Metropolitan market · Massachusetts · September 2026 data

What is the Amherst Town, MA real estate market doing?

As of September 2026, the median home listed in Amherst Town, MA asks $554,500, up 6.7% year over year. Homes spend a median of 55 days on market, with 324 active listings and 18% carrying a price cut; pending contracts equal 62% of active listings, and inventory sits at 73% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 4.3%. Figures come from public records and industry data, updated monthly.

Median listing price
$554,500
▲ 6.7% YoY
Median $ / sq ft
$303
1,837 sq ft median
Median days on market
55
September 2026
Active listings
324
For sale now
New listings
132
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
73%
Same month, 2019 = 100
Pending / active
62%
Contract activity

What is the Amherst Town, MA housing market doing right now?

The Amherst Town, MA housing market lists at a $554,500 median as of September 2026, up 6.7% year over year, with a 55-day median market time and 324 homes for sale (18% with a price cut). Active inventory is 73% of the 2019 level, reading as a balanced market by days-on-market pace. Gross rental yield is about 4.3%.

Amherst Town housing market statistics

The table summarizes Amherst Town's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Amherst Town, MA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$554,500+6.7% YoY
Median price per sq ft$3031,837 sq ft median
Median days on market55+1% YoY
Active listings324+65% YoY
New listings this month132September 2026
Listings with a price cut18%Share of active
Pending-to-active ratio61.7%200 pending
Inventory vs 201973%Active listings vs same month in 2019
Gross rental yield4.3%2BR fair market rent

How have home prices changed in Amherst Town?

Amherst Town home prices are up 6.7% year over year and -2.5% month over month as of September 2026, at a $554,500 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$572K$552K$531K$511K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Amherst Town MA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$572K$514K$455K$396K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Amherst Town MA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Amherst Town?

Amherst Town has 324 active listings, 132 new this month, 200 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 73% of its 2019 level — a balanced market by pace.

Active listings
324
New this month
132
Pending
200
Price-reduced
57

Is Amherst Town a good real estate investment?

Amherst Town scores 61/100 on WealthyBud's composite Investor Score, ranking #238 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
61/100
#238 of 933 covered metros
12-month outlook
+1.3%
Flat · model output, not advice
Price volatility
Low
σ 4.8% · 20-yr price-index swings
Momentum
52
Value
48
Rental yield
63
Supply risk
30
Market heat
78

Amherst Town scores 61/100 on our composite Investor Score (#238 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 47% over five years and +84% over ten, leaving prices 37% above its own 2000–2019 trend; at the published FY2026 fair market rent of $2,004/mo for a two-bedroom, the gross rental yield on the median listing is about 4.3%; active inventory sits at 73% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 6.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Amherst Town ranks on the trending markets index.

How much is a monthly mortgage payment in Amherst Town?

A home at Amherst Town's $554,500 median listing runs about $3,035 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,740/mo
−$295/mo vs today
At today's rate · 7.28%
$3,035/mo
National weekly average
If rates rise 1% · 8.28%
$3,342/mo
+$307/mo vs today

Principal & interest on the $554,500 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Amherst Town?

To buy Amherst Town’s $554,500 median listing with 20% down, a household needs about $159,000 a year in gross income, keeping principal, interest and property tax ($3,714/mo) at 28% of income. That is 1.8× the area’s $86,391 median household income, so a typical Amherst Town household cannot afford the median listing on these terms.

Income needed to buy the median home in Amherst Town, MA — September 2026
ItemAmountBasis
Median listing price$554,500September 2026
Down payment (20%)$110,900Assumption
Principal & interest (7.28%, 30-yr fixed)$3,035/moRate as of 2026-10-01
Property tax (1.47% effective rate)$679/moCensus ACS
Income needed (28% rule)$159,000Gross household income / yr
Median household income$86,391Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Amherst Town housing market?

Longer-run demand in Amherst Town shows up in 308 homes permitted in 2025; net migration of -494 residents; +1.7% job growth. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
308
▼ 11.7% vs 2024
2.0 per 1,000 residents
Net migration (2022–2023)
-494
▼ people, via tax-return records
net income flow −$31.8M/yr
Job growth (YoY)
+1.7%
▲ 71.8k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Amherst Town housing market FAQ

What is the median home price in Amherst Town?
As of September 2026, the median listing price in Amherst Town, MA is $554,500, up 6.7% year over year (source: public records and industry data). Figures cover the Amherst Town-Northampton, MA metro area.
How much does it cost to buy a home in Amherst Town?
The median home listed in Amherst Town asks $554,500 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $3,035 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Amherst Town?
The median property in Amherst Town spends 55 days on the market, with 324 homes actively listed and 18% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Amherst Town?
With a median 55 days on market and 18% of active listings carrying a price cut, pending contracts at 62% of active listings, Amherst Town reads as a balanced market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Amherst Town a good place to invest in real estate?
Amherst Town scores 61/100 on WealthyBud's Investor Score, ranking #238 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Amherst Town?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Amherst Town and the wider Massachusetts market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Amherst Town-Northampton, MA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Massachusetts housing markets

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.