Metropolitan market · Ohio · September 2026 data

What is the Sidney, OH real estate market doing?

As of September 2026, the median home listed in Sidney, OH asks $281,950, up 31.3% year over year. Homes spend a median of 42 days on market, with 94 active listings and 22% carrying a price cut; pending contracts equal 66% of active listings, and inventory sits at 80% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$281,950
▲ 31.3% YoY
Median $ / sq ft
$170
1,827 sq ft median
Median days on market
42
September 2026
Active listings
94
For sale now
New listings
50
September 2026
Listings with price cuts
22%
Share of active
Inventory vs 2019
80%
Same month, 2019 = 100
Pending / active
66%
Contract activity
Median sale price (closed)
$232,875
▲ 10.9% YoY · closed sales · July 2026
Sale-to-list ratio
97.8%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
41
Closed sales · July 2026, seasonally adjusted

What is the Sidney, OH housing market doing right now?

The Sidney, OH housing market lists at a $281,950 median as of September 2026, up 31.3% year over year, with a 42-day median market time and 94 homes for sale (22% with a price cut). Active inventory is 80% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Sidney housing market statistics

The table summarizes Sidney's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Sidney.

Sidney, OH housing market at a glance — September 2026
MetricLatestDetail
Median listing price$281,950+31.3% YoY
Median price per sq ft$1701,827 sq ft median
Median days on market42-34% YoY
Active listings94+4% YoY
New listings this month50September 2026
Listings with a price cut22%Share of active
Median sale price (closed)$232,875+10.9% YoY · closed sales, July 2026
Sale-to-list ratio97.8%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio66.3%62 pending
Inventory vs 201980%Active listings vs same month in 2019

How have home prices changed in Sidney?

Sidney home prices are up 31.3% year over year and -2.7% month over month as of September 2026, at a $281,950 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$294K$275K$255K$235K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Sidney OH · trailing 8 quarters · source: public records and industry data.

The 10-year view
$285K$243K$202K$161K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Sidney OH · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Sidney?

Sidney has 94 active listings, 50 new this month, 62 pending as of September 2026. About 22% of active listings have cut their price, and inventory sits at 80% of its 2019 level — a balanced market by pace.

Active listings
94
New this month
50
Pending
62
Price-reduced
21

Is Sidney a good real estate investment?

Sidney scores 64/100 on WealthyBud's composite Investor Score, ranking #193 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
64/100
#193 of 933 covered metros
12-month outlook
+3.1%
▲ Rising · model output, not advice
Momentum
62
Value
80
Rental yield
45
Supply risk
38
Market heat
76

Sidney scores 64/100 on our composite Investor Score (#193 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 80% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 31.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Sidney ranks on the trending markets index.

How much is a monthly mortgage payment in Sidney?

A home at Sidney's $281,950 median listing runs about $1,543 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,393/mo
−$150/mo vs today
At today's rate · 7.28%
$1,543/mo
National weekly average
If rates rise 1% · 8.28%
$1,699/mo
+$156/mo vs today

Principal & interest on the $281,950 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Sidney?

To buy Sidney’s $281,950 median listing with 20% down, a household needs about $76,000 a year in gross income, keeping principal, interest and property tax ($1,781/mo) at 28% of income. That is 1.0× the area’s $72,822 median household income, so a typical Sidney household cannot afford the median listing on these terms.

Income needed to buy the median home in Sidney, OH — September 2026
ItemAmountBasis
Median listing price$281,950September 2026
Down payment (20%)$56,390Assumption
Principal & interest (7.28%, 30-yr fixed)$1,543/moRate as of 2026-10-01
Property tax (1.01% effective rate)$237/moCensus ACS
Income needed (28% rule)$76,000Gross household income / yr
Median household income$72,822Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Sidney housing market?

Longer-run demand in Sidney shows up in 523 homes permitted in 2025; net migration of +89 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
523
▲ 55.2% vs 2024
10.9 per 1,000 residents
Net migration (2022–2023)
+89
▲ people, via tax-return records
net income flow +$431,000/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

Client-ready report

Send a branded Sidney market report to your clients.

Open report gallery
Find the best in Sidney

Sidney housing market FAQ

What is the median home price in Sidney?
As of September 2026, the median listing price in Sidney, OH is $281,950, up 31.3% year over year (source: public records and industry data). Figures cover the Sidney, OH metro area.
How much does it cost to buy a home in Sidney?
The median home listed in Sidney asks $281,950 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,543 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Sidney?
The median property in Sidney spends 42 days on the market, with 94 homes actively listed and 22% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Sidney?
With a median 42 days on market and 22% of active listings carrying a price cut, pending contracts at 66% of active listings, Sidney reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Sidney a good place to invest in real estate?
Sidney scores 64/100 on WealthyBud's Investor Score, ranking #193 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Sidney?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Sidney and the wider Ohio market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Sidney, OH metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Ohio housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.