Metropolitan market · Texas · June 2026 data

Bay City Real Estate Market

As of June 2026, the median home listed in Bay City, TX asks $279,575 — down 17.3% year over year. Homes sell in a median of 90 days, with 339 active listings and 17% carrying a price cut — a buyer-leaning market. Figures come from public records and industry data, updated monthly.

Median listing price
$279,575
▼ 17.3% YoY
Median $ / sq ft
$192
1,488 sq ft median
Median days on market
90
June 2026
Active listings
339
For sale now
New listings
66
June 2026
Listings with price cuts
17%
Share of active
Median sale price (closed)
$235,250
▲ 6.0% YoY · closed sales
Sale-to-list ratio
90.4%
Closed sales
Homes sold / month
32
Closed sales

Bay City housing market statistics

The table summarizes Bay City's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Bay City, TX housing market at a glance — June 2026
MetricLatestDetail
Median listing price$279,575-17.3% YoY
Median price per sq ft$1921,488 sq ft median
Median days on market90+6% YoY
Active listings339+2% YoY
New listings this month66June 2026
Listings with a price cut17%Share of active
Median sale price (closed)$235,250+6.0% YoY
Sale-to-list ratio90.4%Closed sales

How have home prices changed in Bay City?

Bay City home prices are down 17.3% year over year and -1.4% month over month as of June 2026, at a $279,575 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$338K$324K$309K$294K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Bay City TX · trailing 8 quarters · source: public records and industry data.

The 10-year view
$338K$303K$269K$234K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Bay City TX · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Bay City?

Bay City has 339 active listings, 66 new this month, 53 pending as of June 2026. About 17% of active listings have cut their price, and inventory sits at 107% of its 2019 level — a buyer-leaning market by pace.

Active listings
339
New this month
66
Pending
53
Price-reduced
58

Is Bay City a good real estate investment?

Bay City scores 39/100 on WealthyBud's composite Investor Score, ranking #685 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
39/100
#685 of 932 covered metros
12-month outlook
-2.4%
▼ Cooling · model output, not advice
Momentum
36
Value
52
Rental yield
64
Supply risk
68
Market heat
5

Bay City scores 39/100 on our composite Investor Score (#685 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 107% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 17.3% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Bay City ranks on the trending markets index.

How much is a monthly mortgage payment in Bay City?

A home at Bay City's $279,575 median listing runs about $1,403 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$1,260/mo
−$143/mo vs today
At today's rate · 6.43%
$1,403/mo
National weekly average
If rates rise 1% · 7.43%
$1,553/mo
+$150/mo vs today

Principal & interest on the $279,575 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Bay City housing market?

Longer-run demand in Bay City shows up in 300 homes permitted in 2025; net migration of -1 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
300
▲ 96.1% vs 2024
8.3 per 1,000 residents
Net migration (2022–2023)
-1
▼ people, via tax-return records
net income flow +$4.66M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Hurricane

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Bay City housing market FAQ

What is the median home price in Bay City?
As of June 2026, the median listing price in Bay City, TX is $279,575, down 17.3% year over year (source: public records and industry data). Figures cover the Bay City, TX metro area.
How much does it cost to buy a home in Bay City?
The median home listed in Bay City asks $279,575 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,403 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Bay City?
The median property in Bay City spends 90 days on the market, with 339 homes actively listed and 17% of them carrying a price cut — a buyer-leaning market by pace as of June 2026.
Is it a buyer's or seller's market in Bay City?
With a median 90 days on market and 17% of active listings carrying a price cut, Bay City reads as a buyer-leaning market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Bay City a good place to invest in real estate?
Bay City scores 39/100 on WealthyBud's Investor Score, ranking #685 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Bay City?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Bay City and the wider Texas market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Bay City, TX metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Texas housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.