Metropolitan market · Texas · September 2026 data

What is the Borger, TX real estate market doing?

As of September 2026, the median home listed in Borger, TX asks $132,225, down 5.0% year over year. Homes spend a median of 59 days on market, with 92 active listings and 19% carrying a price cut; pending contracts equal 33% of active listings, and inventory sits at 81% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$132,225
▼ 5.0% YoY
Median $ / sq ft
$90
1,564 sq ft median
Median days on market
59
September 2026
Active listings
92
For sale now
New listings
18
September 2026
Listings with price cuts
19%
Share of active
Inventory vs 2019
81%
Same month, 2019 = 100
Pending / active
33%
Contract activity
Median sale price (closed)
$149,900
▼ 16.7% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
17
Closed sales · July 2026, seasonally adjusted

What is the Borger, TX housing market doing right now?

The Borger, TX housing market lists at a $132,225 median as of September 2026, down 5.0% year over year, with a 59-day median market time and 92 homes for sale (19% with a price cut). Active inventory is 81% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Borger housing market statistics

The table summarizes Borger's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Borger.

Borger, TX housing market at a glance — September 2026
MetricLatestDetail
Median listing price$132,225-5.0% YoY
Median price per sq ft$901,564 sq ft median
Median days on market59-14% YoY
Active listings92+5% YoY
New listings this month18September 2026
Listings with a price cut19%Share of active
Median sale price (closed)$149,900-16.7% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio32.6%30 pending
Inventory vs 201981%Active listings vs same month in 2019

How have home prices changed in Borger?

Borger home prices are down 5.0% year over year and -16.6% month over month as of September 2026, at a $132,225 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$169K$160K$151K$141K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Borger TX · trailing 8 quarters · source: public records and industry data.

The 10-year view
$194K$166K$138K$110K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Borger TX · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Borger?

Borger has 92 active listings, 18 new this month, 30 pending as of September 2026. About 19% of active listings have cut their price, and inventory sits at 81% of its 2019 level — a balanced market by pace.

Active listings
92
New this month
18
Pending
30
Price-reduced
17

Is Borger a good real estate investment?

Borger scores 71/100 on WealthyBud's composite Investor Score, ranking #86 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
71/100
#86 of 933 covered metros
12-month outlook
+2.0%
▲ Rising · model output, not advice
Momentum
44
Value
100
Rental yield
99
Supply risk
40
Market heat
52

Borger scores 71/100 on our composite Investor Score (#86 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 81% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 5.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Borger ranks on the trending markets index.

How much is a monthly mortgage payment in Borger?

A home at Borger's $132,225 median listing runs about $724 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$653/mo
−$70/mo vs today
At today's rate · 7.28%
$724/mo
National weekly average
If rates rise 1% · 8.28%
$797/mo
+$73/mo vs today

Principal & interest on the $132,225 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Borger?

To buy Borger’s $132,225 median listing with 20% down, a household needs about $38,000 a year in gross income, keeping principal, interest and property tax ($887/mo) at 28% of income. The area’s median household income is $65,470, so the median listing is within reach of a typical Borger household on these terms.

Income needed to buy the median home in Borger, TX — September 2026
ItemAmountBasis
Median listing price$132,225September 2026
Down payment (20%)$26,445Assumption
Principal & interest (7.28%, 30-yr fixed)$724/moRate as of 2026-10-01
Property tax (1.48% effective rate)$163/moCensus ACS
Income needed (28% rule)$38,000Gross household income / yr
Median household income$65,470Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Borger housing market?

Longer-run demand in Borger shows up in 2 homes permitted in 2025; net migration of -124 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
2
0.0% vs 2024
0.1 per 1,000 residents
Net migration (2022–2023)
-124
▼ people, via tax-return records
net income flow −$6.79M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Drought

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Borger housing market FAQ

What is the median home price in Borger?
As of September 2026, the median listing price in Borger, TX is $132,225, down 5.0% year over year (source: public records and industry data). Figures cover the Borger, TX metro area.
How much does it cost to buy a home in Borger?
The median home listed in Borger asks $132,225 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $724 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Borger?
The median property in Borger spends 59 days on the market, with 92 homes actively listed and 19% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Borger?
With a median 59 days on market and 19% of active listings carrying a price cut, pending contracts at 33% of active listings, Borger reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Borger a good place to invest in real estate?
Borger scores 71/100 on WealthyBud's Investor Score, ranking #86 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Borger?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Borger and the wider Texas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Borger, TX metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Texas housing markets

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.