Metropolitan market · Pennsylvania · June 2026 data

Chambersburg Real Estate Market

As of June 2026, the median home listed in Chambersburg, PA asks $354,475 — down 3.8% year over year. Homes sell in a median of 40 days, with 384 active listings and 17% carrying a price cut — a seller-leaning market. Figures come from public records and industry data, updated monthly.

Median listing price
$354,475
▼ 3.8% YoY
Median $ / sq ft
$175
1,980 sq ft median
Median days on market
40
June 2026
Active listings
384
For sale now
New listings
198
June 2026
Listings with price cuts
17%
Share of active
Median sale price (closed)
$290,000
▲ 0.9% YoY · closed sales
Sale-to-list ratio
99.8%
Closed sales
Homes sold / month
142
Closed sales

Chambersburg housing market statistics

The table summarizes Chambersburg's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Chambersburg, PA housing market at a glance — June 2026
MetricLatestDetail
Median listing price$354,475-3.8% YoY
Median price per sq ft$1751,980 sq ft median
Median days on market40-11% YoY
Active listings384+25% YoY
New listings this month198June 2026
Listings with a price cut17%Share of active
Median sale price (closed)$290,000+0.9% YoY
Sale-to-list ratio99.8%Closed sales
Gross rental yield4.7%2BR fair market rent

How have home prices changed in Chambersburg?

Chambersburg home prices are down 3.8% year over year and -1.5% month over month as of June 2026, at a $354,475 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$368K$362K$356K$350K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Chambersburg PA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$368K$328K$287K$246K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Chambersburg PA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Chambersburg?

Chambersburg has 384 active listings, 198 new this month, 257 pending as of June 2026. About 17% of active listings have cut their price, and inventory sits at 70% of its 2019 level — a seller-leaning market by pace.

Active listings
384
New this month
198
Pending
257
Price-reduced
66

Is Chambersburg a good real estate investment?

Chambersburg scores 67/100 on WealthyBud's composite Investor Score, ranking #144 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
67/100
#144 of 932 covered metros
12-month outlook
+1.7%
Flat · model output, not advice
Price volatility
Medium
σ 5.6% · 20-yr price-index swings
Momentum
50
Value
69
Rental yield
75
Supply risk
35
Market heat
82

Chambersburg scores 67/100 on our composite Investor Score (#144 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 46% over five years and +78% over ten, leaving prices 37% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,379/mo for a two-bedroom, the gross rental yield on the median listing is about 4.7%; active inventory sits at 70% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 3.8% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Chambersburg ranks on the trending markets index.

How much is a monthly mortgage payment in Chambersburg?

A home at Chambersburg's $354,475 median listing runs about $1,779 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$1,598/mo
−$182/mo vs today
At today's rate · 6.43%
$1,779/mo
National weekly average
If rates rise 1% · 7.43%
$1,969/mo
+$190/mo vs today

Principal & interest on the $354,475 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Chambersburg housing market?

Longer-run demand in Chambersburg shows up in 993 homes permitted in 2025; net migration of +604 residents; +1.4% job growth. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
993
▲ 56.9% vs 2024
6.3 per 1,000 residents
Net migration (2022–2023)
+604
▲ people, via tax-return records
net income flow +$17.7M/yr
Job growth (YoY)
+1.4%
▲ 64.3k nonfarm jobs · May 2026
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Chambersburg housing market FAQ

What is the median home price in Chambersburg?
As of June 2026, the median listing price in Chambersburg, PA is $354,475, down 3.8% year over year (source: public records and industry data). Figures cover the Chambersburg, PA metro area.
How much does it cost to buy a home in Chambersburg?
The median home listed in Chambersburg asks $354,475 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,779 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Chambersburg?
The median property in Chambersburg spends 40 days on the market, with 384 homes actively listed and 17% of them carrying a price cut — a seller-leaning market by pace as of June 2026.
Is it a buyer's or seller's market in Chambersburg?
With a median 40 days on market and 17% of active listings carrying a price cut, Chambersburg reads as a seller-leaning market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Chambersburg a good place to invest in real estate?
Chambersburg scores 67/100 on WealthyBud's Investor Score, ranking #144 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Chambersburg?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Chambersburg and the wider Pennsylvania market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Chambersburg, PA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Pennsylvania housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.