Metropolitan market · Colorado · September 2026 data

What is the Breckenridge, CO real estate market doing?

As of September 2026, the median home listed in Breckenridge, CO asks $908,625, down 9.0% year over year. Homes spend a median of 88 days on market, with 1,088 active listings and 20% carrying a price cut; pending contracts equal 22% of active listings, and inventory sits at 129% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$908,625
▼ 9.0% YoY
Median $ / sq ft
$757
1,286 sq ft median
Median days on market
88
September 2026
Active listings
1,088
For sale now
New listings
142
September 2026
Listings with price cuts
20%
Share of active
Inventory vs 2019
129%
Same month, 2019 = 100
Pending / active
22%
Contract activity
Median sale price (closed)
$1.17M
▲ 23.2% YoY · closed sales · July 2026
Sale-to-list ratio
97.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
136
Closed sales · July 2026, seasonally adjusted

What is the Breckenridge, CO housing market doing right now?

The Breckenridge, CO housing market lists at a $908,625 median as of September 2026, down 9.0% year over year, with an 88-day median market time and 1,088 homes for sale (20% with a price cut). Active inventory is 129% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Breckenridge housing market statistics

The table summarizes Breckenridge's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Breckenridge.

Breckenridge, CO housing market at a glance — September 2026
MetricLatestDetail
Median listing price$908,625-9.0% YoY
Median price per sq ft$7571,286 sq ft median
Median days on market88-3% YoY
Active listings1,088+25% YoY
New listings this month142September 2026
Listings with a price cut20%Share of active
Median sale price (closed)$1.17M+23.2% YoY · closed sales, July 2026
Sale-to-list ratio97.1%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio21.5%234 pending
Inventory vs 2019129%Active listings vs same month in 2019

How have home prices changed in Breckenridge?

Breckenridge home prices are down 9.0% year over year and -1.8% month over month as of September 2026, at a $908,625 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$1.13M$1.08M$1.02M$964K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Breckenridge CO · trailing 8 quarters · source: public records and industry data.

The 10-year view
$1.13M$1.00M$875K$750K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Breckenridge CO · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Breckenridge?

Breckenridge has 1,088 active listings, 142 new this month, 234 pending as of September 2026. About 20% of active listings have cut their price, and inventory sits at 129% of its 2019 level — a buyer's market by pace.

Active listings
1,088
New this month
142
Pending
234
Price-reduced
220

Is Breckenridge a good real estate investment?

Breckenridge scores 18/100 on WealthyBud's composite Investor Score, ranking #924 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
18/100
#924 of 933 covered metros
12-month outlook
-5.3%
▼ Cooling · model output, not advice
Momentum
33
Value
6
Rental yield
7
Supply risk
81
Market heat
19

Breckenridge scores 18/100 on our composite Investor Score (#924 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 129% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 9.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Breckenridge ranks on the trending markets index.

How much is a monthly mortgage payment in Breckenridge?

A home at Breckenridge's $908,625 median listing runs about $4,974 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$4,490/mo
−$484/mo vs today
At today's rate · 7.28%
$4,974/mo
National weekly average
If rates rise 1% · 8.28%
$5,476/mo
+$503/mo vs today

Principal & interest on the $908,625 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Breckenridge?

To buy Breckenridge’s $908,625 median listing with 20% down, a household needs about $224,000 a year in gross income, keeping principal, interest and property tax ($5,231/mo) at 28% of income. That is 2.2× the area’s $102,233 median household income, so a typical Breckenridge household cannot afford the median listing on these terms.

Income needed to buy the median home in Breckenridge, CO — September 2026
ItemAmountBasis
Median listing price$908,625September 2026
Down payment (20%)$181,725Assumption
Principal & interest (7.28%, 30-yr fixed)$4,974/moRate as of 2026-10-01
Property tax (0.34% effective rate)$257/moCensus ACS
Income needed (28% rule)$224,000Gross household income / yr
Median household income$102,233Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Breckenridge housing market?

Longer-run demand in Breckenridge shows up in 364 homes permitted in 2025; net migration of -475 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
364
▲ 0.3% vs 2024
9.5 per 1,000 residents
Net migration (2022–2023)
-475
▼ people, via tax-return records
net income flow +$28.1M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Breckenridge housing market FAQ

What is the median home price in Breckenridge?
As of September 2026, the median listing price in Breckenridge, CO is $908,625, down 9.0% year over year (source: public records and industry data). Figures cover the Breckenridge, CO metro area.
How much does it cost to buy a home in Breckenridge?
The median home listed in Breckenridge asks $908,625 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $4,974 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Breckenridge?
The median property in Breckenridge spends 88 days on the market, with 1,088 homes actively listed and 20% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Breckenridge?
With a median 88 days on market and 20% of active listings carrying a price cut, pending contracts at 22% of active listings, Breckenridge reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Breckenridge a good place to invest in real estate?
Breckenridge scores 18/100 on WealthyBud's Investor Score, ranking #924 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Breckenridge?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Breckenridge and the wider Colorado market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Breckenridge, CO metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Colorado housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.