Metropolitan market · Arkansas · September 2026 data

What is the Searcy, AR real estate market doing?

As of September 2026, the median home listed in Searcy, AR asks $273,675, up 4.4% year over year. Homes spend a median of 58 days on market, with 275 active listings and 19% carrying a price cut; pending contracts equal 32% of active listings, and inventory sits at 89% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$273,675
▲ 4.4% YoY
Median $ / sq ft
$149
1,854 sq ft median
Median days on market
58
September 2026
Active listings
275
For sale now
New listings
82
September 2026
Listings with price cuts
19%
Share of active
Inventory vs 2019
89%
Same month, 2019 = 100
Pending / active
32%
Contract activity
Median sale price (closed)
$226,500
▲ 0.6% YoY · closed sales · July 2026
Sale-to-list ratio
97.9%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
99
Closed sales · July 2026, seasonally adjusted

What is the Searcy, AR housing market doing right now?

The Searcy, AR housing market lists at a $273,675 median as of September 2026, up 4.4% year over year, with a 58-day median market time and 275 homes for sale (19% with a price cut). Active inventory is 89% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Searcy housing market statistics

The table summarizes Searcy's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Searcy.

Searcy, AR housing market at a glance — September 2026
MetricLatestDetail
Median listing price$273,675+4.4% YoY
Median price per sq ft$1491,854 sq ft median
Median days on market58-12% YoY
Active listings275+7% YoY
New listings this month82September 2026
Listings with a price cut19%Share of active
Median sale price (closed)$226,500+0.6% YoY · closed sales, July 2026
Sale-to-list ratio97.9%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio32.1%88 pending
Inventory vs 201989%Active listings vs same month in 2019

How have home prices changed in Searcy?

Searcy home prices are up 4.4% year over year and -1.4% month over month as of September 2026, at a $273,675 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$281K$265K$248K$231K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Searcy AR · trailing 8 quarters · source: public records and industry data.

The 10-year view
$281K$247K$213K$179K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Searcy AR · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Searcy?

Searcy has 275 active listings, 82 new this month, 88 pending as of September 2026. About 19% of active listings have cut their price, and inventory sits at 89% of its 2019 level — a balanced market by pace.

Active listings
275
New this month
82
Pending
88
Price-reduced
52

Is Searcy a good real estate investment?

Searcy scores 50/100 on WealthyBud's composite Investor Score, ranking #450 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
50/100
#450 of 933 covered metros
12-month outlook
+1.1%
Flat · model output, not advice
Momentum
61
Value
47
Rental yield
35
Supply risk
48
Market heat
51

Searcy scores 50/100 on our composite Investor Score (#450 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 89% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 4.4% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Searcy ranks on the trending markets index.

How much is a monthly mortgage payment in Searcy?

A home at Searcy's $273,675 median listing runs about $1,498 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,352/mo
−$146/mo vs today
At today's rate · 7.28%
$1,498/mo
National weekly average
If rates rise 1% · 8.28%
$1,649/mo
+$151/mo vs today

Principal & interest on the $273,675 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Searcy?

To buy Searcy’s $273,675 median listing with 20% down, a household needs about $69,000 a year in gross income, keeping principal, interest and property tax ($1,607/mo) at 28% of income. That is 1.3× the area’s $53,435 median household income, so a typical Searcy household cannot afford the median listing on these terms.

Income needed to buy the median home in Searcy, AR — September 2026
ItemAmountBasis
Median listing price$273,675September 2026
Down payment (20%)$54,735Assumption
Principal & interest (7.28%, 30-yr fixed)$1,498/moRate as of 2026-10-01
Property tax (0.48% effective rate)$109/moCensus ACS
Income needed (28% rule)$69,000Gross household income / yr
Median household income$53,435Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Searcy housing market?

Longer-run demand in Searcy shows up in 255 homes permitted in 2025; net migration of +345 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
255
▲ 16.4% vs 2024
3.3 per 1,000 residents
Net migration (2022–2023)
+345
▲ people, via tax-return records
net income flow +$11.5M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Searcy housing market FAQ

What is the median home price in Searcy?
As of September 2026, the median listing price in Searcy, AR is $273,675, up 4.4% year over year (source: public records and industry data). Figures cover the Searcy, AR metro area.
How much does it cost to buy a home in Searcy?
The median home listed in Searcy asks $273,675 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,498 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Searcy?
The median property in Searcy spends 58 days on the market, with 275 homes actively listed and 19% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Searcy?
With a median 58 days on market and 19% of active listings carrying a price cut, pending contracts at 32% of active listings, Searcy reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Searcy a good place to invest in real estate?
Searcy scores 50/100 on WealthyBud's Investor Score, ranking #450 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Searcy?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Searcy and the wider Arkansas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Searcy, AR metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Arkansas housing markets

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.