Metropolitan market · South Dakota · September 2026 data

What is the Yankton, SD real estate market doing?

As of September 2026, the median home listed in Yankton, SD asks $319,950, down 5.9% year over year. Homes spend a median of 73 days on market, with 74 active listings and 18% carrying a price cut; pending contracts equal 48% of active listings, and inventory sits at 80% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$319,950
▼ 5.9% YoY
Median $ / sq ft
$169
1,870 sq ft median
Median days on market
73
September 2026
Active listings
74
For sale now
New listings
24
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
80%
Same month, 2019 = 100
Pending / active
48%
Contract activity
Median sale price (closed)
$291,000
▲ 9.0% YoY · closed sales · July 2026
Sale-to-list ratio
99.0%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
36
Closed sales · July 2026, seasonally adjusted

What is the Yankton, SD housing market doing right now?

The Yankton, SD housing market lists at a $319,950 median as of September 2026, down 5.9% year over year, with a 73-day median market time and 74 homes for sale (18% with a price cut). Active inventory is 80% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Yankton housing market statistics

The table summarizes Yankton's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Yankton.

Yankton, SD housing market at a glance — September 2026
MetricLatestDetail
Median listing price$319,950-5.9% YoY
Median price per sq ft$1691,870 sq ft median
Median days on market73-6% YoY
Active listings74-16% YoY
New listings this month24September 2026
Listings with a price cut18%Share of active
Median sale price (closed)$291,000+9.0% YoY · closed sales, July 2026
Sale-to-list ratio99.0%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio48.3%36 pending
Inventory vs 201980%Active listings vs same month in 2019

How have home prices changed in Yankton?

Yankton home prices are down 5.9% year over year and +1.6% month over month as of September 2026, at a $319,950 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$350K$342K$335K$327K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Yankton SD · trailing 8 quarters · source: public records and industry data.

The 10-year view
$347K$303K$258K$214K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Yankton SD · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Yankton?

Yankton has 74 active listings, 24 new this month, 36 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 80% of its 2019 level — a balanced market by pace.

Active listings
74
New this month
24
Pending
36
Price-reduced
13

Is Yankton a good real estate investment?

Yankton scores 55/100 on WealthyBud's composite Investor Score, ranking #345 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
55/100
#345 of 933 covered metros
12-month outlook
+3.1%
▲ Rising · model output, not advice
Momentum
66
Value
69
Rental yield
16
Supply risk
38
Market heat
60

Yankton scores 55/100 on our composite Investor Score (#345 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 80% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 5.9% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Yankton ranks on the trending markets index.

How much is a monthly mortgage payment in Yankton?

A home at Yankton's $319,950 median listing runs about $1,751 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,581/mo
−$170/mo vs today
At today's rate · 7.28%
$1,751/mo
National weekly average
If rates rise 1% · 8.28%
$1,928/mo
+$177/mo vs today

Principal & interest on the $319,950 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Yankton?

To buy Yankton’s $319,950 median listing with 20% down, a household needs about $88,000 a year in gross income, keeping principal, interest and property tax ($2,053/mo) at 28% of income. That is 1.2× the area’s $73,855 median household income, so a typical Yankton household cannot afford the median listing on these terms.

Income needed to buy the median home in Yankton, SD — September 2026
ItemAmountBasis
Median listing price$319,950September 2026
Down payment (20%)$63,990Assumption
Principal & interest (7.28%, 30-yr fixed)$1,751/moRate as of 2026-10-01
Property tax (1.13% effective rate)$301/moCensus ACS
Income needed (28% rule)$88,000Gross household income / yr
Median household income$73,855Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Yankton housing market?

Longer-run demand in Yankton shows up in 91 homes permitted in 2025; net migration of -6 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
91
▼ 49.2% vs 2024
3.9 per 1,000 residents
Net migration (2022–2023)
-6
▼ people, via tax-return records
net income flow +$5.17M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Yankton housing market FAQ

What is the median home price in Yankton?
As of September 2026, the median listing price in Yankton, SD is $319,950, down 5.9% year over year (source: public records and industry data). Figures cover the Yankton, SD metro area.
How much does it cost to buy a home in Yankton?
The median home listed in Yankton asks $319,950 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,751 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Yankton?
The median property in Yankton spends 73 days on the market, with 74 homes actively listed and 18% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Yankton?
With a median 73 days on market and 18% of active listings carrying a price cut, pending contracts at 48% of active listings, Yankton reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Yankton a good place to invest in real estate?
Yankton scores 55/100 on WealthyBud's Investor Score, ranking #345 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Yankton?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Yankton and the wider South Dakota market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Yankton, SD metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More South Dakota housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.