Metropolitan market · Illinois · September 2026 data

What is the Macomb, IL real estate market doing?

As of September 2026, the median home listed in Macomb, IL asks $116,250, up 18.6% year over year. Homes spend a median of 83 days on market, with 112 active listings and 27% carrying a price cut; pending contracts equal 25% of active listings, and inventory sits at 54% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$116,250
▲ 18.6% YoY
Median $ / sq ft
$75
1,597 sq ft median
Median days on market
83
September 2026
Active listings
112
For sale now
New listings
24
September 2026
Listings with price cuts
27%
Share of active
Inventory vs 2019
54%
Same month, 2019 = 100
Pending / active
25%
Contract activity
Median sale price (closed)
$86,750
▼ 17.1% YoY · closed sales · July 2026
Sale-to-list ratio
93.7%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
20
Closed sales · July 2026, seasonally adjusted

What is the Macomb, IL housing market doing right now?

The Macomb, IL housing market lists at a $116,250 median as of September 2026, up 18.6% year over year, with an 83-day median market time and 112 homes for sale (27% with a price cut). Active inventory is 54% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Macomb housing market statistics

The table summarizes Macomb's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Macomb.

Macomb, IL housing market at a glance — September 2026
MetricLatestDetail
Median listing price$116,250+18.6% YoY
Median price per sq ft$751,597 sq ft median
Median days on market83+1% YoY
Active listings112+14% YoY
New listings this month24September 2026
Listings with a price cut27%Share of active
Median sale price (closed)$86,750-17.1% YoY · closed sales, July 2026
Sale-to-list ratio93.7%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio25.0%28 pending
Inventory vs 201954%Active listings vs same month in 2019

How have home prices changed in Macomb?

Macomb home prices are up 18.6% year over year and -2.3% month over month as of September 2026, at a $116,250 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$126K$118K$111K$103K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Macomb IL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$126K$110K$93K$77K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Macomb IL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Macomb?

Macomb has 112 active listings, 24 new this month, 28 pending as of September 2026. About 27% of active listings have cut their price, and inventory sits at 54% of its 2019 level — a buyer's market by pace.

Active listings
112
New this month
24
Pending
28
Price-reduced
29

Is Macomb a good real estate investment?

Macomb scores 71/100 on WealthyBud's composite Investor Score, ranking #86 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
71/100
#86 of 933 covered metros
12-month outlook
+3.7%
▲ Rising · model output, not advice
Momentum
44
Value
100
Rental yield
99
Supply risk
11
Market heat
15

Macomb scores 71/100 on our composite Investor Score (#86 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 54% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 18.6% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Macomb ranks on the trending markets index.

How much is a monthly mortgage payment in Macomb?

A home at Macomb's $116,250 median listing runs about $636 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$574/mo
−$62/mo vs today
At today's rate · 7.28%
$636/mo
National weekly average
If rates rise 1% · 8.28%
$701/mo
+$64/mo vs today

Principal & interest on the $116,250 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Macomb?

To buy Macomb’s $116,250 median listing with 20% down, a household needs about $36,000 a year in gross income, keeping principal, interest and property tax ($846/mo) at 28% of income. The area’s median household income is $50,434, so the median listing is within reach of a typical Macomb household on these terms.

Income needed to buy the median home in Macomb, IL — September 2026
ItemAmountBasis
Median listing price$116,250September 2026
Down payment (20%)$23,250Assumption
Principal & interest (7.28%, 30-yr fixed)$636/moRate as of 2026-10-01
Property tax (2.16% effective rate)$209/moCensus ACS
Income needed (28% rule)$36,000Gross household income / yr
Median household income$50,434Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Macomb housing market?

Longer-run demand in Macomb shows up in 2 homes permitted in 2025; net migration of -46 residents. Natural-hazard risk rates Very Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
2
0.1 per 1,000 residents
Net migration (2022–2023)
-46
▼ people, via tax-return records
net income flow −$2.56M/yr
Natural-hazard risk
Very Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Macomb housing market FAQ

What is the median home price in Macomb?
As of September 2026, the median listing price in Macomb, IL is $116,250, up 18.6% year over year (source: public records and industry data). Figures cover the Macomb, IL metro area.
How much does it cost to buy a home in Macomb?
The median home listed in Macomb asks $116,250 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $636 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Macomb?
The median property in Macomb spends 83 days on the market, with 112 homes actively listed and 27% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Macomb?
With a median 83 days on market and 27% of active listings carrying a price cut, pending contracts at 25% of active listings, Macomb reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Macomb a good place to invest in real estate?
Macomb scores 71/100 on WealthyBud's Investor Score, ranking #86 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Macomb?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Macomb and the wider Illinois market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Macomb, IL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Illinois housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.