Metropolitan market · North Carolina · September 2026 data

What is the Jacksonville, NC real estate market doing?

As of September 2026, the median home listed in Jacksonville, NC asks $339,791, down 2.0% year over year. Homes spend a median of 66 days on market, with 1,234 active listings and 23% carrying a price cut; pending contracts equal 45% of active listings, and inventory sits at 93% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 4.1%. Figures come from public records and industry data, updated monthly.

Median listing price
$339,791
▼ 2.0% YoY
Median $ / sq ft
$189
1,735 sq ft median
Median days on market
66
September 2026
Active listings
1,234
For sale now
New listings
364
September 2026
Listings with price cuts
23%
Share of active
Inventory vs 2019
93%
Same month, 2019 = 100
Pending / active
45%
Contract activity
Median sale price (closed)
$329,000
▲ 9.7% YoY · closed sales · July 2026
Sale-to-list ratio
99.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
429
Closed sales · July 2026, seasonally adjusted

What is the Jacksonville, NC housing market doing right now?

The Jacksonville, NC housing market lists at a $339,791 median as of September 2026, down 2.0% year over year, with a 66-day median market time and 1,234 homes for sale (23% with a price cut). Active inventory is 93% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.1%.

Jacksonville housing market statistics

The table summarizes Jacksonville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Jacksonville.

Jacksonville, NC housing market at a glance — September 2026
MetricLatestDetail
Median listing price$339,791-2.0% YoY
Median price per sq ft$1891,735 sq ft median
Median days on market66-8% YoY
Active listings1,234+20% YoY
New listings this month364September 2026
Listings with a price cut23%Share of active
Median sale price (closed)$329,000+9.7% YoY · closed sales, July 2026
Sale-to-list ratio99.1%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio44.6%550 pending
Inventory vs 201993%Active listings vs same month in 2019
Gross rental yield4.1%2BR fair market rent

How have home prices changed in Jacksonville?

Jacksonville home prices are down 2.0% year over year and -2.6% month over month as of September 2026, at a $339,791 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$354K$351K$347K$343K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Jacksonville NC · trailing 8 quarters · source: public records and industry data.

The 10-year view
$354K$309K$264K$219K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Jacksonville NC · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Jacksonville?

Jacksonville has 1,234 active listings, 364 new this month, 550 pending as of September 2026. About 23% of active listings have cut their price, and inventory sits at 93% of its 2019 level — a balanced market by pace.

Active listings
1,234
New this month
364
Pending
550
Price-reduced
278

Is Jacksonville a good real estate investment?

Jacksonville scores 48/100 on WealthyBud's composite Investor Score, ranking #494 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
48/100
#494 of 933 covered metros
12-month outlook
-1.9%
Flat · model output, not advice
Price volatility
High
σ 7.0% · 20-yr price-index swings
Momentum
34
Value
45
Rental yield
56
Supply risk
52
Market heat
63

Jacksonville scores 48/100 on our composite Investor Score (#494 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 59% over five years and +106% over ten, leaving prices 56% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,173/mo for a two-bedroom, the gross rental yield on the median listing is about 4.1%; active inventory sits at 93% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 2.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Jacksonville ranks on the trending markets index.

How much is a monthly mortgage payment in Jacksonville?

A home at Jacksonville's $339,791 median listing runs about $1,860 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,679/mo
−$181/mo vs today
At today's rate · 7.28%
$1,860/mo
National weekly average
If rates rise 1% · 8.28%
$2,048/mo
+$188/mo vs today

Principal & interest on the $339,791 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Jacksonville?

To buy Jacksonville’s $339,791 median listing with 20% down, a household needs about $88,000 a year in gross income, keeping principal, interest and property tax ($2,044/mo) at 28% of income. That is 1.4× the area’s $64,568 median household income, so a typical Jacksonville household cannot afford the median listing on these terms.

Income needed to buy the median home in Jacksonville, NC — September 2026
ItemAmountBasis
Median listing price$339,791September 2026
Down payment (20%)$67,958Assumption
Principal & interest (7.28%, 30-yr fixed)$1,860/moRate as of 2026-10-01
Property tax (0.65% effective rate)$184/moCensus ACS
Income needed (28% rule)$88,000Gross household income / yr
Median household income$64,568Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Jacksonville housing market?

Longer-run demand in Jacksonville shows up in 1,372 homes permitted in 2025; net migration of +876 residents; -0.9% job growth. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
1,372
▲ 10.1% vs 2024
6.6 per 1,000 residents
Net migration (2022–2023)
+876
▲ people, via tax-return records
net income flow +$73.2M/yr
Job growth (YoY)
-0.9%
▼ 54.5k nonfarm jobs · August 2026
Natural-hazard risk
Relatively High
National hazard index · top hazard: Hurricane

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Jacksonville housing market FAQ

What is the median home price in Jacksonville?
As of September 2026, the median listing price in Jacksonville, NC is $339,791, down 2.0% year over year (source: public records and industry data). Figures cover the Jacksonville, NC metro area.
How much does it cost to buy a home in Jacksonville?
The median home listed in Jacksonville asks $339,791 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,860 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Jacksonville?
The median property in Jacksonville spends 66 days on the market, with 1,234 homes actively listed and 23% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Jacksonville?
With a median 66 days on market and 23% of active listings carrying a price cut, pending contracts at 45% of active listings, Jacksonville reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Jacksonville a good place to invest in real estate?
Jacksonville scores 48/100 on WealthyBud's Investor Score, ranking #494 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Jacksonville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Jacksonville and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Jacksonville, NC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More North Carolina housing markets

Samuel Okonkwo Property Investment Analyst

Samuel Okonkwo is a property investment analyst who covers cap rates, cash-flow modeling and rental-property ROI for single-family and small multifamily investors. He builds his models from public rent and price data to help readers compare markets objectively.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.