Metropolitan market · North Carolina · September 2026 data

What is the Lumberton, NC real estate market doing?

As of September 2026, the median home listed in Lumberton, NC asks $249,000, down 6.0% year over year. Homes spend a median of 86 days on market, with 175 active listings and 15% carrying a price cut; pending contracts equal 35% of active listings, and inventory sits at 79% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$249,000
▼ 6.0% YoY
Median $ / sq ft
$140
1,678 sq ft median
Median days on market
86
September 2026
Active listings
175
For sale now
New listings
28
September 2026
Listings with price cuts
15%
Share of active
Inventory vs 2019
79%
Same month, 2019 = 100
Pending / active
35%
Contract activity
Median sale price (closed)
$265,450
▲ 16.2% YoY · closed sales · July 2026
Sale-to-list ratio
96.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
44
Closed sales · July 2026, seasonally adjusted

What is the Lumberton, NC housing market doing right now?

The Lumberton, NC housing market lists at a $249,000 median as of September 2026, down 6.0% year over year, with an 86-day median market time and 175 homes for sale (15% with a price cut). Active inventory is 79% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Lumberton housing market statistics

The table summarizes Lumberton's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Lumberton.

Lumberton, NC housing market at a glance — September 2026
MetricLatestDetail
Median listing price$249,000-6.0% YoY
Median price per sq ft$1401,678 sq ft median
Median days on market86-3% YoY
Active listings175-10% YoY
New listings this month28September 2026
Listings with a price cut15%Share of active
Median sale price (closed)$265,450+16.2% YoY · closed sales, July 2026
Sale-to-list ratio96.1%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio35.0%61 pending
Inventory vs 201979%Active listings vs same month in 2019

How have home prices changed in Lumberton?

Lumberton home prices are down 6.0% year over year and +1.7% month over month as of September 2026, at a $249,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$266K$262K$258K$253K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Lumberton NC · trailing 8 quarters · source: public records and industry data.

The 10-year view
$259K$223K$187K$151K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Lumberton NC · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Lumberton?

Lumberton has 175 active listings, 28 new this month, 61 pending as of September 2026. About 15% of active listings have cut their price, and inventory sits at 79% of its 2019 level — a balanced market by pace.

Active listings
175
New this month
28
Pending
61
Price-reduced
25

Is Lumberton a good real estate investment?

Lumberton scores 47/100 on WealthyBud's composite Investor Score, ranking #516 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
47/100
#516 of 933 covered metros
12-month outlook
+1.4%
Flat · model output, not advice
Momentum
67
Value
24
Rental yield
43
Supply risk
37
Market heat
27

Lumberton scores 47/100 on our composite Investor Score (#516 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 79% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 6.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Lumberton ranks on the trending markets index.

How much is a monthly mortgage payment in Lumberton?

A home at Lumberton's $249,000 median listing runs about $1,363 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,230/mo
−$133/mo vs today
At today's rate · 7.28%
$1,363/mo
National weekly average
If rates rise 1% · 8.28%
$1,501/mo
+$138/mo vs today

Principal & interest on the $249,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Lumberton?

To buy Lumberton’s $249,000 median listing with 20% down, a household needs about $66,000 a year in gross income, keeping principal, interest and property tax ($1,550/mo) at 28% of income. That is 1.6× the area’s $40,318 median household income, so a typical Lumberton household cannot afford the median listing on these terms.

Income needed to buy the median home in Lumberton, NC — September 2026
ItemAmountBasis
Median listing price$249,000September 2026
Down payment (20%)$49,800Assumption
Principal & interest (7.28%, 30-yr fixed)$1,363/moRate as of 2026-10-01
Property tax (0.90% effective rate)$187/moCensus ACS
Income needed (28% rule)$66,000Gross household income / yr
Median household income$40,318Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Lumberton housing market?

Longer-run demand in Lumberton shows up in 399 homes permitted in 2025; net migration of +435 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
399
▲ 18.4% vs 2024
3.4 per 1,000 residents
Net migration (2022–2023)
+435
▲ people, via tax-return records
net income flow −$7.09M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Hurricane

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Lumberton housing market FAQ

What is the median home price in Lumberton?
As of September 2026, the median listing price in Lumberton, NC is $249,000, down 6.0% year over year (source: public records and industry data). Figures cover the Lumberton, NC metro area.
How much does it cost to buy a home in Lumberton?
The median home listed in Lumberton asks $249,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,363 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Lumberton?
The median property in Lumberton spends 86 days on the market, with 175 homes actively listed and 15% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Lumberton?
With a median 86 days on market and 15% of active listings carrying a price cut, pending contracts at 35% of active listings, Lumberton reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Lumberton a good place to invest in real estate?
Lumberton scores 47/100 on WealthyBud's Investor Score, ranking #516 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Lumberton?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Lumberton and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Lumberton, NC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More North Carolina housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.