| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $474,750 | -5.0% YoY |
| Median price per sq ft | $253 | 2,002 sq ft median |
| Median days on market | 121 | +6% YoY |
| Active listings | 584 | +23% YoY |
| New listings this month | 62 | September 2026 |
| Listings with a price cut | 20% | Share of active |
| Median sale price (closed) | $374,900 | -19.0% YoY · closed sales, July 2026 |
| Sale-to-list ratio | n/a | Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio |
| Pending-to-active ratio | 8.0% | 47 pending |
| Inventory vs 2019 | 155% | Active listings vs same month in 2019 |
Metropolitan market · New Mexico · September 2026 data
What is the Ruidoso, NM real estate market doing?
As of September 2026, the median home listed in Ruidoso, NM asks $474,750, down 5.0% year over year. Homes spend a median of 121 days on market, with 584 active listings and 20% carrying a price cut; pending contracts equal 8% of active listings, and inventory sits at 155% of the same month in 2019 — a buyer-leaning market. Figures come from public records and industry data, updated monthly.
Median listing price
$474,750
▼ 5.0% YoY
Median $ / sq ft
$253
2,002 sq ft median
Median days on market
121
September 2026
Active listings
584
For sale now
New listings
62
September 2026
Listings with price cuts
20%
Share of active
Inventory vs 2019
155%
Same month, 2019 = 100
Pending / active
8%
Contract activity
Median sale price (closed)
$374,900
▼ 19.0% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
37
Closed sales · July 2026, seasonally adjusted
What is the Ruidoso, NM housing market doing right now?
The Ruidoso, NM housing market lists at a $474,750 median as of September 2026, down 5.0% year over year, with a 121-day median market time and 584 homes for sale (20% with a price cut). Active inventory is 155% of the 2019 level, reading as a buyer-leaning market by days-on-market pace.
Ruidoso housing market statistics
The table summarizes Ruidoso's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Ruidoso.
How have home prices changed in Ruidoso?
Ruidoso home prices are down 5.0% year over year and -1.1% month over month as of September 2026, at a $474,750 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Ruidoso NM · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Ruidoso NM · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Ruidoso?
Ruidoso has 584 active listings, 62 new this month, 47 pending as of September 2026. About 20% of active listings have cut their price, and inventory sits at 155% of its 2019 level — a buyer-leaning market by pace.
Is Ruidoso a good real estate investment?
Ruidoso scores 12/100 on WealthyBud's composite Investor Score, ranking #931 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
12/100
#931 of 933 covered metros
Ruidoso scores 12/100 on our composite Investor Score (#931 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 155% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 5.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Ruidoso ranks on the trending markets index.
How much is a monthly mortgage payment in Ruidoso?
A home at Ruidoso's $474,750 median listing runs about $2,599 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$2,346/mo
−$253/mo vs today
At today's rate · 7.28%
$2,599/mo
National weekly average
If rates rise 1% · 8.28%
$2,861/mo
+$263/mo vs today
Principal & interest on the $474,750 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Ruidoso?
To buy Ruidoso’s $474,750 median listing with 20% down, a household needs about $121,000 a year in gross income, keeping principal, interest and property tax ($2,812/mo) at 28% of income. That is 2.3× the area’s $51,643 median household income, so a typical Ruidoso household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $474,750 | September 2026 |
| Down payment (20%) | $94,950 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $2,599/mo | Rate as of 2026-10-01 |
| Property tax (0.54% effective rate) | $214/mo | Census ACS |
| Income needed (28% rule) | $121,000 | Gross household income / yr |
| Median household income | $51,643 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Ruidoso housing market?
Longer-run demand in Ruidoso shows up in 111 homes permitted in 2025; net migration of -38 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
111
▲ 20.7% vs 2024
5.5 per 1,000 residents
Net migration (2022–2023)
-38
▼ people, via tax-return records
net income flow +$4.7M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Wildfire
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
Client-ready report
Open report gallery
Send a branded Ruidoso market report to your clients.
Find the best in Ruidoso
Directory
Top agents in Ruidoso
The producers moving the most volume in Ruidoso.
View DirectoryTop teams
The groups setting production records nationwide.
View LicensingGet licensed in New Mexico
Hours, exam and the commission that regulates New Mexico agents.
Read IncomeAgent salary in New Mexico
What real estate agents actually earn across New Mexico.
ReadRuidoso housing market FAQ
What is the median home price in Ruidoso?
As of September 2026, the median listing price in Ruidoso, NM is $474,750, down 5.0% year over year (source: public records and industry data). Figures cover the Ruidoso, NM metro area.
How much does it cost to buy a home in Ruidoso?
The median home listed in Ruidoso asks $474,750 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,599 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Ruidoso?
The median property in Ruidoso spends 121 days on the market, with 584 homes actively listed and 20% of them carrying a price cut — a buyer-leaning market as of September 2026.
Is it a buyer's or seller's market in Ruidoso?
With a median 121 days on market and 20% of active listings carrying a price cut, pending contracts at 8% of active listings, Ruidoso reads as a buyer-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Ruidoso a good place to invest in real estate?
Ruidoso scores 12/100 on WealthyBud's Investor Score, ranking #931 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Ruidoso?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Ruidoso and the wider New Mexico market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Ruidoso, NM metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
Nearby & similar