Metropolitan market · Wisconsin · June 2026 data

Watertown Real Estate Market

As of June 2026, the median home listed in Watertown, WI asks $399,900 — up 0.0% year over year. Homes sell in a median of 32 days, with 209 active listings and 13% carrying a price cut — a seller-leaning market. Figures come from public records and industry data, updated monthly.

Median listing price
$399,900
▲ 0.0% YoY
Median $ / sq ft
$230
1,725 sq ft median
Median days on market
32
June 2026
Active listings
209
For sale now
New listings
124
June 2026
Listings with price cuts
13%
Share of active
Median sale price (closed)
$407,500
▲ 15.6% YoY · closed sales
Sale-to-list ratio
100.2%
Closed sales
Homes sold / month
89
Closed sales

Watertown housing market statistics

The table summarizes Watertown's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Watertown, WI housing market at a glance — June 2026
MetricLatestDetail
Median listing price$399,900+0.0% YoY
Median price per sq ft$2301,725 sq ft median
Median days on market32-15% YoY
Active listings209+47% YoY
New listings this month124June 2026
Listings with a price cut13%Share of active
Median sale price (closed)$407,500+15.6% YoY
Sale-to-list ratio100.2%Closed sales

How have home prices changed in Watertown?

Watertown home prices are up 0.0% year over year and -0.7% month over month as of June 2026, at a $399,900 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$415K$399K$384K$368K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Watertown WI · trailing 8 quarters · source: public records and industry data.

The 10-year view
$400K$361K$322K$284K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Watertown WI · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Watertown?

Watertown has 209 active listings, 124 new this month, 71 pending as of June 2026. About 13% of active listings have cut their price, and inventory sits at 65% of its 2019 level — a seller-leaning market by pace.

Active listings
209
New this month
124
Pending
71
Price-reduced
26

Is Watertown a good real estate investment?

Watertown scores 54/100 on WealthyBud's composite Investor Score, ranking #369 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
54/100
#369 of 932 covered metros
12-month outlook
+1.8%
Flat · model output, not advice
Momentum
53
Value
55
Rental yield
22
Supply risk
28
Market heat
74

Watertown scores 54/100 on our composite Investor Score (#369 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 65% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 0.0% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Watertown ranks on the trending markets index.

How much is a monthly mortgage payment in Watertown?

A home at Watertown's $399,900 median listing runs about $2,007 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$1,802/mo
−$205/mo vs today
At today's rate · 6.43%
$2,007/mo
National weekly average
If rates rise 1% · 7.43%
$2,222/mo
+$214/mo vs today

Principal & interest on the $399,900 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Watertown housing market?

Longer-run demand in Watertown shows up in 419 homes permitted in 2025; net migration of +108 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
419
▲ 189.0% vs 2024
4.9 per 1,000 residents
Net migration (2022–2023)
+108
▲ people, via tax-return records
net income flow −$1.36M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

Client-ready report

Send a branded Watertown market report to your clients.

Open report gallery
Find the best in Watertown

Watertown housing market FAQ

What is the median home price in Watertown?
As of June 2026, the median listing price in Watertown, WI is $399,900, up 0.0% year over year (source: public records and industry data). Figures cover the Watertown-Fort Atkinson, WI metro area.
How much does it cost to buy a home in Watertown?
The median home listed in Watertown asks $399,900 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $2,007 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Watertown?
The median property in Watertown spends 32 days on the market, with 209 homes actively listed and 13% of them carrying a price cut — a seller-leaning market by pace as of June 2026.
Is it a buyer's or seller's market in Watertown?
With a median 32 days on market and 13% of active listings carrying a price cut, Watertown reads as a seller-leaning market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Watertown a good place to invest in real estate?
Watertown scores 54/100 on WealthyBud's Investor Score, ranking #369 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Watertown?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Watertown and the wider Wisconsin market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Watertown-Fort Atkinson, WI metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Wisconsin housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.