| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $439,450 | -5.5% YoY |
| Median price per sq ft | $227 | 2,000 sq ft median |
| Median days on market | 53 | +35% YoY |
| Active listings | 271 | +35% YoY |
| New listings this month | 86 | September 2026 |
| Listings with a price cut | 24% | Share of active |
| Pending-to-active ratio | 27.5% | 75 pending |
| Inventory vs 2019 | 122% | Active listings vs same month in 2019 |
Metropolitan market · Virginia · September 2026 data
What is the Lake of the Woods, VA real estate market doing?
As of September 2026, the median home listed in Lake of the Woods, VA asks $439,450, down 5.5% year over year. Homes spend a median of 53 days on market, with 271 active listings and 24% carrying a price cut; pending contracts equal 27% of active listings, and inventory sits at 122% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$439,450
▼ 5.5% YoY
Median $ / sq ft
$227
2,000 sq ft median
Median days on market
53
September 2026
Active listings
271
For sale now
New listings
86
September 2026
Listings with price cuts
24%
Share of active
Inventory vs 2019
122%
Same month, 2019 = 100
Pending / active
27%
Contract activity
What is the Lake of the Woods, VA housing market doing right now?
The Lake of the Woods, VA housing market lists at a $439,450 median as of September 2026, down 5.5% year over year, with a 53-day median market time and 271 homes for sale (24% with a price cut). Active inventory is 122% of the 2019 level, reading as a balanced market by days-on-market pace.
Lake of the Woods housing market statistics
The table summarizes Lake of the Woods's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Lake of the Woods?
Lake of the Woods home prices are down 5.5% year over year and -2.3% month over month as of September 2026, at a $439,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Lake of the Woods VA · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Lake of the Woods VA · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Lake of the Woods?
Lake of the Woods has 271 active listings, 86 new this month, 75 pending as of September 2026. About 24% of active listings have cut their price, and inventory sits at 122% of its 2019 level — a balanced market by pace.
Is Lake of the Woods a good real estate investment?
Lake of the Woods scores 33/100 on WealthyBud's composite Investor Score, ranking #781 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
33/100
#781 of 933 covered metros
Lake of the Woods scores 33/100 on our composite Investor Score (#781 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 122% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 5.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Lake of the Woods ranks on the trending markets index.
How much is a monthly mortgage payment in Lake of the Woods?
A home at Lake of the Woods's $439,450 median listing runs about $2,405 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$2,171/mo
−$234/mo vs today
At today's rate · 7.28%
$2,405/mo
National weekly average
If rates rise 1% · 8.28%
$2,649/mo
+$243/mo vs today
Principal & interest on the $439,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Lake of the Woods?
To buy Lake of the Woods’s $439,450 median listing with 20% down, a household needs about $113,000 a year in gross income, keeping principal, interest and property tax ($2,629/mo) at 28% of income. That is 1.2× the area’s $94,175 median household income, so a typical Lake of the Woods household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $439,450 | September 2026 |
| Down payment (20%) | $87,890 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $2,405/mo | Rate as of 2026-10-01 |
| Property tax (0.61% effective rate) | $223/mo | Census ACS |
| Income needed (28% rule) | $113,000 | Gross household income / yr |
| Median household income | $94,175 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Lake of the Woods housing market?
Longer-run demand in Lake of the Woods shows up in 339 homes permitted in 2025; net migration of +433 residents. Natural-hazard risk rates Very Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
339
▼ 17.7% vs 2024
9.1 per 1,000 residents
Net migration (2022–2023)
+433
▲ people, via tax-return records
net income flow +$25.7M/yr
Natural-hazard risk
Very Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadLake of the Woods housing market FAQ
What is the median home price in Lake of the Woods?
As of September 2026, the median listing price in Lake of the Woods, VA is $439,450, down 5.5% year over year (source: public records and industry data). Figures cover the Lake of the Woods, VA metro area.
How much does it cost to buy a home in Lake of the Woods?
The median home listed in Lake of the Woods asks $439,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,405 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Lake of the Woods?
The median property in Lake of the Woods spends 53 days on the market, with 271 homes actively listed and 24% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Lake of the Woods?
With a median 53 days on market and 24% of active listings carrying a price cut, pending contracts at 27% of active listings, Lake of the Woods reads as a balanced market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Lake of the Woods a good place to invest in real estate?
Lake of the Woods scores 33/100 on WealthyBud's Investor Score, ranking #781 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Lake of the Woods?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Lake of the Woods and the wider Virginia market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Lake of the Woods, VA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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