Metropolitan market · Texas · September 2026 data

What is the Athens, TX real estate market doing?

As of September 2026, the median home listed in Athens, TX asks $363,350, up 0.4% year over year. Homes spend a median of 92 days on market, with 911 active listings and 21% carrying a price cut; pending contracts equal 16% of active listings, and inventory sits at 172% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$363,350
▲ 0.4% YoY
Median $ / sq ft
$202
1,838 sq ft median
Median days on market
92
September 2026
Active listings
911
For sale now
New listings
148
September 2026
Listings with price cuts
21%
Share of active
Inventory vs 2019
172%
Same month, 2019 = 100
Pending / active
16%
Contract activity
Median sale price (closed)
$304,500
▲ 6.1% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
76
Closed sales · July 2026, seasonally adjusted

What is the Athens, TX housing market doing right now?

The Athens, TX housing market lists at a $363,350 median as of September 2026, up 0.4% year over year, with a 92-day median market time and 911 homes for sale (21% with a price cut). Active inventory is 172% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Athens housing market statistics

The table summarizes Athens's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Athens.

Athens, TX housing market at a glance — September 2026
MetricLatestDetail
Median listing price$363,350+0.4% YoY
Median price per sq ft$2021,838 sq ft median
Median days on market92-1% YoY
Active listings9110% YoY
New listings this month148September 2026
Listings with a price cut21%Share of active
Median sale price (closed)$304,500+6.1% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio15.5%142 pending
Inventory vs 2019172%Active listings vs same month in 2019

How have home prices changed in Athens?

Athens home prices are up 0.4% year over year and -3.0% month over month as of September 2026, at a $363,350 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$388K$376K$365K$353K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Athens TX · trailing 8 quarters · source: public records and industry data.

The 10-year view
$407K$363K$318K$273K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Athens TX · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Athens?

Athens has 911 active listings, 148 new this month, 142 pending as of September 2026. About 21% of active listings have cut their price, and inventory sits at 172% of its 2019 level — a buyer's market by pace.

Active listings
911
New this month
148
Pending
142
Price-reduced
188

Is Athens a good real estate investment?

Athens scores 26/100 on WealthyBud's composite Investor Score, ranking #874 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
26/100
#874 of 933 covered metros
12-month outlook
-3.4%
▼ Cooling · model output, not advice
Momentum
49
Value
33
Rental yield
24
Supply risk
94
Market heat
8

Athens scores 26/100 on our composite Investor Score (#874 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 172% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 0.4% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Athens ranks on the trending markets index.

How much is a monthly mortgage payment in Athens?

A home at Athens's $363,350 median listing runs about $1,989 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,795/mo
−$193/mo vs today
At today's rate · 7.28%
$1,989/mo
National weekly average
If rates rise 1% · 8.28%
$2,190/mo
+$201/mo vs today

Principal & interest on the $363,350 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Athens?

To buy Athens’s $363,350 median listing with 20% down, a household needs about $98,000 a year in gross income, keeping principal, interest and property tax ($2,286/mo) at 28% of income. That is 1.5× the area’s $63,955 median household income, so a typical Athens household cannot afford the median listing on these terms.

Income needed to buy the median home in Athens, TX — September 2026
ItemAmountBasis
Median listing price$363,350September 2026
Down payment (20%)$72,670Assumption
Principal & interest (7.28%, 30-yr fixed)$1,989/moRate as of 2026-10-01
Property tax (0.98% effective rate)$297/moCensus ACS
Income needed (28% rule)$98,000Gross household income / yr
Median household income$63,955Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Athens housing market?

Longer-run demand in Athens shows up in 169 homes permitted in 2025; net migration of +1,509 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
169
▼ 35.7% vs 2024
2.0 per 1,000 residents
Net migration (2022–2023)
+1,509
▲ people, via tax-return records
net income flow +$103.7M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Cold wave

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Athens housing market FAQ

What is the median home price in Athens?
As of September 2026, the median listing price in Athens, TX is $363,350, up 0.4% year over year (source: public records and industry data). Figures cover the Athens, TX metro area.
How much does it cost to buy a home in Athens?
The median home listed in Athens asks $363,350 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,989 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Athens?
The median property in Athens spends 92 days on the market, with 911 homes actively listed and 21% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Athens?
With a median 92 days on market and 21% of active listings carrying a price cut, pending contracts at 16% of active listings, Athens reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Athens a good place to invest in real estate?
Athens scores 26/100 on WealthyBud's Investor Score, ranking #874 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Athens?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Athens and the wider Texas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Athens, TX metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Texas housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.