| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $883,625 | -4.2% YoY |
| Median price per sq ft | $663 | 1,817 sq ft median |
| Median days on market | 87 | -8% YoY |
| Active listings | 541 | +12% YoY |
| New listings this month | 78 | September 2026 |
| Listings with a price cut | 18% | Share of active |
| Median sale price (closed) | $855,000 | -25.0% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 97.0% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 25.2% | 136 pending |
| Inventory vs 2019 | 89% | Active listings vs same month in 2019 |
Resort & second-home market · Colorado · September 2026 data
What is the Steamboat Springs, CO real estate market doing?
As of September 2026, the median home listed in Steamboat Springs, CO asks $883,625, down 4.2% year over year. Homes spend a median of 87 days on market, with 541 active listings and 18% carrying a price cut; pending contracts equal 25% of active listings, and inventory sits at 89% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.
Median listing price
$883,625
▼ 4.2% YoY
Median $ / sq ft
$663
1,817 sq ft median
Median days on market
87
September 2026
Active listings
541
For sale now
New listings
78
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
89%
Same month, 2019 = 100
Pending / active
25%
Contract activity
Median sale price (closed)
$855,000
▼ 25.0% YoY · closed sales · July 2026
Sale-to-list ratio
97.0%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
62
Closed sales · July 2026, seasonally adjusted
What is the Steamboat Springs, CO housing market doing right now?
The Steamboat Springs, CO housing market lists at a $883,625 median as of September 2026, down 4.2% year over year, with an 87-day median market time and 541 homes for sale (18% with a price cut). Active inventory is 89% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.
Steamboat Springs housing market statistics
The table summarizes Steamboat Springs's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Steamboat Springs.
How have home prices changed in Steamboat Springs?
Steamboat Springs home prices are down 4.2% year over year and -1.3% month over month as of September 2026, at a $883,625 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Steamboat Springs CO · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Steamboat Springs CO · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Steamboat Springs?
Steamboat Springs has 541 active listings, 78 new this month, 136 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 89% of its 2019 level — a buyer's market by pace.
Is Steamboat Springs a good real estate investment?
Steamboat Springs scores 28/100 on WealthyBud's composite Investor Score, ranking #843 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
28/100
#843 of 933 covered metros
Steamboat Springs scores 28/100 on our composite Investor Score (#843 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 89% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 4.2% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Steamboat Springs ranks on the trending markets index.
How much is a monthly mortgage payment in Steamboat Springs?
A home at Steamboat Springs's $883,625 median listing runs about $4,837 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$4,366/mo
−$470/mo vs today
At today's rate · 7.28%
$4,837/mo
National weekly average
If rates rise 1% · 8.28%
$5,326/mo
+$489/mo vs today
Principal & interest on the $883,625 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Steamboat Springs?
To buy Steamboat Springs’s $883,625 median listing with 20% down, a household needs about $219,000 a year in gross income, keeping principal, interest and property tax ($5,117/mo) at 28% of income. That is 2.3× the area’s $93,984 median household income, so a typical Steamboat Springs household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $883,625 | September 2026 |
| Down payment (20%) | $176,725 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $4,837/mo | Rate as of 2026-10-01 |
| Property tax (0.38% effective rate) | $280/mo | Census ACS |
| Income needed (28% rule) | $219,000 | Gross household income / yr |
| Median household income | $93,984 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Steamboat Springs housing market?
Longer-run demand in Steamboat Springs shows up in 232 homes permitted in 2025; net migration of -112 residents. Natural-hazard risk rates Very Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
232
▼ 62.3% vs 2024
6.1 per 1,000 residents
Net migration (2022–2023)
-112
▼ people, via tax-return records
net income flow +$32.3M/yr
Natural-hazard risk
Very Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
What is the latest Steamboat Springs real estate news?
Cities With the Fastest-growing Home Prices in ColoradoStacker · 2026-06-29→Do you live in one of Colorado's hottest housing markets?The Coloradoan · 2026-06-09→Spring housing market off to a slow start for mountain-town listings as winter slump lingersPost Independent · 2026-04-17→Real estate agencies hoping for strong year in Steamboat Springs as sellers, buyers adjustSteamboat Pilot · 2026-03-21→
Steamboat Springs is experiencing a mix of rapid price growth and a slow spring market, with agencies anticipating adjustments from buyers and sellers. — AI-generated summary of the headlines above; read the linked coverage before relying on it.
Headlines collected 2026-07-05; each links to the original publisher.
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ReadSteamboat Springs housing market FAQ
What is the median home price in Steamboat Springs?
As of September 2026, the median listing price in Steamboat Springs, CO is $883,625, down 4.2% year over year (source: public records and industry data).
How much does it cost to buy a home in Steamboat Springs?
The median home listed in Steamboat Springs asks $883,625 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $4,837 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Steamboat Springs?
The median property in Steamboat Springs spends 87 days on the market, with 541 homes actively listed and 18% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Steamboat Springs?
With a median 87 days on market and 18% of active listings carrying a price cut, pending contracts at 25% of active listings, Steamboat Springs reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Steamboat Springs a good place to invest in real estate?
Steamboat Springs scores 28/100 on WealthyBud's Investor Score, ranking #843 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Steamboat Springs?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Steamboat Springs and the wider Colorado market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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