Metropolitan market · Illinois · June 2026 data

Lincoln Real Estate Market

As of June 2026, the median home listed in Lincoln, IL asks $147,225 — down 15.9% year over year. Homes sell in a median of 53 days, with 36 active listings and 14% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$147,225
▼ 15.9% YoY
Median $ / sq ft
$94
1,510 sq ft median
Median days on market
53
June 2026
Active listings
36
For sale now
New listings
34
June 2026
Listings with price cuts
14%
Share of active
Median sale price (closed)
$127,500
▼ 5.6% YoY · closed sales
Sale-to-list ratio
98.7%
Closed sales
Homes sold / month
32
Closed sales

Lincoln housing market statistics

The table summarizes Lincoln's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Lincoln, IL housing market at a glance — June 2026
MetricLatestDetail
Median listing price$147,225-15.9% YoY
Median price per sq ft$941,510 sq ft median
Median days on market53+9% YoY
Active listings36-3% YoY
New listings this month34June 2026
Listings with a price cut14%Share of active
Median sale price (closed)$127,500-5.6% YoY
Sale-to-list ratio98.7%Closed sales

How have home prices changed in Lincoln?

Lincoln home prices are down 15.9% year over year and -1.5% month over month as of June 2026, at a $147,225 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$175K$162K$150K$137K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Lincoln IL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$175K$154K$132K$111K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Lincoln IL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Lincoln?

Lincoln has 36 active listings, 34 new this month, 42 pending as of June 2026. About 14% of active listings have cut their price, and inventory sits at 19% of its 2019 level — a balanced market by pace.

Active listings
36
New this month
34
Pending
42
Price-reduced
5

Is Lincoln a good real estate investment?

Lincoln scores 80/100 on WealthyBud's composite Investor Score, ranking #15 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
80/100
#15 of 932 covered metros
12-month outlook
+4.1%
▲ Rising · model output, not advice
Momentum
41
Value
99
Rental yield
97
Supply risk
0
Market heat
73

Lincoln scores 80/100 on our composite Investor Score (#15 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 19% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 15.9% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Lincoln ranks on the trending markets index.

How much is a monthly mortgage payment in Lincoln?

A home at Lincoln's $147,225 median listing runs about $739 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$664/mo
−$75/mo vs today
At today's rate · 6.43%
$739/mo
National weekly average
If rates rise 1% · 7.43%
$818/mo
+$79/mo vs today

Principal & interest on the $147,225 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Lincoln housing market?

Longer-run demand in Lincoln shows up in 8 homes permitted in 2025; net migration of -7 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
8
▼ 20.0% vs 2024
0.3 per 1,000 residents
Net migration (2022–2023)
-7
▼ people, via tax-return records
net income flow −$24,000/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Lincoln housing market FAQ

What is the median home price in Lincoln?
As of June 2026, the median listing price in Lincoln, IL is $147,225, down 15.9% year over year (source: public records and industry data). Figures cover the Lincoln, IL metro area.
How much does it cost to buy a home in Lincoln?
The median home listed in Lincoln asks $147,225 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $739 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Lincoln?
The median property in Lincoln spends 53 days on the market, with 36 homes actively listed and 14% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Lincoln?
With a median 53 days on market and 14% of active listings carrying a price cut, Lincoln reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Lincoln a good place to invest in real estate?
Lincoln scores 80/100 on WealthyBud's Investor Score, ranking #15 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Lincoln?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Lincoln and the wider Illinois market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Lincoln, IL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.