299,500 median as of September 2026, up 6.0% year over year, with an 110-day median market time and 127 homes for sale (19% with a price cut). Active inventory is 76% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Eufaula housing market statistics

The table summarizes Eufaula's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Eufaula.

Eufaula, AL housing market at a glance — September 2026
MetricLatestDetail
Median listing price$299,500+6.0% YoY
Median price per sq ft$1382,055 sq ft median
Median days on market110+27% YoY
Active listings127-8% YoY
New listings this month28September 2026
Listings with a price cut19%Share of active
Median sale price (closed)$195,500-13.7% YoY · closed sales, July 2026
Sale-to-list ratio91.2%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio5.9%8 pending
Inventory vs 201976%Active listings vs same month in 2019

How have home prices changed in Eufaula?

Eufaula home prices are up 6.0% year over year and 0.0% month over month as of September 2026, at a $299,500 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$340K$326K$311K$297K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Eufaula AL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$300K$267K$235K$202K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Eufaula AL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Eufaula?

Eufaula has 127 active listings, 28 new this month, 8 pending as of September 2026. About 19% of active listings have cut their price, and inventory sits at 76% of its 2019 level — a buyer's market by pace.

Active listings
127
New this month
28
Pending
8
Price-reduced
24

Is Eufaula a good real estate investment?

Eufaula scores 33/100 on WealthyBud's composite Investor Score, ranking #781 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
33/100
#781 of 933 covered metros
12-month outlook
+0.6%
Flat · model output, not advice
Momentum
59
Value
16
Rental yield
9
Supply risk
33
Market heat
1

Eufaula scores 33/100 on our composite Investor Score (#781 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 76% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 6.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Eufaula ranks on the trending markets index.

How much is a monthly mortgage payment in Eufaula?

A home at Eufaula's $299,500 median listing runs about $1,639 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,480/mo
−$159/mo vs today
At today's rate · 7.28%
$1,639/mo
National weekly average
If rates rise 1% · 8.28%
$1,805/mo
+$166/mo vs today

Principal & interest on the $299,500 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Eufaula?

To buy Eufaula’s $299,500 median listing with 20% down, a household needs about $75,000 a year in gross income, keeping principal, interest and property tax ($1,739/mo) at 28% of income. That is 1.7× the area’s $43,740 median household income, so a typical Eufaula household cannot afford the median listing on these terms.

Income needed to buy the median home in Eufaula, AL — September 2026
ItemAmountBasis
Median listing price$299,500September 2026
Down payment (20%)$59,900Assumption
Principal & interest (7.28%, 30-yr fixed)$1,639/moRate as of 2026-10-01
Property tax (0.40% effective rate)$100/moCensus ACS
Income needed (28% rule)$75,000Gross household income / yr
Median household income$43,740Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Eufaula housing market?

Longer-run demand in Eufaula shows up in 31 homes permitted in 2025; net migration of -253 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
31
▼ 32.6% vs 2024
1.1 per 1,000 residents
Net migration (2022–2023)
-253
▼ people, via tax-return records
net income flow −$1.66M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Eufaula housing market FAQ

What is the median home price in Eufaula?
As of September 2026, the median listing price in Eufaula, AL is $299,500, up 6.0% year over year (source: public records and industry data). Figures cover the Eufaula, AL-GA metro area.
How much does it cost to buy a home in Eufaula?
The median home listed in Eufaula asks $299,500 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,639 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Eufaula?
The median property in Eufaula spends 110 days on the market, with 127 homes actively listed and 19% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Eufaula?
With a median 110 days on market and 19% of active listings carrying a price cut, pending contracts at 6% of active listings, Eufaula reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Eufaula a good place to invest in real estate?
Eufaula scores 33/100 on WealthyBud's Investor Score, ranking #781 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Eufaula?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Eufaula and the wider Alabama market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Eufaula, AL-GA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.