Metropolitan market · Maryland · June 2026 data

Cumberland Real Estate Market

The Cumberland, MD housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Cumberland report in a click.

Median listing price
$209,950
▲ 18.0% YoY
Median $ / sq ft
$121
1,772 sq ft median
Median days on market
51
June 2026
Active listings
253
For sale now
New listings
102
June 2026
Listings with price cuts
14%
Share of active
Median sale price (closed)
$168,000
▲ 5.1% YoY · closed sales
Sale-to-list ratio
99.1%
Closed sales
Homes sold / month
72
Closed sales
Median listing price trend
$210K$198K$187K$175K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Cumberland MD · trailing 8 quarters · source: public records and industry data.

The 10-year view
$210K$185K$160K$135K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Cumberland MD · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
253
New this month
102
Pending
130
Price-reduced
34

As of June 2026, the median home listed in Cumberland, MD asks $209,950 — up 18.0% from a year ago. Homes are taking a median of 51 days to go under contract, and 14% of the 253 active listings have taken a price cut, which points to a balanced market. Figures cover the Cumberland, MD-WV metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
77/100
#29 of 932 covered metros
12-month outlook
+6.1%
▲ Rising · model output, not advice
Momentum
74
Value
89
Rental yield
69
Supply risk
15
Market heat
66

Cumberland scores 77/100 on our composite Investor Score (#29 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 54% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 18.0% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Cumberland ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$946/mo
−$108/mo vs today
At today's rate · 6.43%
$1,054/mo
National weekly average
If rates rise 1% · 7.43%
$1,166/mo
+$112/mo vs today

Principal & interest on the $209,950 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
76
▼ 13.6% vs 2024
0.8 per 1,000 residents
Net migration (2022–2023)
+397
▲ people, via tax-return records
net income flow +$3.02M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Cumberland market FAQs

What is the median home price in Cumberland?
As of June 2026, the median listing price in Cumberland, MD is $209,950, up 18.0% year over year (source: public records and industry data). Figures cover the Cumberland, MD-WV metro area.
How fast are homes selling in Cumberland?
The median property in Cumberland spends 51 days on the market, with 253 homes actively listed and 14% of them carrying a price cut — a balanced market by pace.
Who are the top real estate agents in Cumberland?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Cumberland and the wider Maryland market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Cumberland, MD-WV metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.