Metropolitan market · Alabama · September 2026 data

What is the Scottsboro, AL real estate market doing?

As of September 2026, the median home listed in Scottsboro, AL asks $294,450, down 5.1% year over year. Homes spend a median of 71 days on market, with 186 active listings and 22% carrying a price cut; pending contracts equal 24% of active listings, and inventory sits at 118% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$294,450
▼ 5.1% YoY
Median $ / sq ft
$157
1,907 sq ft median
Median days on market
71
September 2026
Active listings
186
For sale now
New listings
42
September 2026
Listings with price cuts
22%
Share of active
Inventory vs 2019
118%
Same month, 2019 = 100
Pending / active
24%
Contract activity
Median sale price (closed)
$275,000
▲ 6.8% YoY · closed sales · July 2026
Sale-to-list ratio
95.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
36
Closed sales · July 2026, seasonally adjusted

What is the Scottsboro, AL housing market doing right now?

The Scottsboro, AL housing market lists at a $294,450 median as of September 2026, down 5.1% year over year, with a 71-day median market time and 186 homes for sale (22% with a price cut). Active inventory is 118% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Scottsboro housing market statistics

The table summarizes Scottsboro's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Scottsboro.

Scottsboro, AL housing market at a glance — September 2026
MetricLatestDetail
Median listing price$294,450-5.1% YoY
Median price per sq ft$1571,907 sq ft median
Median days on market71-9% YoY
Active listings186+18% YoY
New listings this month42September 2026
Listings with a price cut22%Share of active
Median sale price (closed)$275,000+6.8% YoY · closed sales, July 2026
Sale-to-list ratio95.2%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio23.7%44 pending
Inventory vs 2019118%Active listings vs same month in 2019

How have home prices changed in Scottsboro?

Scottsboro home prices are down 5.1% year over year and -4.4% month over month as of September 2026, at a $294,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$319K$312K$304K$297K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Scottsboro AL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$306K$274K$243K$211K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Scottsboro AL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Scottsboro?

Scottsboro has 186 active listings, 42 new this month, 44 pending as of September 2026. About 22% of active listings have cut their price, and inventory sits at 118% of its 2019 level — a buyer's market by pace.

Active listings
186
New this month
42
Pending
44
Price-reduced
40

Is Scottsboro a good real estate investment?

Scottsboro scores 27/100 on WealthyBud's composite Investor Score, ranking #856 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
27/100
#856 of 933 covered metros
12-month outlook
-3.9%
▼ Cooling · model output, not advice
Momentum
34
Value
28
Rental yield
22
Supply risk
74
Market heat
21

Scottsboro scores 27/100 on our composite Investor Score (#856 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 118% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 5.1% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Scottsboro ranks on the trending markets index.

How much is a monthly mortgage payment in Scottsboro?

A home at Scottsboro's $294,450 median listing runs about $1,612 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,455/mo
−$157/mo vs today
At today's rate · 7.28%
$1,612/mo
National weekly average
If rates rise 1% · 8.28%
$1,775/mo
+$163/mo vs today

Principal & interest on the $294,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Scottsboro?

To buy Scottsboro’s $294,450 median listing with 20% down, a household needs about $72,000 a year in gross income, keeping principal, interest and property tax ($1,688/mo) at 28% of income. That is 1.5× the area’s $49,454 median household income, so a typical Scottsboro household cannot afford the median listing on these terms.

Income needed to buy the median home in Scottsboro, AL — September 2026
ItemAmountBasis
Median listing price$294,450September 2026
Down payment (20%)$58,890Assumption
Principal & interest (7.28%, 30-yr fixed)$1,612/moRate as of 2026-10-01
Property tax (0.31% effective rate)$76/moCensus ACS
Income needed (28% rule)$72,000Gross household income / yr
Median household income$49,454Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Scottsboro housing market?

Longer-run demand in Scottsboro shows up in 49 homes permitted in 2025; net migration of +616 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
49
▲ 6.5% vs 2024
0.9 per 1,000 residents
Net migration (2022–2023)
+616
▲ people, via tax-return records
net income flow +$20.2M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Scottsboro housing market FAQ

What is the median home price in Scottsboro?
As of September 2026, the median listing price in Scottsboro, AL is $294,450, down 5.1% year over year (source: public records and industry data). Figures cover the Scottsboro, AL metro area.
How much does it cost to buy a home in Scottsboro?
The median home listed in Scottsboro asks $294,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,612 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Scottsboro?
The median property in Scottsboro spends 71 days on the market, with 186 homes actively listed and 22% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Scottsboro?
With a median 71 days on market and 22% of active listings carrying a price cut, pending contracts at 24% of active listings, Scottsboro reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Scottsboro a good place to invest in real estate?
Scottsboro scores 27/100 on WealthyBud's Investor Score, ranking #856 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Scottsboro?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Scottsboro and the wider Alabama market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Scottsboro, AL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Alabama housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.