Metropolitan market · New Mexico · September 2026 data

What is the Taos, NM real estate market doing?

As of September 2026, the median home listed in Taos, NM asks $593,500, down 0.9% year over year. Homes spend a median of 115 days on market, with 357 active listings and 11% carrying a price cut; pending contracts equal 14% of active listings, and inventory sits at 90% of the same month in 2019 — a buyer-leaning market. Figures come from public records and industry data, updated monthly.

Median listing price
$593,500
▼ 0.9% YoY
Median $ / sq ft
$354
1,789 sq ft median
Median days on market
115
September 2026
Active listings
357
For sale now
New listings
42
September 2026
Listings with price cuts
11%
Share of active
Inventory vs 2019
90%
Same month, 2019 = 100
Pending / active
14%
Contract activity
Median sale price (closed)
$475,000
▼ 4.6% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
39
Closed sales · July 2026, seasonally adjusted

What is the Taos, NM housing market doing right now?

The Taos, NM housing market lists at a $593,500 median as of September 2026, down 0.9% year over year, with an 115-day median market time and 357 homes for sale (11% with a price cut). Active inventory is 90% of the 2019 level, reading as a buyer-leaning market by days-on-market pace.

Taos housing market statistics

The table summarizes Taos's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Taos.

Taos, NM housing market at a glance — September 2026
MetricLatestDetail
Median listing price$593,500-0.9% YoY
Median price per sq ft$3541,789 sq ft median
Median days on market115+15% YoY
Active listings357+12% YoY
New listings this month42September 2026
Listings with a price cut11%Share of active
Median sale price (closed)$475,000-4.6% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio14.4%52 pending
Inventory vs 201990%Active listings vs same month in 2019

How have home prices changed in Taos?

Taos home prices are down 0.9% year over year and -0.9% month over month as of September 2026, at a $593,500 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$646K$632K$617K$603K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Taos NM · trailing 8 quarters · source: public records and industry data.

The 10-year view
$649K$573K$497K$421K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Taos NM · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Taos?

Taos has 357 active listings, 42 new this month, 52 pending as of September 2026. About 11% of active listings have cut their price, and inventory sits at 90% of its 2019 level — a buyer-leaning market by pace.

Active listings
357
New this month
42
Pending
52
Price-reduced
38

Is Taos a good real estate investment?

Taos scores 24/100 on WealthyBud's composite Investor Score, ranking #890 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
24/100
#890 of 933 covered metros
12-month outlook
-1.9%
Flat · model output, not advice
Momentum
49
Value
4
Rental yield
4
Supply risk
49
Market heat
3

Taos scores 24/100 on our composite Investor Score (#890 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 90% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 0.9% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Taos ranks on the trending markets index.

How much is a monthly mortgage payment in Taos?

A home at Taos's $593,500 median listing runs about $3,249 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,933/mo
−$316/mo vs today
At today's rate · 7.28%
$3,249/mo
National weekly average
If rates rise 1% · 8.28%
$3,577/mo
+$328/mo vs today

Principal & interest on the $593,500 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Taos?

To buy Taos’s $593,500 median listing with 20% down, a household needs about $146,000 a year in gross income, keeping principal, interest and property tax ($3,412/mo) at 28% of income. That is 2.5× the area’s $58,908 median household income, so a typical Taos household cannot afford the median listing on these terms.

Income needed to buy the median home in Taos, NM — September 2026
ItemAmountBasis
Median listing price$593,500September 2026
Down payment (20%)$118,700Assumption
Principal & interest (7.28%, 30-yr fixed)$3,249/moRate as of 2026-10-01
Property tax (0.33% effective rate)$163/moCensus ACS
Income needed (28% rule)$146,000Gross household income / yr
Median household income$58,908Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Taos housing market?

Longer-run demand in Taos shows up in 106 homes permitted in 2025; net migration of -6 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
106
▼ 16.5% vs 2024
3.1 per 1,000 residents
Net migration (2022–2023)
-6
▼ people, via tax-return records
net income flow +$11.2M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Taos housing market FAQ

What is the median home price in Taos?
As of September 2026, the median listing price in Taos, NM is $593,500, down 0.9% year over year (source: public records and industry data). Figures cover the Taos, NM metro area.
How much does it cost to buy a home in Taos?
The median home listed in Taos asks $593,500 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $3,249 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Taos?
The median property in Taos spends 115 days on the market, with 357 homes actively listed and 11% of them carrying a price cut — a buyer-leaning market as of September 2026.
Is it a buyer's or seller's market in Taos?
With a median 115 days on market and 11% of active listings carrying a price cut, pending contracts at 14% of active listings, Taos reads as a buyer-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Taos a good place to invest in real estate?
Taos scores 24/100 on WealthyBud's Investor Score, ranking #890 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Taos?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Taos and the wider New Mexico market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Taos, NM metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More New Mexico housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.