Metropolitan market · Mississippi · September 2026 data

What is the Starkville, MS real estate market doing?

As of September 2026, the median home listed in Starkville, MS asks $381,175, up 6.9% year over year. Homes spend a median of 71 days on market, with 212 active listings and 18% carrying a price cut; pending contracts equal 13% of active listings, and inventory sits at 84% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$381,175
▲ 6.9% YoY
Median $ / sq ft
$192
1,913 sq ft median
Median days on market
71
September 2026
Active listings
212
For sale now
New listings
68
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
84%
Same month, 2019 = 100
Pending / active
13%
Contract activity
Median sale price (closed)
$166,000
▲ 24.4% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
3
Closed sales · July 2026, seasonally adjusted

What is the Starkville, MS housing market doing right now?

The Starkville, MS housing market lists at a $381,175 median as of September 2026, up 6.9% year over year, with a 71-day median market time and 212 homes for sale (18% with a price cut). Active inventory is 84% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Starkville housing market statistics

The table summarizes Starkville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Starkville.

Starkville, MS housing market at a glance — September 2026
MetricLatestDetail
Median listing price$381,175+6.9% YoY
Median price per sq ft$1921,913 sq ft median
Median days on market71-18% YoY
Active listings212-14% YoY
New listings this month68September 2026
Listings with a price cut18%Share of active
Median sale price (closed)$166,000+24.4% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio13.4%29 pending
Inventory vs 201984%Active listings vs same month in 2019

How have home prices changed in Starkville?

Starkville home prices are up 6.9% year over year and -2.5% month over month as of September 2026, at a $381,175 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$399K$383K$367K$351K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Starkville MS · trailing 8 quarters · source: public records and industry data.

The 10-year view
$399K$356K$312K$269K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Starkville MS · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Starkville?

Starkville has 212 active listings, 68 new this month, 29 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 84% of its 2019 level — a buyer's market by pace.

Active listings
212
New this month
68
Pending
29
Price-reduced
39

Is Starkville a good real estate investment?

Starkville scores 36/100 on WealthyBud's composite Investor Score, ranking #737 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
36/100
#737 of 933 covered metros
12-month outlook
+0.8%
Flat · model output, not advice
Momentum
70
Value
8
Rental yield
12
Supply risk
42
Market heat
20

Starkville scores 36/100 on our composite Investor Score (#737 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 84% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 6.9% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Starkville ranks on the trending markets index.

How much is a monthly mortgage payment in Starkville?

A home at Starkville's $381,175 median listing runs about $2,086 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,884/mo
−$203/mo vs today
At today's rate · 7.28%
$2,086/mo
National weekly average
If rates rise 1% · 8.28%
$2,297/mo
+$211/mo vs today

Principal & interest on the $381,175 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Starkville?

To buy Starkville’s $381,175 median listing with 20% down, a household needs about $100,000 a year in gross income, keeping principal, interest and property tax ($2,325/mo) at 28% of income. That is 2.1× the area’s $46,930 median household income, so a typical Starkville household cannot afford the median listing on these terms.

Income needed to buy the median home in Starkville, MS — September 2026
ItemAmountBasis
Median listing price$381,175September 2026
Down payment (20%)$76,235Assumption
Principal & interest (7.28%, 30-yr fixed)$2,086/moRate as of 2026-10-01
Property tax (0.75% effective rate)$238/moCensus ACS
Income needed (28% rule)$100,000Gross household income / yr
Median household income$46,930Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Starkville housing market?

Longer-run demand in Starkville shows up in 64 homes permitted in 2025; net migration of -192 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
64
▼ 13.5% vs 2024
1.0 per 1,000 residents
Net migration (2022–2023)
-192
▼ people, via tax-return records
net income flow +$1.32M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Starkville housing market FAQ

What is the median home price in Starkville?
As of September 2026, the median listing price in Starkville, MS is $381,175, up 6.9% year over year (source: public records and industry data). Figures cover the Starkville, MS metro area.
How much does it cost to buy a home in Starkville?
The median home listed in Starkville asks $381,175 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,086 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Starkville?
The median property in Starkville spends 71 days on the market, with 212 homes actively listed and 18% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Starkville?
With a median 71 days on market and 18% of active listings carrying a price cut, pending contracts at 13% of active listings, Starkville reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Starkville a good place to invest in real estate?
Starkville scores 36/100 on WealthyBud's Investor Score, ranking #737 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Starkville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Starkville and the wider Mississippi market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Starkville, MS metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Mississippi housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.