State housing market · September 2026 data

Maryland housing market

Across the 8 Maryland markets WealthyBud tracks, the midpoint median listing price is $367,486 as of September 2026, and 3 of 8 are priced below a year ago. Easton is the most expensive ($625,950) and Cumberland the least ($199,375).

Midpoint median list price
$367,486
8 markets
Markets down YoY
3/8
September 2026
Active listings
11,468
Tracked markets
30-yr mortgage rate
7.28%
2026-10-01

What are home prices in each Maryland market?

The table lists every Maryland market WealthyBud tracks with its median listing price, year-over-year change, days on market, active listings, price-to-income ratio and the income needed to buy the median home. Select a market for its full report.

Maryland housing markets — September 2026
MarketMedian list priceYoYDays on marketActivePrice-to-incomeIncome needed
Baltimore$375,000-2.6%467,7523.9$102,000
Hagerstown$359,973+1.4%461,0464.8$93,000
Ocean Pines$472,4250.0%768025.8$124,000
Lexington Park$494,950-1.5%446014.0$131,000
Salisbury$297,925+3.6%724724.3$79,000
Cumberland$199,375+12.5%603083.4$53,000
Easton$625,950+9.9%742527.4$162,000
Cambridge$329,000-3.1%922355.4$88,000

Are home prices rising or falling in Maryland?

Cumberland posted the biggest year-over-year change in Maryland (+12.5%) and Cambridge the weakest (-3.1%). The midpoint change across the state's tracked markets is +0.7%, with 11,468 homes actively listed.

How much income do you need to buy a home in Maryland?

Buying the median listing with 20% down at the current 7.28% rate takes about $53,000 a year in Cumberland and $162,000 in Easton, keeping principal, interest and property tax at 28% of income.

Maryland housing market FAQ

What is the median home price in Maryland?
Across WealthyBud's 8 tracked Maryland markets, median listing prices have a midpoint of $367,486 as of September 2026, from $199,375 in Cumberland to $625,950 in Easton.
Are home prices falling in Maryland?
3 of 8 tracked Maryland markets have median listing prices below a year ago as of September 2026. The weakest is Cambridge at -3.1%.
What is the most expensive housing market in Maryland?
Easton has the highest median listing price among tracked Maryland markets at $625,950 (September 2026).
How much income do you need to buy a home in Maryland?
Buying the median listing with 20% down at the current 7.28% rate takes about $53,000 a year in Cumberland and $162,000 in Easton, keeping principal, interest and property tax at 28% of income. Insurance, HOA and PMI are excluded.

Working in Maryland real estate? See Maryland agent salary (BLS median $52,630) and how to get licensed. Compare states on the state hub index or see where prices are falling nationwide.

Naomi Whitfield Real Estate Data Analyst

Naomi Whitfield is a real estate data analyst who builds metro-level price, inventory and days-on-market datasets from public MLS aggregates and county records. She reviews WealthyBud's market pages for data accuracy before they publish.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.