Metropolitan market · North Carolina · September 2026 data

What is the Henderson, NC real estate market doing?

As of September 2026, the median home listed in Henderson, NC asks $249,400, down 11.8% year over year. Homes spend a median of 65 days on market, with 104 active listings and 21% carrying a price cut; pending contracts equal 35% of active listings, and inventory sits at 173% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$249,400
▼ 11.8% YoY
Median $ / sq ft
$146
1,654 sq ft median
Median days on market
65
September 2026
Active listings
104
For sale now
New listings
32
September 2026
Listings with price cuts
21%
Share of active
Inventory vs 2019
173%
Same month, 2019 = 100
Pending / active
35%
Contract activity
Median sale price (closed)
$220,000
▼ 3.5% YoY · closed sales · July 2026
Sale-to-list ratio
94.7%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
17
Closed sales · July 2026, seasonally adjusted

What is the Henderson, NC housing market doing right now?

The Henderson, NC housing market lists at a $249,400 median as of September 2026, down 11.8% year over year, with a 65-day median market time and 104 homes for sale (21% with a price cut). Active inventory is 173% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Henderson housing market statistics

The table summarizes Henderson's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Henderson.

Henderson, NC housing market at a glance — September 2026
MetricLatestDetail
Median listing price$249,400-11.8% YoY
Median price per sq ft$1461,654 sq ft median
Median days on market65-8% YoY
Active listings104+22% YoY
New listings this month32September 2026
Listings with a price cut21%Share of active
Median sale price (closed)$220,000-3.5% YoY · closed sales, July 2026
Sale-to-list ratio94.7%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio34.6%36 pending
Inventory vs 2019173%Active listings vs same month in 2019

How have home prices changed in Henderson?

Henderson home prices are down 11.8% year over year and +3.5% month over month as of September 2026, at a $249,400 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$285K$275K$264K$254K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Henderson NC · trailing 8 quarters · source: public records and industry data.

The 10-year view
$325K$284K$243K$202K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Henderson NC · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Henderson?

Henderson has 104 active listings, 32 new this month, 36 pending as of September 2026. About 21% of active listings have cut their price, and inventory sits at 173% of its 2019 level — a buyer's market by pace.

Active listings
104
New this month
32
Pending
36
Price-reduced
21

Is Henderson a good real estate investment?

Henderson scores 38/100 on WealthyBud's composite Investor Score, ranking #696 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
38/100
#696 of 933 covered metros
12-month outlook
-3.3%
▼ Cooling · model output, not advice
Momentum
47
Value
42
Rental yield
56
Supply risk
94
Market heat
34

Henderson scores 38/100 on our composite Investor Score (#696 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 173% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 11.8% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Henderson ranks on the trending markets index.

How much is a monthly mortgage payment in Henderson?

A home at Henderson's $249,400 median listing runs about $1,365 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,232/mo
−$133/mo vs today
At today's rate · 7.28%
$1,365/mo
National weekly average
If rates rise 1% · 8.28%
$1,503/mo
+$138/mo vs today

Principal & interest on the $249,400 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Henderson?

To buy Henderson’s $249,400 median listing with 20% down, a household needs about $66,000 a year in gross income, keeping principal, interest and property tax ($1,533/mo) at 28% of income. That is 1.4× the area’s $46,943 median household income, so a typical Henderson household cannot afford the median listing on these terms.

Income needed to buy the median home in Henderson, NC — September 2026
ItemAmountBasis
Median listing price$249,400September 2026
Down payment (20%)$49,880Assumption
Principal & interest (7.28%, 30-yr fixed)$1,365/moRate as of 2026-10-01
Property tax (0.81% effective rate)$168/moCensus ACS
Income needed (28% rule)$66,000Gross household income / yr
Median household income$46,943Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Henderson housing market?

Longer-run demand in Henderson shows up in 115 homes permitted in 2025; net migration of +43 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
115
▲ 57.5% vs 2024
2.7 per 1,000 residents
Net migration (2022–2023)
+43
▲ people, via tax-return records
net income flow +$904,000/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Henderson housing market FAQ

What is the median home price in Henderson?
As of September 2026, the median listing price in Henderson, NC is $249,400, down 11.8% year over year (source: public records and industry data). Figures cover the Henderson, NC metro area.
How much does it cost to buy a home in Henderson?
The median home listed in Henderson asks $249,400 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,365 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Henderson?
The median property in Henderson spends 65 days on the market, with 104 homes actively listed and 21% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Henderson?
With a median 65 days on market and 21% of active listings carrying a price cut, pending contracts at 35% of active listings, Henderson reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Henderson a good place to invest in real estate?
Henderson scores 38/100 on WealthyBud's Investor Score, ranking #696 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Henderson?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Henderson and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Henderson, NC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More North Carolina housing markets

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.