Metropolitan market · Louisiana · September 2026 data

What is the Ruston, LA real estate market doing?

As of September 2026, the median home listed in Ruston, LA asks $289,250, up 10.2% year over year. Homes spend a median of 105 days on market, with 93 active listings and 18% carrying a price cut; pending contracts equal 31% of active listings, and inventory sits at 50% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$289,250
▲ 10.2% YoY
Median $ / sq ft
$155
1,974 sq ft median
Median days on market
105
September 2026
Active listings
93
For sale now
New listings
24
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
50%
Same month, 2019 = 100
Pending / active
31%
Contract activity
Median sale price (closed)
$254,500
▲ 10.7% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
53
Closed sales · July 2026, seasonally adjusted

What is the Ruston, LA housing market doing right now?

The Ruston, LA housing market lists at a $289,250 median as of September 2026, up 10.2% year over year, with a 105-day median market time and 93 homes for sale (18% with a price cut). Active inventory is 50% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Ruston housing market statistics

The table summarizes Ruston's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Ruston.

Ruston, LA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$289,250+10.2% YoY
Median price per sq ft$1551,974 sq ft median
Median days on market105+54% YoY
Active listings93-36% YoY
New listings this month24September 2026
Listings with a price cut18%Share of active
Median sale price (closed)$254,500+10.7% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio31.2%29 pending
Inventory vs 201950%Active listings vs same month in 2019

How have home prices changed in Ruston?

Ruston home prices are up 10.2% year over year and -6.9% month over month as of September 2026, at a $289,250 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$291K$284K$277K$270K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Ruston LA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$324K$301K$277K$254K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Ruston LA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Ruston?

Ruston has 93 active listings, 24 new this month, 29 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 50% of its 2019 level — a balanced market by pace.

Active listings
93
New this month
24
Pending
29
Price-reduced
16

Is Ruston a good real estate investment?

Ruston scores 42/100 on WealthyBud's composite Investor Score, ranking #613 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
42/100
#613 of 933 covered metros
12-month outlook
+1.1%
Flat · model output, not advice
Momentum
51
Value
11
Rental yield
30
Supply risk
8
Market heat
21

Ruston scores 42/100 on our composite Investor Score (#613 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 50% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 10.2% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Ruston ranks on the trending markets index.

How much is a monthly mortgage payment in Ruston?

A home at Ruston's $289,250 median listing runs about $1,583 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,429/mo
−$154/mo vs today
At today's rate · 7.28%
$1,583/mo
National weekly average
If rates rise 1% · 8.28%
$1,743/mo
+$160/mo vs today

Principal & interest on the $289,250 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Ruston?

To buy Ruston’s $289,250 median listing with 20% down, a household needs about $73,000 a year in gross income, keeping principal, interest and property tax ($1,704/mo) at 28% of income. That is 1.9× the area’s $38,035 median household income, so a typical Ruston household cannot afford the median listing on these terms.

Income needed to buy the median home in Ruston, LA — September 2026
ItemAmountBasis
Median listing price$289,250September 2026
Down payment (20%)$57,850Assumption
Principal & interest (7.28%, 30-yr fixed)$1,583/moRate as of 2026-10-01
Property tax (0.50% effective rate)$121/moCensus ACS
Income needed (28% rule)$73,000Gross household income / yr
Median household income$38,035Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Ruston housing market?

Longer-run demand in Ruston shows up in 183 homes permitted in 2025; net migration of -97 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
183
▲ 7.0% vs 2024
3.8 per 1,000 residents
Net migration (2022–2023)
-97
▼ people, via tax-return records
net income flow −$3.96M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Ruston housing market FAQ

What is the median home price in Ruston?
As of September 2026, the median listing price in Ruston, LA is $289,250, up 10.2% year over year (source: public records and industry data). Figures cover the Ruston, LA metro area.
How much does it cost to buy a home in Ruston?
The median home listed in Ruston asks $289,250 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,583 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Ruston?
The median property in Ruston spends 105 days on the market, with 93 homes actively listed and 18% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Ruston?
With a median 105 days on market and 18% of active listings carrying a price cut, pending contracts at 31% of active listings, Ruston reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Ruston a good place to invest in real estate?
Ruston scores 42/100 on WealthyBud's Investor Score, ranking #613 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Ruston?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Ruston and the wider Louisiana market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Ruston, LA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.