Metropolitan market · Minnesota · June 2026 data

St. Cloud Real Estate Market

The St. Cloud, MN housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready St. Cloud report in a click.

Median listing price
$374,900
▲ 9.5% YoY
Median $ / sq ft
$176
2,000 sq ft median
Median days on market
44
June 2026
Active listings
470
For sale now
New listings
250
June 2026
Listings with price cuts
17%
Share of active
Median sale price (closed)
$308,225
▲ 3.8% YoY · closed sales
Sale-to-list ratio
99.4%
Closed sales
Homes sold / month
248
Closed sales
Median listing price trend
$375K$362K$348K$335K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, St. Cloud MN · trailing 8 quarters · source: public records and industry data.

The 10-year view
$375K$335K$295K$255K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, St. Cloud MN · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
470
New this month
250
Pending
371
Price-reduced
80

As of June 2026, the median home listed in St. Cloud, MN asks $374,900 — up 9.5% from a year ago. Homes are taking a median of 44 days to go under contract, and 17% of the 470 active listings have taken a price cut, which points to a seller-leaning market. Figures cover the St. Cloud, MN metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
61/100
#235 of 932 covered metros
12-month outlook
+1.8%
Flat · model output, not advice
Price volatility
Low
σ 5.2% · 20-yr price-index swings
Momentum
53
Value
57
Rental yield
50
Supply risk
30
Market heat
81

St. Cloud scores 61/100 on our composite Investor Score (#235 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 40% over five years and +80% over ten, leaving prices 49% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,206/mo for a two-bedroom, the gross rental yield on the median listing is about 3.9%; active inventory sits at 66% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 9.5% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how St. Cloud ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$1,690/mo
−$192/mo vs today
At today's rate · 6.43%
$1,882/mo
National weekly average
If rates rise 1% · 7.43%
$2,083/mo
+$201/mo vs today

Principal & interest on the $374,900 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
674
▼ 9.3% vs 2024
3.4 per 1,000 residents
Net migration (2022–2023)
-671
▼ people, via tax-return records
net income flow −$73.1M/yr
Job growth (YoY)
-0.9%
▼ 108.8k nonfarm jobs · May 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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St. Cloud market FAQs

What is the median home price in St. Cloud?
As of June 2026, the median listing price in St. Cloud, MN is $374,900, up 9.5% year over year (source: public records and industry data). Figures cover the St. Cloud, MN metro area.
How fast are homes selling in St. Cloud?
The median property in St. Cloud spends 44 days on the market, with 470 homes actively listed and 17% of them carrying a price cut — a seller-leaning market by pace.
Who are the top real estate agents in St. Cloud?
See WealthyBud directories for the top-producing agents, teams and brokerages serving St. Cloud and the wider Minnesota market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the St. Cloud, MN metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.