Metropolitan market · Missouri · September 2026 data

What is the West Plains, MO real estate market doing?

As of September 2026, the median home listed in West Plains, MO asks $287,400, up 6.0% year over year. Homes spend a median of 78 days on market, with 203 active listings and 19% carrying a price cut; pending contracts equal 27% of active listings, and inventory sits at 80% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$287,400
▲ 6.0% YoY
Median $ / sq ft
$151
1,858 sq ft median
Median days on market
78
September 2026
Active listings
203
For sale now
New listings
56
September 2026
Listings with price cuts
19%
Share of active
Inventory vs 2019
80%
Same month, 2019 = 100
Pending / active
27%
Contract activity
Median sale price (closed)
$220,000
▲ 0.1% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
39
Closed sales · July 2026, seasonally adjusted

What is the West Plains, MO housing market doing right now?

The West Plains, MO housing market lists at a $287,400 median as of September 2026, up 6.0% year over year, with a 78-day median market time and 203 homes for sale (19% with a price cut). Active inventory is 80% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

West Plains housing market statistics

The table summarizes West Plains's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for West Plains.

West Plains, MO housing market at a glance — September 2026
MetricLatestDetail
Median listing price$287,400+6.0% YoY
Median price per sq ft$1511,858 sq ft median
Median days on market78+4% YoY
Active listings203-5% YoY
New listings this month56September 2026
Listings with a price cut19%Share of active
Median sale price (closed)$220,000+0.1% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio27.4%56 pending
Inventory vs 201980%Active listings vs same month in 2019

How have home prices changed in West Plains?

West Plains home prices are up 6.0% year over year and +1.8% month over month as of September 2026, at a $287,400 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$287K$279K$271K$263K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, West Plains MO · trailing 8 quarters · source: public records and industry data.

The 10-year view
$280K$245K$210K$175K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, West Plains MO · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in West Plains?

West Plains has 203 active listings, 56 new this month, 56 pending as of September 2026. About 19% of active listings have cut their price, and inventory sits at 80% of its 2019 level — a buyer's market by pace.

Active listings
203
New this month
56
Pending
56
Price-reduced
38

Is West Plains a good real estate investment?

West Plains scores 44/100 on WealthyBud's composite Investor Score, ranking #574 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
44/100
#574 of 933 covered metros
12-month outlook
+1.9%
Flat · model output, not advice
Momentum
69
Value
31
Rental yield
19
Supply risk
38
Market heat
27

West Plains scores 44/100 on our composite Investor Score (#574 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 80% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 6.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how West Plains ranks on the trending markets index.

How much is a monthly mortgage payment in West Plains?

A home at West Plains's $287,400 median listing runs about $1,573 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,420/mo
−$153/mo vs today
At today's rate · 7.28%
$1,573/mo
National weekly average
If rates rise 1% · 8.28%
$1,732/mo
+$159/mo vs today

Principal & interest on the $287,400 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in West Plains?

To buy West Plains’s $287,400 median listing with 20% down, a household needs about $73,000 a year in gross income, keeping principal, interest and property tax ($1,705/mo) at 28% of income. That is 1.5× the area’s $49,814 median household income, so a typical West Plains household cannot afford the median listing on these terms.

Income needed to buy the median home in West Plains, MO — September 2026
ItemAmountBasis
Median listing price$287,400September 2026
Down payment (20%)$57,480Assumption
Principal & interest (7.28%, 30-yr fixed)$1,573/moRate as of 2026-10-01
Property tax (0.55% effective rate)$132/moCensus ACS
Income needed (28% rule)$73,000Gross household income / yr
Median household income$49,814Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the West Plains housing market?

Longer-run demand in West Plains shows up in 67 homes permitted in 2025; net migration of -19 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
67
▲ 26.4% vs 2024
1.7 per 1,000 residents
Net migration (2022–2023)
-19
▼ people, via tax-return records
net income flow +$964,000/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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West Plains housing market FAQ

What is the median home price in West Plains?
As of September 2026, the median listing price in West Plains, MO is $287,400, up 6.0% year over year (source: public records and industry data). Figures cover the West Plains, MO metro area.
How much does it cost to buy a home in West Plains?
The median home listed in West Plains asks $287,400 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,573 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in West Plains?
The median property in West Plains spends 78 days on the market, with 203 homes actively listed and 19% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in West Plains?
With a median 78 days on market and 19% of active listings carrying a price cut, pending contracts at 27% of active listings, West Plains reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is West Plains a good place to invest in real estate?
West Plains scores 44/100 on WealthyBud's Investor Score, ranking #574 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in West Plains?
See WealthyBud directories for the top-producing agents, teams and brokerages serving West Plains and the wider Missouri market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the West Plains, MO metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Missouri housing markets

Samuel Okonkwo Property Investment Analyst

Samuel Okonkwo is a property investment analyst who covers cap rates, cash-flow modeling and rental-property ROI for single-family and small multifamily investors. He builds his models from public rent and price data to help readers compare markets objectively.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.