Metropolitan market · Georgia · September 2026 data

What is the Cornelia, GA real estate market doing?

As of September 2026, the median home listed in Cornelia, GA asks $425,000, down 2.3% year over year. Homes spend a median of 72 days on market, with 323 active listings and 20% carrying a price cut; pending contracts equal 18% of active listings, and inventory sits at 116% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$425,000
▼ 2.3% YoY
Median $ / sq ft
$205
2,249 sq ft median
Median days on market
72
September 2026
Active listings
323
For sale now
New listings
74
September 2026
Listings with price cuts
20%
Share of active
Inventory vs 2019
116%
Same month, 2019 = 100
Pending / active
18%
Contract activity
Median sale price (closed)
$338,900
▲ 4.1% YoY · closed sales · July 2026
Sale-to-list ratio
96.5%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
63
Closed sales · July 2026, seasonally adjusted

What is the Cornelia, GA housing market doing right now?

The Cornelia, GA housing market lists at a $425,000 median as of September 2026, down 2.3% year over year, with a 72-day median market time and 323 homes for sale (20% with a price cut). Active inventory is 116% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Cornelia housing market statistics

The table summarizes Cornelia's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Cornelia.

Cornelia, GA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$425,000-2.3% YoY
Median price per sq ft$2052,249 sq ft median
Median days on market72+16% YoY
Active listings323+45% YoY
New listings this month74September 2026
Listings with a price cut20%Share of active
Median sale price (closed)$338,900+4.1% YoY · closed sales, July 2026
Sale-to-list ratio96.5%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio17.7%57 pending
Inventory vs 2019116%Active listings vs same month in 2019

How have home prices changed in Cornelia?

Cornelia home prices are down 2.3% year over year and 0.0% month over month as of September 2026, at a $425,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$435K$420K$406K$391K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Cornelia GA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$440K$411K$382K$353K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Cornelia GA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Cornelia?

Cornelia has 323 active listings, 74 new this month, 57 pending as of September 2026. About 20% of active listings have cut their price, and inventory sits at 116% of its 2019 level — a buyer's market by pace.

Active listings
323
New this month
74
Pending
57
Price-reduced
64

Is Cornelia a good real estate investment?

Cornelia scores 24/100 on WealthyBud's composite Investor Score, ranking #890 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
24/100
#890 of 933 covered metros
12-month outlook
-4.0%
▼ Cooling · model output, not advice
Momentum
35
Value
20
Rental yield
11
Supply risk
72
Market heat
21

Cornelia scores 24/100 on our composite Investor Score (#890 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 116% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 2.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Cornelia ranks on the trending markets index.

How much is a monthly mortgage payment in Cornelia?

A home at Cornelia's $425,000 median listing runs about $2,326 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,100/mo
−$226/mo vs today
At today's rate · 7.28%
$2,326/mo
National weekly average
If rates rise 1% · 8.28%
$2,561/mo
+$235/mo vs today

Principal & interest on the $425,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Cornelia?

To buy Cornelia’s $425,000 median listing with 20% down, a household needs about $109,000 a year in gross income, keeping principal, interest and property tax ($2,549/mo) at 28% of income. That is 1.7× the area’s $65,622 median household income, so a typical Cornelia household cannot afford the median listing on these terms.

Income needed to buy the median home in Cornelia, GA — September 2026
ItemAmountBasis
Median listing price$425,000September 2026
Down payment (20%)$85,000Assumption
Principal & interest (7.28%, 30-yr fixed)$2,326/moRate as of 2026-10-01
Property tax (0.63% effective rate)$223/moCensus ACS
Income needed (28% rule)$109,000Gross household income / yr
Median household income$65,622Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Cornelia housing market?

Longer-run demand in Cornelia shows up in 373 homes permitted in 2025; net migration of +574 residents. Natural-hazard risk rates Very Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
373
▲ 73.5% vs 2024
7.9 per 1,000 residents
Net migration (2022–2023)
+574
▲ people, via tax-return records
net income flow +$29.9M/yr
Natural-hazard risk
Very Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Cornelia housing market FAQ

What is the median home price in Cornelia?
As of September 2026, the median listing price in Cornelia, GA is $425,000, down 2.3% year over year (source: public records and industry data). Figures cover the Cornelia, GA metro area.
How much does it cost to buy a home in Cornelia?
The median home listed in Cornelia asks $425,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,326 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Cornelia?
The median property in Cornelia spends 72 days on the market, with 323 homes actively listed and 20% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Cornelia?
With a median 72 days on market and 20% of active listings carrying a price cut, pending contracts at 18% of active listings, Cornelia reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Cornelia a good place to invest in real estate?
Cornelia scores 24/100 on WealthyBud's Investor Score, ranking #890 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Cornelia?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Cornelia and the wider Georgia market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Cornelia, GA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Georgia housing markets

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.