Metropolitan market · Texas · September 2026 data

What is the Kerrville, TX real estate market doing?

As of September 2026, the median home listed in Kerrville, TX asks $499,000, down 3.3% year over year. Homes spend a median of 87 days on market, with 445 active listings and 19% carrying a price cut; pending contracts equal 13% of active listings, and inventory sits at 128% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$499,000
▼ 3.3% YoY
Median $ / sq ft
$236
2,088 sq ft median
Median days on market
87
September 2026
Active listings
445
For sale now
New listings
78
September 2026
Listings with price cuts
19%
Share of active
Inventory vs 2019
128%
Same month, 2019 = 100
Pending / active
13%
Contract activity
Median sale price (closed)
$369,950
▲ 10.4% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
54
Closed sales · July 2026, seasonally adjusted

What is the Kerrville, TX housing market doing right now?

The Kerrville, TX housing market lists at a $499,000 median as of September 2026, down 3.3% year over year, with an 87-day median market time and 445 homes for sale (19% with a price cut). Active inventory is 128% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Kerrville housing market statistics

The table summarizes Kerrville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Kerrville.

Kerrville, TX housing market at a glance — September 2026
MetricLatestDetail
Median listing price$499,000-3.3% YoY
Median price per sq ft$2362,088 sq ft median
Median days on market87-5% YoY
Active listings445+5% YoY
New listings this month78September 2026
Listings with a price cut19%Share of active
Median sale price (closed)$369,950+10.4% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio13.5%60 pending
Inventory vs 2019128%Active listings vs same month in 2019

How have home prices changed in Kerrville?

Kerrville home prices are down 3.3% year over year and +2.0% month over month as of September 2026, at a $499,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$550K$537K$524K$512K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Kerrville TX · trailing 8 quarters · source: public records and industry data.

The 10-year view
$629K$567K$505K$442K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Kerrville TX · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Kerrville?

Kerrville has 445 active listings, 78 new this month, 60 pending as of September 2026. About 19% of active listings have cut their price, and inventory sits at 128% of its 2019 level — a buyer's market by pace.

Active listings
445
New this month
78
Pending
60
Price-reduced
82

Is Kerrville a good real estate investment?

Kerrville scores 25/100 on WealthyBud's composite Investor Score, ranking #882 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
25/100
#882 of 933 covered metros
12-month outlook
-2.2%
▼ Cooling · model output, not advice
Momentum
61
Value
13
Rental yield
9
Supply risk
80
Market heat
9

Kerrville scores 25/100 on our composite Investor Score (#882 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 128% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Kerrville ranks on the trending markets index.

How much is a monthly mortgage payment in Kerrville?

A home at Kerrville's $499,000 median listing runs about $2,731 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,466/mo
−$266/mo vs today
At today's rate · 7.28%
$2,731/mo
National weekly average
If rates rise 1% · 8.28%
$3,007/mo
+$276/mo vs today

Principal & interest on the $499,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Kerrville?

To buy Kerrville’s $499,000 median listing with 20% down, a household needs about $136,000 a year in gross income, keeping principal, interest and property tax ($3,185/mo) at 28% of income. That is 2.0× the area’s $67,927 median household income, so a typical Kerrville household cannot afford the median listing on these terms.

Income needed to buy the median home in Kerrville, TX — September 2026
ItemAmountBasis
Median listing price$499,000September 2026
Down payment (20%)$99,800Assumption
Principal & interest (7.28%, 30-yr fixed)$2,731/moRate as of 2026-10-01
Property tax (1.09% effective rate)$453/moCensus ACS
Income needed (28% rule)$136,000Gross household income / yr
Median household income$67,927Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Kerrville housing market?

Longer-run demand in Kerrville shows up in 184 homes permitted in 2025; net migration of +260 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
184
▼ 56.4% vs 2024
3.5 per 1,000 residents
Net migration (2022–2023)
+260
▲ people, via tax-return records
net income flow +$38.2M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Kerrville housing market FAQ

What is the median home price in Kerrville?
As of September 2026, the median listing price in Kerrville, TX is $499,000, down 3.3% year over year (source: public records and industry data). Figures cover the Kerrville, TX metro area.
How much does it cost to buy a home in Kerrville?
The median home listed in Kerrville asks $499,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,731 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Kerrville?
The median property in Kerrville spends 87 days on the market, with 445 homes actively listed and 19% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Kerrville?
With a median 87 days on market and 19% of active listings carrying a price cut, pending contracts at 13% of active listings, Kerrville reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Kerrville a good place to invest in real estate?
Kerrville scores 25/100 on WealthyBud's Investor Score, ranking #882 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Kerrville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Kerrville and the wider Texas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Kerrville, TX metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Texas housing markets

Naomi Whitfield Real Estate Data Analyst

Naomi Whitfield is a real estate data analyst who builds metro-level price, inventory and days-on-market datasets from public MLS aggregates and county records. She reviews WealthyBud's market pages for data accuracy before they publish.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.