| Metric | Value | Detail |
|---|---|---|
| Revenue | $113.1B | +6.8% YoY |
| Net income | $30.5B | 27.0% margin |
| Gross margin | n/a | Gross profit / revenue |
| Operating margin | n/a | Operating income / revenue |
| Return on equity | 10% | Net income / equity |
| Return on assets | 1% | Net income / assets |
| Revenue growth (YoY) | +6.8% | FY2024 to FY2025 |
| Revenue 3-yr CAGR | +6.0% | Compound annual |
| Diluted EPS | $3.86 | FY2025 |
| Debt-to-equity | 1.05 | Long-term debt / equity |
| Current ratio | n/a | Current assets / liabilities |
| Cash & equivalents | $231.8B | Balance sheet |
| Total assets | $3.41T | FY2025 year-end |
| Shareholders’ equity | $303.2B | FY2025 year-end |
| Share price | $59.67 | Delayed · 2026-07-10 |
| Market cap | $423.5B | Price × shares outstanding |
| P/E ratio | 13.9 | Market cap / net income |
| P/S ratio | 3.7 | Market cap / revenue |
| Dividend yield | 1.81% | Dividend / price |
Stock fundamentals · FY2025 · SEC 10-K data
BofA Finance LLC (BAC) stock fundamentals
BofA Finance LLC (BAC) reported $113.1B in revenue and $30.5B in net income in fiscal 2025, a 27.0% net margin, per its latest SEC 10-K filing. It carries a market capitalization of about $423.5B at a delayed share price. It scores 50/100 on WealthyBud's Investor Score, ranking #49 of 100 covered companies. Score is research, not investment advice.
Revenue (FY2025)
$113.1B
▲ +6.8% YoY
Net income
$30.5B
27.0% net margin
Market cap
$423.5B
Price $59.67 · delayed
P/E ratio
13.9
Price / earnings
Return on equity
10%
Net income / equity
Investor Score
50/100
#49 of 100 covered
BofA Finance LLC fundamentals at a glance
The table summarizes BofA Finance LLC's key financial figures for fiscal 2025 — revenue, profitability, returns, growth and balance-sheet strength — each taken from the company's SEC 10-K filing.
How profitable is BofA Finance LLC?
BofA Finance LLC runs a 27.0% net margin and n/a gross margin in fiscal 2025, turning $113.1B of revenue into $30.5B of profit. Return on equity is 10% and return on assets 1%.
Is BofA Finance LLC growing?
BofA Finance LLC's revenue changed +6.8% in fiscal 2025 and compounded at +6.0% a year over three years, reaching $113.1B. Diluted earnings per share were $3.86 for the year.
| Fiscal year | Revenue | Growth |
|---|---|---|
| 2021 | $89.1B | n/a |
| 2022 | $95.0B | +6.6% |
| 2023 | $102.8B | +8.2% |
| 2024 | $105.9B | +3.0% |
| 2025 | $113.1B | +6.8% |
How is BofA Finance LLC valued?
BofA Finance LLC carries a market capitalization of $423.5B at a delayed share price of $59.67, trading at a 13.9 price-to-earnings ratio and 3.7 price-to-sales with a 1.81% dividend yield. Its Value subscore is 65/100 across the covered universe.
How financially healthy is BofA Finance LLC?
BofA Finance LLC ended fiscal 2025 with $231.8B in cash, a debt-to-equity ratio of 1.05 and a current ratio of n/a. Lower leverage and a current ratio above 1.0 signal a stronger balance sheet.
What is BofA Finance LLC's Investor Score?
BofA Finance LLC scores 50/100 on WealthyBud's Investor Score, #49 of 100 covered companies as of 2026-07-10. The score blends growth, profitability, returns on capital, balance-sheet strength and value into one percentile. It is a research opinion, not investment advice.
Investor Score
50/100
#49 of 100 covered companies
Subscores are percentile ranks (0–100) across the 100 covered companies, computed from the SEC fundamentals and delayed market price cited on this page. Data-derived opinion, not investment advice.
BofA Finance LLC (BAC) stock FAQ
How much revenue does BofA Finance LLC make?
BofA Finance LLC (BAC) reported $113.1B in revenue in fiscal 2025, +6.8% versus the prior year, according to its SEC 10-K filing. Over the past three years its revenue has compounded at +6.0% a year.
Is BofA Finance LLC profitable?
Yes. BofA Finance LLC earned $30.5B in net income in fiscal 2025, a 27.0% net margin. Its return on equity was 10% and return on assets 1%, based on figures from its latest 10-K.
How fast is BofA Finance LLC growing?
BofA Finance LLC's revenue changed +6.8% year over year in fiscal 2025 and compounded at +6.0% annually over three years. Growth is one of four inputs to its WealthyBud Investor Score, scored 57/100 versus the covered universe.
What is BofA Finance LLC's market cap and P/E ratio?
BofA Finance LLC has a market capitalization of $423.5B at a delayed share price of $59.67, trading at a price-to-earnings ratio of 13.9 and price-to-sales of 3.7. Its dividend yield is 1.81%. Prices are delayed and illustrative.
What is BofA Finance LLC's WealthyBud Investor Score?
BofA Finance LLC scores 50/100, ranking #49 of 100 covered companies as of 2026-07-10. The score is a percentile blend of growth (57), profitability (72), returns on capital (10), balance-sheet strength (37) and value (65). It is a research opinion, not investment advice.
Where does this BofA Finance LLC financial data come from?
Fundamentals come from BofA Finance LLC's annual report (Form 10-K) filed with the SEC, via the public-domain EDGAR database. The share price used for market cap, P/E and yield is a delayed end-of-day quote, shown as illustrative; a production site would use a licensed real-time market-data feed.
Fundamentals are drawn from BofA Finance LLC’s FY2025 Form 10-K filed with the
SEC (EDGAR, public domain), retrieved 2026-07-10. Share price is a delayed end-of-day quote; market cap, P/E, P/S
and dividend yield are illustrative and not real-time. The Investor Score is a data-derived research opinion.
Not investment advice.