| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $472,425 | 0.0% YoY |
| Median price per sq ft | $386 | 1,311 sq ft median |
| Median days on market | 76 | +9% YoY |
| Active listings | 802 | +9% YoY |
| New listings this month | 240 | September 2026 |
| Listings with a price cut | 20% | Share of active |
| Pending-to-active ratio | 24.2% | 194 pending |
| Inventory vs 2019 | 78% | Active listings vs same month in 2019 |
Metropolitan market · Maryland · September 2026 data
What is the Ocean Pines, MD real estate market doing?
As of September 2026, the median home listed in Ocean Pines, MD asks $472,425, unchanged year over year. Homes spend a median of 76 days on market, with 802 active listings and 20% carrying a price cut; pending contracts equal 24% of active listings, and inventory sits at 78% of the same month in 2019 — a buyer-leaning market. Figures come from public records and industry data, updated monthly.
Median listing price
$472,425
0.0% YoY
Median $ / sq ft
$386
1,311 sq ft median
Median days on market
76
September 2026
Active listings
802
For sale now
New listings
240
September 2026
Listings with price cuts
20%
Share of active
Inventory vs 2019
78%
Same month, 2019 = 100
Pending / active
24%
Contract activity
What is the Ocean Pines, MD housing market doing right now?
The Ocean Pines, MD housing market lists at a $472,425 median as of September 2026, unchanged year over year, with a 76-day median market time and 802 homes for sale (20% with a price cut). Active inventory is 78% of the 2019 level, reading as a buyer-leaning market by days-on-market pace.
Ocean Pines housing market statistics
The table summarizes Ocean Pines's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Ocean Pines?
Ocean Pines home prices are unchanged year over year and +2.7% month over month as of September 2026, at a $472,425 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Ocean Pines MD · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Ocean Pines MD · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Ocean Pines?
Ocean Pines has 802 active listings, 240 new this month, 194 pending as of September 2026. About 20% of active listings have cut their price, and inventory sits at 78% of its 2019 level — a buyer-leaning market by pace.
Is Ocean Pines a good real estate investment?
Ocean Pines scores 40/100 on WealthyBud's composite Investor Score, ranking #659 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
40/100
#659 of 933 covered metros
Ocean Pines scores 40/100 on our composite Investor Score (#659 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 78% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are unchanged year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Ocean Pines ranks on the trending markets index.
How much is a monthly mortgage payment in Ocean Pines?
A home at Ocean Pines's $472,425 median listing runs about $2,586 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$2,334/mo
−$251/mo vs today
At today's rate · 7.28%
$2,586/mo
National weekly average
If rates rise 1% · 8.28%
$2,847/mo
+$261/mo vs today
Principal & interest on the $472,425 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Ocean Pines?
To buy Ocean Pines’s $472,425 median listing with 20% down, a household needs about $124,000 a year in gross income, keeping principal, interest and property tax ($2,885/mo) at 28% of income. That is 1.5× the area’s $81,455 median household income, so a typical Ocean Pines household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $472,425 | September 2026 |
| Down payment (20%) | $94,485 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $2,586/mo | Rate as of 2026-10-01 |
| Property tax (0.76% effective rate) | $299/mo | Census ACS |
| Income needed (28% rule) | $124,000 | Gross household income / yr |
| Median household income | $81,455 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Ocean Pines housing market?
Longer-run demand in Ocean Pines shows up in 241 homes permitted in 2025; net migration of +229 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
241
▼ 31.9% vs 2024
4.5 per 1,000 residents
Net migration (2022–2023)
+229
▲ people, via tax-return records
net income flow +$31.0M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Hurricane
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadOcean Pines housing market FAQ
What is the median home price in Ocean Pines?
As of September 2026, the median listing price in Ocean Pines, MD is $472,425, unchanged year over year (source: public records and industry data). Figures cover the Ocean Pines, MD metro area.
How much does it cost to buy a home in Ocean Pines?
The median home listed in Ocean Pines asks $472,425 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,586 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Ocean Pines?
The median property in Ocean Pines spends 76 days on the market, with 802 homes actively listed and 20% of them carrying a price cut — a buyer-leaning market as of September 2026.
Is it a buyer's or seller's market in Ocean Pines?
With a median 76 days on market and 20% of active listings carrying a price cut, pending contracts at 24% of active listings, Ocean Pines reads as a buyer-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Ocean Pines a good place to invest in real estate?
Ocean Pines scores 40/100 on WealthyBud's Investor Score, ranking #659 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Ocean Pines?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Ocean Pines and the wider Maryland market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Ocean Pines, MD metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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