| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $209,950 | +18.0% YoY |
| Median price per sq ft | $121 | 1,772 sq ft median |
| Median days on market | 51 | -5% YoY |
| Active listings | 253 | -1% YoY |
| New listings this month | 102 | June 2026 |
| Listings with a price cut | 14% | Share of active |
| Median sale price (closed) | $168,000 | +5.1% YoY |
| Sale-to-list ratio | 99.1% | Closed sales |
Metropolitan market · Maryland · June 2026 data
Cumberland Real Estate Market
As of June 2026, the median home listed in Cumberland, MD asks $209,950 — up 18.0% year over year. Homes sell in a median of 51 days, with 253 active listings and 14% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$209,950
▲ 18.0% YoY
Median $ / sq ft
$121
1,772 sq ft median
Median days on market
51
June 2026
Active listings
253
For sale now
New listings
102
June 2026
Listings with price cuts
14%
Share of active
Median sale price (closed)
$168,000
▲ 5.1% YoY · closed sales
Sale-to-list ratio
99.1%
Closed sales
Homes sold / month
72
Closed sales
Cumberland housing market statistics
The table summarizes Cumberland's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Cumberland?
Cumberland home prices are up 18.0% year over year and +0.0% month over month as of June 2026, at a $209,950 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Cumberland MD · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Cumberland MD · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Cumberland?
Cumberland has 253 active listings, 102 new this month, 130 pending as of June 2026. About 14% of active listings have cut their price, and inventory sits at 54% of its 2019 level — a balanced market by pace.
Is Cumberland a good real estate investment?
Cumberland scores 77/100 on WealthyBud's composite Investor Score, ranking #29 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
77/100
#29 of 932 covered metros
Cumberland scores 77/100 on our composite Investor Score (#29 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 54% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 18.0% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Cumberland ranks on the trending markets index.
How much is a monthly mortgage payment in Cumberland?
A home at Cumberland's $209,950 median listing runs about $1,054 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 5.43%
$946/mo
−$108/mo vs today
At today's rate · 6.43%
$1,054/mo
National weekly average
If rates rise 1% · 7.43%
$1,166/mo
+$112/mo vs today
Principal & interest on the $209,950 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
What is driving the Cumberland housing market?
Longer-run demand in Cumberland shows up in 76 homes permitted in 2025; net migration of +397 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
76
▼ 13.6% vs 2024
0.8 per 1,000 residents
Net migration (2022–2023)
+397
▲ people, via tax-return records
net income flow +$3.02M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadCumberland housing market FAQ
What is the median home price in Cumberland?
As of June 2026, the median listing price in Cumberland, MD is $209,950, up 18.0% year over year (source: public records and industry data). Figures cover the Cumberland, MD-WV metro area.
How much does it cost to buy a home in Cumberland?
The median home listed in Cumberland asks $209,950 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,054 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Cumberland?
The median property in Cumberland spends 51 days on the market, with 253 homes actively listed and 14% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Cumberland?
With a median 51 days on market and 14% of active listings carrying a price cut, Cumberland reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Cumberland a good place to invest in real estate?
Cumberland scores 77/100 on WealthyBud's Investor Score, ranking #29 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Cumberland?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Cumberland and the wider Maryland market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Cumberland, MD-WV metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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