Metropolitan market · Arkansas · September 2026 data

What is the Mountain Home, AR real estate market doing?

As of September 2026, the median home listed in Mountain Home, AR asks $329,675, up 12.3% year over year. Homes spend a median of 81 days on market, with 296 active listings and 18% carrying a price cut; pending contracts equal 33% of active listings, and inventory sits at 100% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$329,675
▲ 12.3% YoY
Median $ / sq ft
$167
1,931 sq ft median
Median days on market
81
September 2026
Active listings
296
For sale now
New listings
70
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
100%
Same month, 2019 = 100
Pending / active
33%
Contract activity
Median sale price (closed)
$230,000
▼ 3.4% YoY · closed sales · July 2026
Sale-to-list ratio
97.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
68
Closed sales · July 2026, seasonally adjusted

What is the Mountain Home, AR housing market doing right now?

The Mountain Home, AR housing market lists at a $329,675 median as of September 2026, up 12.3% year over year, with an 81-day median market time and 296 homes for sale (18% with a price cut). Active inventory is 100% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Mountain Home housing market statistics

The table summarizes Mountain Home's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Mountain Home.

Mountain Home, AR housing market at a glance — September 2026
MetricLatestDetail
Median listing price$329,675+12.3% YoY
Median price per sq ft$1671,931 sq ft median
Median days on market81+9% YoY
Active listings296-7% YoY
New listings this month70September 2026
Listings with a price cut18%Share of active
Median sale price (closed)$230,000-3.4% YoY · closed sales, July 2026
Sale-to-list ratio97.2%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio33.3%99 pending
Inventory vs 2019100%Active listings vs same month in 2019

How have home prices changed in Mountain Home?

Mountain Home home prices are up 12.3% year over year and -0.1% month over month as of September 2026, at a $329,675 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$330K$317K$305K$293K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Mountain Home AR · trailing 8 quarters · source: public records and industry data.

The 10-year view
$327K$286K$244K$202K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Mountain Home AR · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Mountain Home?

Mountain Home has 296 active listings, 70 new this month, 99 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 100% of its 2019 level — a balanced market by pace.

Active listings
296
New this month
70
Pending
99
Price-reduced
53

Is Mountain Home a good real estate investment?

Mountain Home scores 37/100 on WealthyBud's composite Investor Score, ranking #723 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
37/100
#723 of 933 covered metros
12-month outlook
-0.4%
Flat · model output, not advice
Momentum
66
Value
16
Rental yield
23
Supply risk
60
Market heat
33

Mountain Home scores 37/100 on our composite Investor Score (#723 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 100% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 12.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Mountain Home ranks on the trending markets index.

How much is a monthly mortgage payment in Mountain Home?

A home at Mountain Home's $329,675 median listing runs about $1,805 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,629/mo
−$175/mo vs today
At today's rate · 7.28%
$1,805/mo
National weekly average
If rates rise 1% · 8.28%
$1,987/mo
+$182/mo vs today

Principal & interest on the $329,675 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Mountain Home?

To buy Mountain Home’s $329,675 median listing with 20% down, a household needs about $83,000 a year in gross income, keeping principal, interest and property tax ($1,931/mo) at 28% of income. That is 1.7× the area’s $48,427 median household income, so a typical Mountain Home household cannot afford the median listing on these terms.

Income needed to buy the median home in Mountain Home, AR — September 2026
ItemAmountBasis
Median listing price$329,675September 2026
Down payment (20%)$65,935Assumption
Principal & interest (7.28%, 30-yr fixed)$1,805/moRate as of 2026-10-01
Property tax (0.46% effective rate)$126/moCensus ACS
Income needed (28% rule)$83,000Gross household income / yr
Median household income$48,427Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Mountain Home housing market?

Longer-run demand in Mountain Home shows up in 75 homes permitted in 2025; net migration of +346 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
75
▲ 59.6% vs 2024
1.8 per 1,000 residents
Net migration (2022–2023)
+346
▲ people, via tax-return records
net income flow +$16.9M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Mountain Home housing market FAQ

What is the median home price in Mountain Home?
As of September 2026, the median listing price in Mountain Home, AR is $329,675, up 12.3% year over year (source: public records and industry data). Figures cover the Mountain Home, AR metro area.
How much does it cost to buy a home in Mountain Home?
The median home listed in Mountain Home asks $329,675 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,805 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Mountain Home?
The median property in Mountain Home spends 81 days on the market, with 296 homes actively listed and 18% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Mountain Home?
With a median 81 days on market and 18% of active listings carrying a price cut, pending contracts at 33% of active listings, Mountain Home reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Mountain Home a good place to invest in real estate?
Mountain Home scores 37/100 on WealthyBud's Investor Score, ranking #723 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Mountain Home?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Mountain Home and the wider Arkansas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Mountain Home, AR metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Arkansas housing markets

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.